400+ Cholamandalam Investment & Finance Interview Questions & Answers | Complete Prep Guide 2025

Top Cholamandalam Investment & Finance Interview Questions and Answers

Q1. How can you convence a customer to take any kind of loans in our company ?
asked in Sales Officer interview
View answers (3)
Q2. Have you considered a reevaluation of the case?
asked in Credit Officer interview
View answer (1)
Q3. What is legal Process for the property
asked in Team Lead interview
View answers (3)

View all 56 questions

Cholamandalam Investment & Finance Interview Experiences

Popular Designations

178 interviews found

Senior Credit Officer Interview Questions & Answers

Manish Kumar jha

posted on 8 Mar 2024

Interview experience

Good

Difficulty level

Process Duration

Result

Round 1 - Group Discussion

Group discussion about the previous job and credit underwriting

Round 2 - HR

(1 Question)

Q1. Salary discussion and previous work experience

Add your answer

Senior Credit Officer Interview Questions asked at other Companies

Q1. What is CIBIL score for credit

View answer (4)

Credit Manager Interview Questions & Answers

Anonymous

posted on 28 Jan 2025

Interview experience

Good

Difficulty level

Easy

Process Duration

Less than 2 weeks

Result

Selected

I was interviewed before Jan 2024.

Round 1 - One-on-one

(5 Questions)

Q1. How much experience in field

Ans.

I have 8 years of experience in the field of credit management.

I have worked in various roles within credit management for the past 8 years.
I have experience in assessing creditworthiness, setting credit limits, and managing collections.
I have successfully reduced bad debt and improved cash flow in previous roles.
I am familiar with credit risk analysis and compliance with regulations.
I have a proven track record of bui...

Answered by AI

Add your answer

Q2. What is your expectations

Ans.

I expect to utilize my strong analytical skills and experience in credit management to effectively assess risk and make informed decisions.

Utilize analytical skills to assess credit risk
Make informed decisions based on data analysis
Implement strategies to minimize credit losses
Maintain strong relationships with clients and vendors

Answered by AI

Add your answer

Q3. No need to interview

Add your answer

Q4. No need to interview now

Add your answer

Q5. Have good knowledge

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Good company, if you want to build your carrier in finance than you need to join this company.

Credit Manager Interview Questions asked at other Companies

Q1. If a client comes to take a loan & he haven't got any type of documents with him (primary or secondary), how will you deal with him? & Tell me first 5 things comes to your mind.

View answer (21)

Cholamandalam Investment & Finance Interview Questions and Answers for Freshers

Branch Legal Manager Interview Questions & Answers

Anonymous

posted on 12 Nov 2023

Interview experience

Bad

Difficulty level

Moderate

Process Duration

Less than 2 weeks

Result

Selected

I applied via Referral and was interviewed in May 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.

View all Resume tips

Round 2 - Group Discussion

Discussion done regarding job description in short

Round 3 - One-on-one

(2 Questions)

Q1. Salary discussion done.

Add your answer

Q2. Present ctc and expected ctc

Ans.

Current CTC is $80,000 and expected CTC is $100,000

Current CTC: $80,000
Expected CTC: $100,000

Answered by AI

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Only Hard working should go with chola.

Branch Legal Manager Interview Questions asked at other Companies

Q1. Present ctc and expected ctc

View answer (1)

What people are saying about Cholamandalam Investment & Finance

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a head branch credit ops

Career Suggestions.

I am a Credit Officer working in a NBFC Company since last 5 years. In the last 5 years of my period I have gathered lots of experience in the field of Finance. But the biggest concern is though I gathered a lot of experience my CTC is 3.0 LPA. Though I got the opportun... read more

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Deputy Manager Interview Questions & Answers

Anonymous

posted on 11 Apr 2024

Interview experience

Excellent

Difficulty level

Process Duration

Result

Round 1 - HR

(1 Question)

Q1. Work experience and others

Add your answer

Deputy Manager Interview Questions asked at other Companies

Q1. 1.WHAT IS SPECIAL OF UR HOME TOWN 2.Who is Main compitetor with us and which products...3.what is main business in your area and its functions...4 Previous comoany achevements 5.Your strengts and weakness.

View answer (69)

Branch Manager Interview Questions & Answers

Anonymous

posted on 7 Aug 2023

Interview experience

Excellent

Difficulty level

Process Duration

Result

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.

View all Resume tips

Round 2 - One-on-one

(2 Questions)

Q1. Work Experience , Existing Knowledge

Add your answer

Q2. Last Salary in your existing company

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Chola is a good company to work

Branch Manager Interview Questions asked at other Companies

Q1. Role of Branch Manager?How to manage team?Cross sell?

View answer (34)

Get interview-ready with Top Cholamandalam Investment & Finance Interview Questions

Branch Credit Manager Interview Questions & Answers

Anonymous

posted on 18 Nov 2024

Interview experience

Excellent

Difficulty level

Process Duration

Result

I was interviewed before Nov 2023.

Round 1 - Assignment

About home loan and lap loan questions

Branch Credit Manager Interview Questions asked at other Companies

Q1. why 13yr legal search report is required in mortgage

View answer (6)

Jobs at Cholamandalam Investment & Finance

View all

Regional Business Manager - Unsecured

Bangalore / Bengaluru

15-24 Yrs

Not Disclosed

Area Legal Manager - Vehicle Finance

Rajkot

3-8 Yrs

₹ 3-8 LPA

Collection Executive-Consumer Durables

Guwahati

1-2 Yrs

Not Disclosed

Regional Collection Manager-CSEL

Ranchi

5-10 Yrs

₹ 5-10 LPA

Regional Collection Manager

Nagpur, Mumbai

8-13 Yrs

Not Disclosed

Branch Manager - Gold Loan

Sonarpur, South Twenty Four Parganas

5-10 Yrs

Not Disclosed

Associate Manager Interview Questions & Answers

Anonymous

posted on 25 Feb 2025

Interview experience

Excellent

Difficulty level

Easy

Process Duration

Less than 2 weeks

Result

Selected

I was interviewed before Feb 2024.

