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Technical in HL segment refers to the use of advanced tools, software, and processes to manage credit operations efficiently.
Utilizing credit scoring models to assess creditworthiness
Implementing automated decision-making systems for loan approvals
Leveraging data analytics to identify trends and risks in the credit portfolio
Integrating digital platforms for seamless customer interactions
Ensuring compliance with regulat
Write off refers to the removal of an asset or liability from the balance sheet due to it being uncollectible or no longer of value.
Write off typically refers to bad debts that are deemed uncollectible by the company.
It can also refer to the removal of obsolete inventory or assets that are no longer usable.
Writing off an asset or liability involves recognizing a loss on the company's financial statements.
Examples inclu...
I applied via Walk-in and was interviewed in Sep 2023. There was 1 interview round.
AML stands for Anti-Money Laundering. It is a set of laws, regulations, and procedures designed to prevent the generation of income through illegal activities.
AML is used to prevent money laundering, terrorist financing, and other financial crimes.
It involves identifying and verifying the identity of customers, monitoring transactions, and reporting suspicious activity.
AML regulations apply to banks, financial institut...
Locker management involves ensuring the security and proper usage of lockers.
Assign lockers to individuals and keep a record of who has access to which locker
Regularly inspect lockers to ensure they are in good condition and not being misused
Implement security measures such as CCTV cameras and access control systems
Train staff on proper locker usage and security protocols
Handle lost or forgotten locker keys or combinat...
I applied via Referral and was interviewed in Jul 2021. There was 1 interview round.
I applied via Company Website and was interviewed before Dec 2020. There was 1 interview round.
My strengths include leadership, problem-solving, and communication skills.
I have experience leading teams and delegating tasks effectively.
I am able to analyze complex problems and come up with practical solutions.
I am a clear and concise communicator, able to convey ideas and instructions effectively.
I am adaptable and able to work well under pressure.
I am highly organized and able to prioritize tasks to meet deadlin
I applied via Company Website and was interviewed before Nov 2020. There was 1 interview round.
I applied via Walk-in and was interviewed before Nov 2020. There was 1 interview round.
I applied via Referral and was interviewed before Dec 2019. There was 1 interview round.
To canvas gold loans and other products, we need to identify potential customers and offer them personalized solutions.
Identify potential customers through market research and customer profiling
Offer personalized solutions based on their needs and preferences
Leverage existing customer base for referrals and word-of-mouth marketing
Use digital marketing channels to reach a wider audience
Train and motivate sales team to e...
based on 5 interviews
Interview experience
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Rating in categories
Branch Credit Manager
326
salaries
| ₹0 L/yr - ₹0 L/yr |
Deputy Officer
303
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| ₹0 L/yr - ₹0 L/yr |
Area Business Manager
272
salaries
| ₹0 L/yr - ₹0 L/yr |
Branch Sales Manager
263
salaries
| ₹0 L/yr - ₹0 L/yr |
Area Credit Manager
251
salaries
| ₹0 L/yr - ₹0 L/yr |
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