Axis Bank Deputy Product Manager Interview Questions, Process, and Tips

Good communication all products wise

Q1. Team handling and customers service
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Q2. Business analyst
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Customer service and suggest solutions

Q1. Previous CTC and Job Role
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Q2. Achievements in retail Banking at previous organisation
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Q3. How much RTD, Accounts along with Life and general insurance you will do if we accept you as the employee of Bandhan Bank.
Ans. 
I am confident in my ability to significantly increase RTD, Accounts, and Life and general insurance sales if given the opportunity at Bandhan Bank.
• I have a proven track record of exceeding sales targets in my previous roles.

• I am skilled in building strong relationships with clients and providing excellent customer service.

• I am constantly updating my knowledge of the insurance industry to better serve clients and incre...read more
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Q4. Have you any referral from Bandhan Bank.
Ans. 
No, I do not have a referral from Bandhan Bank.
• I do not have any referral from Bandhan Bank.

• I have not been referred by anyone from Bandhan Bank for this position.

• I have not had any previous connections with Bandhan Bank for a referral.
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Q5. Why are you leaving your current job.
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Q6. Who is your immediate supervisor.
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Q7. Can you join our bank within 30 days.
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Q8. Full form of RTGS, NEFT.
Ans. 
RTGS stands for Real Time Gross Settlement and NEFT stands for National Electronic Funds Transfer.
• RTGS is used for high-value transactions with immediate transfer of funds.

• NEFT is used for transferring funds electronically from one bank to another.

• RTGS operates on a gross settlement basis, while NEFT operates on a deferred net settlement basis.
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Q1. When will you join
Ans. 
I am available to join immediately and can start as soon as required.
• Available to join immediately

• Can start as soon as required

• Flexible with start date
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Q2. What is your expected salary?
Ans. 
My expected salary is competitive and reflective of my experience and skills in the role of Deputy Manager.
• Research industry standards for Deputy Manager salaries

• Consider my years of experience and level of expertise

• Factor in the responsibilities and scope of the role

• Be prepared to negotiate based on benefits and opportunities for growth
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It was 2 hour descriptive answers written test on General banking

Q1. Details of current assignment
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While attending this test one should be of very logical mind or of thinking nature. It's time bound. One should be very accurate with time management and logical application of mind.

Q1. Regarding custody of vault
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Q2. What are different types of branch operations required to.perform at a branch
Ans. 
Different types of branch operations include customer service, sales, marketing, financial transactions, and staff management.
• Customer service - assisting customers with inquiries, complaints, and account management

• Sales - promoting products and services to increase revenue

• Marketing - implementing marketing strategies to attract new customers

• Financial transactions - processing deposits, withdrawals, and loan applicatio...read more
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Q1. Behavioural questions
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Q2. Attitude judged
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Q1. Tell me about yourself ?
Ans. 
Experienced professional with a background in management and a proven track record of leading teams to success.
• Over 5 years of experience in management roles

• Strong leadership skills demonstrated through successful team projects

• Excellent communication and problem-solving abilities

• Bachelor's degree in Business Administration from XYZ University

• Passionate about driving growth and achieving organizational goals
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Q2. What is Financial Inclusion?
Ans. 
Financial inclusion refers to the availability and accessibility of financial services to all individuals and businesses, especially those in underserved or marginalized communities.
• Financial inclusion aims to provide access to banking services, credit, insurance, and other financial products to those who are traditionally excluded from the formal financial system.

• It helps in reducing poverty, promoting economic growth...read more
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Q3. Tell me about financial markets ?
Ans. 
Financial markets are platforms where buyers and sellers trade financial assets such as stocks, bonds, currencies, and commodities.
• Financial markets facilitate the buying and selling of financial assets.

• They provide liquidity and price discovery for assets.

• Examples include stock markets, bond markets, foreign exchange markets, and commodity markets.
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Q4. You are open for all location ?
Ans. 
Yes, I am open to all locations for the Deputy Manager position.
• I am willing to relocate for the right opportunity

• I have experience working in different locations

• I am flexible and adaptable to new environments
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