Round 1 - One-on-one

(2 Questions)

Q1. What is a Non-Performing Asset (NPA)?

Ans.

A Non-Performing Asset (NPA) is a loan or advance for which the principal or interest payment remains overdue for a period of 90 days.

NPAs are typically loans given by banks or financial institutions that have stopped generating income for the lender.
Banks classify loans as NPAs when the borrower fails to make interest or principal payments for a certain period of time, usually 90 days.
NPAs can negatively impact a bank...

Answered by AI

Add your answer

Q2. How do you manage Non-Performing Assets (NPA) customers?

Ans.

Manage NPA customers by identifying root causes, creating repayment plans, and providing support.

Identify the reasons for non-payment such as financial difficulties or disputes.
Work with customers to create customized repayment plans based on their financial situation.
Provide support and guidance to help customers meet their repayment obligations.
Regularly follow up with NPA customers to monitor progress and address an

Answered by AI

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Effective communication skills, a polished appearance, and a strong belief in your abilities can help you succeed no matter the circumstances.

Associate Manager Interview Questions asked at other Companies

Q1. How will you calculate tension on the sheet which is being given OFF, by Pay off reel ?

View answer (5)

Internship Trainee Interview Questions & Answers

Anonymous

posted on 6 Mar 2023

Interview experience

Excellent

Difficulty level

Easy

Process Duration

2-4 weeks

Result

Selected

I applied via Campus Placement and was interviewed in Feb 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.

View all Resume tips

Round 2 - One-on-one

(2 Questions)

Q1. Tell me about yourself

Add your answer

Q2. Family background and software known

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and clear, disclosure all the concerns to HR,
HR is very polite and responsible.

Internship Trainee Interview Questions asked at other Companies

Q1. Tell about your UG project? How will you design a table for 1 tonne load and what are all the consideration needed for it? Tell the Equations you know in strength of Materials? What are manufacturing processes involved to fabricate ball bea... read more

View answer (2)

Area Credit Manager Interview Questions & Answers

Anonymous

posted on 26 Dec 2023

Interview experience

Excellent

Difficulty level

Moderate

Process Duration

2-4 weeks

Result

Selected

I applied via Naukri.com and was interviewed in Jun 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.

View all Resume tips

Round 2 - HR

(2 Questions)

Q1. Job related experience

Add your answer

Q2. Explained overall experience

Add your answer

Round 3 - One-on-one

(1 Question)

Q1. Role related questions

Add your answer

Area Credit Manager Interview Questions asked at other Companies

Q1. What are the financial parameters check while file approval for sme.

View answer (1)

Data Analyst Intern Interview Questions & Answers

Anonymous

posted on 3 Oct 2023

Interview experience

Excellent

Difficulty level

Moderate

Process Duration

Less than 2 weeks

Result

Selected

I applied via Referral and was interviewed in Apr 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.

View all Resume tips

Round 2 - Technical

(2 Questions)

Q1. Questions based on projects in the resume

Add your answer

Q2. Machine learning questions

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Just prepare what you included in the resume

Data Analyst Intern Interview Questions asked at other Companies

Q1. Water Jug Problem Statement You have two water jugs with capacities X and Y liters respectively, both initially empty. You also have an infinite water supply. The goal is to determine if it is possible to measure exactly Z liters using thes... read more

View answer (1)

Cholamandalam Investment & Finance Interview FAQs

How many rounds are there in Cholamandalam Investment & Finance interview?

Cholamandalam Investment & Finance interview process usually has 1-2 rounds. The most common rounds in the Cholamandalam Investment & Finance interview process are Resume Shortlist, HR and One-on-one Round.

How to prepare for Cholamandalam Investment & Finance interview?

Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Cholamandalam Investment & Finance. The most common topics and skills that interviewers at Cholamandalam Investment & Finance expect are Mortgage Loans, Commercial Vehicle Loans, Home Loans, Sales and Auto Loans.

What are the top questions asked in Cholamandalam Investment & Finance interview?

Some of the top questions asked at the Cholamandalam Investment & Finance interview -

Do you have the knowledge of credit work in financ...read more
What is cibil ? What is good cibil score ? What are different type of Dpd in ci...read more
How can you convence a customer to take any kind of loans in our compan...read more

How long is the Cholamandalam Investment & Finance interview process?

The duration of Cholamandalam Investment & Finance interview process can vary, but typically it takes about less than 2 weeks to complete.

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Jobs at Cholamandalam Investment & Finance

Regional Business Manager - Unsecured

Bangalore / Bengaluru

15-24 Yrs

Not Disclosed

Area Legal Manager - Vehicle Finance

Rajkot

3-8 Yrs

₹ 3-8 LPA

Collection Executive-Consumer Durables

Guwahati

1-2 Yrs

Not Disclosed

Explore more jobs

Cholamandalam Investment & Finance Salaries in India

Branch Credit Manager 326 salaries	₹0 L/yr - ₹0 L/yr
Deputy Officer 303 salaries	₹0 L/yr - ₹0 L/yr
Area Business Manager 272 salaries	₹0 L/yr - ₹0 L/yr
Branch Sales Manager 263 salaries	₹0 L/yr - ₹0 L/yr
Area Credit Manager 251 salaries	₹0 L/yr - ₹0 L/yr