Cholamandalam Investment & Finance Junior Officer Interview Questions and Answers

Q1. About sales how do sale
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Q2. Tell me about your self
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Q1. Tell me about your self and your family..
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Q2. What about polution and human life in COVID times?
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Q3. Is money more important than company?
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Q4. What is salary expectation?
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Q1. Tell me about yourself. Why do you want work with us? There will be work pressure here, will you be able to work under pressure? Where do you see your self after 5 years? What do you know about sales? Sell...read more
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General question for banking sector

Q1. Last working company and related question.why reliving that company.
Ans. I m working in hdfc bank back off adfc pvt limited. I m work in asset and liability both.2016 i get married that's the reason i relive.
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Q1. Tell me about your self and about banking sector
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Q2. What is banking
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Banking is a financial service industry that deals with managing money, providing loans, and facilitating transactions.
• Banking involves accepting deposits from customers and lending money to individuals and businesses.

• Banks also offer services such as checking and savings accounts, credit cards, and investment products.

• Banking institutions play a crucial role in the economy by providing liquidity, credit, and financial...read more
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Q3. What is financial sector
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The financial sector refers to the industry that deals with the management of money and other assets.
• Includes banks, investment firms, insurance companies, and stock exchanges

• Involves activities such as lending, borrowing, investing, and risk management

• Plays a crucial role in the economy by facilitating the flow of funds and capital

• Regulated by government authorities to ensure stability and protect consumers
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Q4. What is Banking products
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Banking products are financial instruments offered by banks to customers for managing their money and achieving financial goals.
• Savings accounts

• Checking accounts

• Certificates of deposit (CDs)

• Credit cards

• Loans (personal, auto, mortgage)

• Investment products (stocks, bonds, mutual funds)
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Q5. What is Loans and investments
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Loans and investments refer to financial transactions where money is lent or invested for a return.
• Loans involve lending money to individuals or businesses with the expectation of repayment with interest.

• Investments involve putting money into assets such as stocks, bonds, real estate, or mutual funds with the expectation of generating a return.

• Both loans and investments carry risks and rewards, and are essential compon...read more
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