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Cholamandalam Investment & Finance Interview Questions, Process, and Tips

Updated 27 Feb 2025

Top Cholamandalam Investment & Finance Interview Questions and Answers

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Cholamandalam Investment & Finance Interview Experiences

Popular Designations

178 interviews found

Senior Credit Officer Interview Questions & Answers

user image Manish Kumar jha

posted on 8 Mar 2024

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Group Discussion 

Group discussion about the previous job and credit underwriting

Round 2 - HR 

(1 Question)

  • Q1. Salary discussion and previous work experience

Senior Credit Officer Interview Questions asked at other Companies

Q1. What is CIBIL score for credit
View answer (4)
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I was interviewed before Jan 2024.

Round 1 - One-on-one 

(5 Questions)

  • Q1. How much experience in field
  • Ans. 

    I have 8 years of experience in the field of credit management.

    • I have worked in various roles within credit management for the past 8 years.

    • I have experience in assessing creditworthiness, setting credit limits, and managing collections.

    • I have successfully reduced bad debt and improved cash flow in previous roles.

    • I am familiar with credit risk analysis and compliance with regulations.

    • I have a proven track record of bui...

  • Answered by AI
  • Q2. What is your expectations
  • Ans. 

    I expect to utilize my strong analytical skills and experience in credit management to effectively assess risk and make informed decisions.

    • Utilize analytical skills to assess credit risk

    • Make informed decisions based on data analysis

    • Implement strategies to minimize credit losses

    • Maintain strong relationships with clients and vendors

  • Answered by AI
  • Q3. No need to interview
  • Q4. No need to interview now
  • Q5. Have good knowledge

Interview Preparation Tips

Interview preparation tips for other job seekers - Good company, if you want to build your carrier in finance than you need to join this company.

Credit Manager Interview Questions asked at other Companies

Q1. If a client comes to take a loan & he haven't got any type of documents with him (primary or secondary), how will you deal with him? & Tell me first 5 things comes to your mind.
View answer (21)
Cholamandalam Investment & Finance Interview Questions and Answers for Freshers
illustration image
Interview experience
1
Bad
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in May 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - Group Discussion 

Discussion done regarding job description in short

Round 3 - One-on-one 

(2 Questions)

  • Q1. Salary discussion done.
  • Q2. Present ctc and expected ctc
  • Ans. 

    Current CTC is $80,000 and expected CTC is $100,000

    • Current CTC: $80,000

    • Expected CTC: $100,000

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Only Hard working should go with chola.

Branch Legal Manager Interview Questions asked at other Companies

Q1. Present ctc and expected ctc
View answer (1)
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(1 Question)

  • Q1. Work experience and others

Deputy Manager Interview Questions asked at other Companies

Q1. 1.WHAT IS SPECIAL OF UR HOME TOWN 2.Who is Main compitetor with us and which products...3.what is main business in your area and its functions...4 Previous comoany achevements 5.Your strengts and weakness.
View answer (69)

Cholamandalam Investment & Finance interview questions for popular designations

 Sales Officer

 (7)

 Credit Operation Executive

 (6)

 Branch Credit Manager

 (6)

 Credit Manager

 (5)

 Branch Sales Manager

 (5)

 Credit Officer

 (4)

 Area Business Manager

 (4)

 Branch Manager

 (4)

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Work Experience , Existing Knowledge
  • Q2. Last Salary in your existing company

Interview Preparation Tips

Interview preparation tips for other job seekers - Chola is a good company to work

Branch Manager Interview Questions asked at other Companies

Q1. Role of Branch Manager?How to manage team?Cross sell?
View answer (34)

Get interview-ready with Top Cholamandalam Investment & Finance Interview Questions

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-

I was interviewed before Nov 2023.

Round 1 - Assignment 

About home loan and lap loan questions

Branch Credit Manager Interview Questions asked at other Companies

Q1. why 13yr legal search report is required in mortgage
View answer (6)

Jobs at Cholamandalam Investment & Finance

View all
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I was interviewed before Feb 2024.

