Cholamandalam Investment & Finance Interview Questions, Process, and Tips

I will be final aptitude test

Q1. What is the my ctc
Ans. 
The CTC (Cost to Company) is the total salary package offered to an employee, including all benefits and perks.
• CTC includes salary, bonuses, benefits, and any other perks provided by the company.

• It is important to understand the components of the CTC to evaluate the total compensation package.

• For example, if your CTC is $50,000, it may include a base salary of $40,000, a bonus of $5,000, and benefits worth $5,000.
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Q2. What is the my job role
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2-3 manager taken interview in multiple languages

Q1. Explain Self about
Ans. 
I am a highly motivated and experienced professional with a strong background in managing receivables and improving cash flow.
• Over 5 years of experience in receivables management

• Proven track record of reducing DSO and improving collection efficiency

• Strong analytical skills to identify trends and implement process improvements

• Excellent communication and negotiation skills to work with clients and internal teams

• Proficien...read more
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Q2. How to handling larg team
Ans. 
Handling a large team requires effective communication, delegation, and leadership skills.
• Establish clear goals and expectations for the team

• Delegate tasks based on team members' strengths and skills

• Provide regular feedback and support to team members

• Encourage open communication and collaboration among team members

• Lead by example and demonstrate a positive attitude and work ethic
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Q1. What is branch rc limit
Ans. 
Branch RC limit refers to the maximum amount of credit that a branch is authorized to extend to its customers.
• Branch RC limit is set by the senior management based on the branch's financial strength and risk appetite.

• It helps in controlling the credit exposure of the branch and ensures that it operates within its financial limits.

• Exceeding the branch RC limit can lead to increased credit risk and potential losses for t...read more
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Q2. What is dealer rc limit
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Dealer RC limit refers to the maximum amount of credit that a dealer is allowed to borrow from a financial institution.
• Dealer RC limit is set by the financial institution based on the dealer's creditworthiness and business needs.

• It helps to manage the risk exposure of the financial institution by limiting the amount of credit extended to a single dealer.

• Exceeding the dealer RC limit may result in additional scrutiny or...read more
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Q3. What is credit policy, what is kyc policy
Ans. 
Credit policy outlines guidelines for extending credit to customers, while KYC policy ensures customer identity verification to prevent fraud.
• Credit policy is a set of guidelines and procedures that a company follows when extending credit to customers.

• It includes criteria for evaluating creditworthiness, setting credit limits, and managing credit risk.

• KYC (Know Your Customer) policy is a set of procedures for verifying...read more
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Q4. What your work at your previous company and what is the reason behind leaving it
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Q5. Customer cibil verification what is od, sub, lss, dbt
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Q1. Personal details
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Q2. Salary expectation
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Q1. Please introduce yourself. And what is your qualification ?
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Q2. In which company you worked earlier and Why you choose the job in cholamandalam?
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Q3. How many years experience in previous job ? And why did you leave that prrvious job?
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