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Group discussion about the previous job and credit underwriting
I was interviewed before Jan 2024.
I have 8 years of experience in the field of credit management.
I have worked in various roles within credit management for the past 8 years.
I have experience in assessing creditworthiness, setting credit limits, and managing collections.
I have successfully reduced bad debt and improved cash flow in previous roles.
I am familiar with credit risk analysis and compliance with regulations.
I have a proven track record of bui...
I expect to utilize my strong analytical skills and experience in credit management to effectively assess risk and make informed decisions.
Utilize analytical skills to assess credit risk
Make informed decisions based on data analysis
Implement strategies to minimize credit losses
Maintain strong relationships with clients and vendors
I applied via Referral and was interviewed in May 2023. There were 3 interview rounds.
Discussion done regarding job description in short
Current CTC is $80,000 and expected CTC is $100,000
Current CTC: $80,000
Expected CTC: $100,000
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Cholamandalam Investment & Finance interview questions for popular designations
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I was interviewed before Nov 2023.
About home loan and lap loan questions
I was interviewed before Feb 2024.
A Non-Performing Asset (NPA) is a loan or advance for which the principal or interest payment remains overdue for a period of 90 days.
NPAs are typically loans given by banks or financial institutions that have stopped generating income for the lender.
Banks classify loans as NPAs when the borrower fails to make interest or principal payments for a certain period of time, usually 90 days.
NPAs can negatively impact a bank...
Manage NPA customers by identifying root causes, creating repayment plans, and providing support.
Identify the reasons for non-payment such as financial difficulties or disputes.
Work with customers to create customized repayment plans based on their financial situation.
Provide support and guidance to help customers meet their repayment obligations.
Regularly follow up with NPA customers to monitor progress and address an
I applied via Campus Placement and was interviewed in Feb 2023. There were 2 interview rounds.
I applied via Naukri.com and was interviewed in Jun 2023. There were 3 interview rounds.
I applied via Referral and was interviewed in Apr 2023. There were 2 interview rounds.
Some of the top questions asked at the Cholamandalam Investment & Finance interview -
The duration of Cholamandalam Investment & Finance interview process can vary, but typically it takes about less than 2 weeks to complete.
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Rating in categories
Branch Credit Manager
326
salaries
| ₹0 L/yr - ₹0 L/yr |
Deputy Officer
303
salaries
| ₹0 L/yr - ₹0 L/yr |
Area Business Manager
272
salaries
| ₹0 L/yr - ₹0 L/yr |
Branch Sales Manager
263
salaries
| ₹0 L/yr - ₹0 L/yr |
Area Credit Manager
251
salaries
| ₹0 L/yr - ₹0 L/yr |
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