Round 1 - One-on-one 

(2 Questions)

  • Q1. What is a Non-Performing Asset (NPA)?
  • Ans. 

    A Non-Performing Asset (NPA) is a loan or advance for which the principal or interest payment remains overdue for a period of 90 days.

    • NPAs are typically loans given by banks or financial institutions that have stopped generating income for the lender.

    • Banks classify loans as NPAs when the borrower fails to make interest or principal payments for a certain period of time, usually 90 days.

    • NPAs can negatively impact a bank...

  • Answered by AI
  • Q2. How do you manage Non-Performing Assets (NPA) customers?
  • Ans. 

    Manage NPA customers by identifying root causes, creating repayment plans, and providing support.

    • Identify the reasons for non-payment such as financial difficulties or disputes.

    • Work with customers to create customized repayment plans based on their financial situation.

    • Provide support and guidance to help customers meet their repayment obligations.

    • Regularly follow up with NPA customers to monitor progress and address an

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Effective communication skills, a polished appearance, and a strong belief in your abilities can help you succeed no matter the circumstances.

Associate Manager Interview Questions asked at other Companies

Q1. How will you calculate tension on the sheet which is being given OFF, by Pay off reel ?
View answer (5)
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Campus Placement and was interviewed in Feb 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Tell me about yourself
  • Q2. Family background and software known

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and clear, disclosure all the concerns to HR,
HR is very polite and responsible.

Internship Trainee Interview Questions asked at other Companies

Q1. Tell about your UG project? How will you design a table for 1 tonne load and what are all the consideration needed for it? Tell the Equations you know in strength of Materials? What are manufacturing processes involved to fabricate ball bea... read more
View answer (2)
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Jun 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - HR 

(2 Questions)

  • Q1. Job related experience
  • Q2. Explained overall experience
Round 3 - One-on-one 

(1 Question)

  • Q1. Role related questions

Area Credit Manager Interview Questions asked at other Companies

Q1. What are the financial parameters check while file approval for sme.
View answer (1)
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Apr 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - Technical 

(2 Questions)

  • Q1. Questions based on projects in the resume
  • Q2. Machine learning questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Just prepare what you included in the resume

Data Analyst Intern Interview Questions asked at other Companies

Q1. Water Jug Problem Statement You have two water jugs with capacities X and Y liters respectively, both initially empty. You also have an infinite water supply. The goal is to determine if it is possible to measure exactly Z liters using thes... read more
View answer (1)
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Cholamandalam Investment & Finance Interview FAQs

How many rounds are there in Cholamandalam Investment & Finance interview?
Cholamandalam Investment & Finance interview process usually has 1-2 rounds. The most common rounds in the Cholamandalam Investment & Finance interview process are Resume Shortlist, HR and One-on-one Round.
How to prepare for Cholamandalam Investment & Finance interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Cholamandalam Investment & Finance. The most common topics and skills that interviewers at Cholamandalam Investment & Finance expect are Mortgage Loans, Commercial Vehicle Loans, Home Loans, Sales and Auto Loans.
What are the top questions asked in Cholamandalam Investment & Finance interview?

Some of the top questions asked at the Cholamandalam Investment & Finance interview -

  1. Do you have the knowledge of credit work in financ...read more
  2. What is cibil ? What is good cibil score ? What are different type of Dpd in ci...read more
  3. How can you convence a customer to take any kind of loans in our compan...read more
How long is the Cholamandalam Investment & Finance interview process?

The duration of Cholamandalam Investment & Finance interview process can vary, but typically it takes about less than 2 weeks to complete.

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Cholamandalam Investment & Finance Interview Process

based on 326 interviews

Interview experience

4.3
  
Good
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3.9/5

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3.7

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3.5

Work-life balance

3.9

Salary

3.7

Job security

3.6

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3.5

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3.6

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Regional Business Manager - Unsecured

Bangalore / Bengaluru

15-24 Yrs

Not Disclosed

Area Legal Manager - Vehicle Finance

Rajkot

3-8 Yrs

₹ 3-8 LPA

Collection Executive-Consumer Durables

Guwahati

1-2 Yrs

Not Disclosed

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