Cholamandalam Investment & Finance Interview Questions, Process, and Tips

Q1. Why this job ?
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Q2. What do you know about this role ?
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Q3. How can you convence a customer to take any kind of loans in our company ?
Ans. 
To convince a customer to take a loan in our company, we can highlight competitive interest rates, flexible repayment options, quick approval process, and personalized customer service.
• Emphasize competitive interest rates to show that our company offers better terms compared to other lenders.

• Highlight flexible repayment options that suit the customer's financial situation, such as monthly installments or customized rep...read more
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Q4. Which type of marketing program will you use to attract the customers ?
Ans. 
I will use a combination of online and offline marketing programs to attract customers.
• Online marketing programs such as social media advertising, search engine optimization, and email marketing

• Offline marketing programs such as direct mail campaigns, print advertisements, and participating in trade shows

• Utilizing customer referrals and word-of-mouth marketing

• Creating targeted promotional offers and discounts

• Implementi
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Q5. Do you know the plans and intrest rates and how it gonna work?
Ans. 
Yes, I am familiar with the plans and interest rates and how they work.
• I have a thorough understanding of the different plans offered by our company and their corresponding interest rates.

• I am knowledgeable about the terms and conditions associated with each plan.

• I can explain to customers how the interest rates are calculated and how they will affect their payments.

• I am aware of any promotional offers or special rates...read more
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Open market business discussion with DSA handling

Q1. About experience
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Q1. Personal questions
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Q2. What was my self
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Q3. What Was my studies details
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Q4. What was my experience
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Q1. Why cholamandalam
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Q2. Where do you see yourself in 5 years
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Introduce myself and finance some taking

Q1. What is legal Process for the property
Ans. 
Legal process for property involves title search, due diligence, contract negotiation, and closing.
• Title search is conducted to verify ownership and any existing liens on the property.

• Due diligence involves reviewing legal documents, permits, and potential issues with the property.

• Contract negotiation is the process of finalizing terms and conditions of the property transaction.

• Closing involves signing legal documents,...read more
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Q2. Definitely x ,y,z buckets
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Q3. How to handle your hardly customer's
Ans. 
Handle difficult customers with patience, empathy, and effective communication.
• Listen actively to understand their concerns

• Remain calm and composed, avoid getting defensive

• Empathize with their situation and show understanding

• Offer solutions or alternatives to address their issues

• Follow up to ensure their satisfaction
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Q4. Low of lap chola
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This question does not make sense and seems to be a typo or error.
• The question seems to be incomplete or incorrect.

• It may be a typo or mistake in the wording.

• It is unclear what is being asked.
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