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Cholamandalam Investment & Finance Branch Credit Operations Manager Interview Questions and Answers

Updated 5 Sep 2024

Cholamandalam Investment & Finance Branch Credit Operations Manager Interview Experiences

2 interviews found

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. What's is technical in HL segment.
  • Ans. 

    Technical in HL segment refers to the use of advanced tools, software, and processes to manage credit operations efficiently.

    • Utilizing credit scoring models to assess creditworthiness

    • Implementing automated decision-making systems for loan approvals

    • Leveraging data analytics to identify trends and risks in the credit portfolio

    • Integrating digital platforms for seamless customer interactions

    • Ensuring compliance with regulat

  • Answered by AI
  • Q2. What is written off?
  • Ans. 

    Write off refers to the removal of an asset or liability from the balance sheet due to it being uncollectible or no longer of value.

    • Write off typically refers to bad debts that are deemed uncollectible by the company.

    • It can also refer to the removal of obsolete inventory or assets that are no longer usable.

    • Writing off an asset or liability involves recognizing a loss on the company's financial statements.

    • Examples inclu...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Growth your Skills ...
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Sep 2023. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. Question about previous job and about mortgage loans

Branch Credit Operations Manager Interview Questions Asked at Other Companies

Q1. What's is technical in HL segment.

Interview questions from similar companies

Interview Questionnaire 

2 Questions

  • Q1. About yourself, what do you know about company?
  • Q2. Be yourself , being confident but not over confident is very important . You should know everything that is there in your resume.

Interview Questionnaire 

3 Questions

  • Q1. What's is AML, And how to finding?
  • Ans. 

    AML stands for Anti-Money Laundering. It is a set of laws, regulations, and procedures designed to prevent the generation of income through illegal activities.

    • AML is used to prevent money laundering, terrorist financing, and other financial crimes.

    • It involves identifying and verifying the identity of customers, monitoring transactions, and reporting suspicious activity.

    • AML regulations apply to banks, financial institut...

  • Answered by AI
  • Q2. Kindly discuss about locker management
  • Ans. 

    Locker management involves ensuring the security and proper usage of lockers.

    • Assign lockers to individuals and keep a record of who has access to which locker

    • Regularly inspect lockers to ensure they are in good condition and not being misused

    • Implement security measures such as CCTV cameras and access control systems

    • Train staff on proper locker usage and security protocols

    • Handle lost or forgotten locker keys or combinat...

  • Answered by AI
  • Q3. Discussed about third party products LI GI and mutual fund

Interview Preparation Tips

Interview preparation tips for other job seekers - If you working in operations so please aware about operation and sales products

I applied via Referral and was interviewed in Jul 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Asked about my knowledge and experience from my last organisation

Interview Preparation Tips

Interview preparation tips for other job seekers - Always be honest and donot give fake answers

I applied via Company Website and was interviewed before Dec 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. What are your strenghts
  • Ans. 

    My strengths include leadership, problem-solving, and communication skills.

    • I have experience leading teams and delegating tasks effectively.

    • I am able to analyze complex problems and come up with practical solutions.

    • I am a clear and concise communicator, able to convey ideas and instructions effectively.

    • I am adaptable and able to work well under pressure.

    • I am highly organized and able to prioritize tasks to meet deadlin

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be practical and real and know your previous job profile

I applied via Company Website and was interviewed before Nov 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Waht is your key achivment last fy

Interview Preparation Tips

Interview preparation tips for other job seekers - I would like to advised to candidate that he/she should be confident infront of interviewer and full of knowledge of their Job role and job responsibility.

I applied via Walk-in and was interviewed before Nov 2020. There was 1 interview round.

Interview Questionnaire 

3 Questions

  • Q1. Profitability analysis
  • Q2. Marketing activities
  • Q3. Capability building

Interview Preparation Tips

Interview preparation tips for other job seekers - Good experience with this is great experience and high level of gd and checking of understanding level

I applied via Referral and was interviewed before Dec 2019. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. How to canvas gold loans and other products
  • Ans. 

    To canvas gold loans and other products, we need to identify potential customers and offer them personalized solutions.

    • Identify potential customers through market research and customer profiling

    • Offer personalized solutions based on their needs and preferences

    • Leverage existing customer base for referrals and word-of-mouth marketing

    • Use digital marketing channels to reach a wider audience

    • Train and motivate sales team to e...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Good
Interview experience
1
Bad
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(2 Questions)

  • Q1. Career and family
  • Q2. Personal questions
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Cholamandalam Investment & Finance Interview FAQs

How many rounds are there in Cholamandalam Investment & Finance Branch Credit Operations Manager interview?
Cholamandalam Investment & Finance interview process usually has 1 rounds. The most common rounds in the Cholamandalam Investment & Finance interview process are One-on-one Round.
How to prepare for Cholamandalam Investment & Finance Branch Credit Operations Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Cholamandalam Investment & Finance. The most common topics and skills that interviewers at Cholamandalam Investment & Finance expect are Credit, Credit Analysis, Credit Underwriting, Home Loans and Mortgage Loans.
What are the top questions asked in Cholamandalam Investment & Finance Branch Credit Operations Manager interview?

Some of the top questions asked at the Cholamandalam Investment & Finance Branch Credit Operations Manager interview -

  1. What's is technical in HL segme...read more
  2. What is written o...read more

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Cholamandalam Investment & Finance Branch Credit Operations Manager Interview Process

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Cholamandalam Investment & Finance Branch Credit Operations Manager Reviews and Ratings

based on 19 reviews

3.8/5

Rating in categories

3.4

Skill development

3.3

Work-life balance

4.1

Salary

3.3

Job security

3.2

Company culture

3.9

Promotions

3.1

Work satisfaction

Explore 19 Reviews and Ratings
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