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Axis Bank

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based on 24.5k Reviews

Proud winner of ABECA 2024 - AmbitionBox Employee Choice Awards

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Axis Bank Sales Personal Loan Manager Interview Questions and Answers

Updated 24 Oct 2023

Axis Bank Sales Personal Loan Manager Interview Experiences

1 interview found

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Naukri.com and was interviewed in Sep 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. What you know about personal loan
  • Ans. 

    Personal loan is a type of unsecured loan provided by financial institutions to individuals for various personal expenses.

    • Personal loans are unsecured loans, meaning they do not require collateral

    • They can be used for various purposes such as debt consolidation, home improvement, or medical expenses

    • Interest rates on personal loans can vary based on the borrower's credit score and financial history

  • Answered by AI
  • Q2. Tell me about Axis bank
  • Ans. 

    Axis Bank is the third largest private sector bank in India offering a wide range of financial products and services.

    • Founded in 1993 as UTI Bank, rebranded as Axis Bank in 2007

    • Headquartered in Mumbai, India

    • Offers personal banking, corporate banking, and international banking services

    • Provides a variety of loan products including personal loans, home loans, and car loans

    • Known for its innovative digital banking solutions

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident, read about banking sector

Interview questions from similar companies

I applied via Recruitment Consultant

Interview Questionnaire 

3 Questions

  • Q1. How will handle pressure?
  • Q2. How will handle critical situation
  • Q3. How will justfy your self

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident. Be realistic. Be practical
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Feb 2024. There were 3 interview rounds.

Round 1 - Group Discussion 

Group discussion with 18 to 15 folks.. With two moderators

Round 2 - Language assessment 

(1 Question)

  • Q1. Multiple questions were asked one on one. Generic questions about your best holiday... Fondest memory.
Round 3 - One-on-one 

(4 Questions)

  • Q1. Questions about your previous work experience
  • Q2. Reason for leaving the previous job
  • Q3. Reasons for joining barclays
  • Ans. 

    I am drawn to Barclays for its strong reputation, commitment to innovation, and opportunities for career growth.

    • Strong reputation in the banking industry

    • Commitment to innovation in financial services

    • Opportunities for career growth and development

  • Answered by AI
  • Q4. Mock calls with the interviewers

Interview Preparation Tips

Interview preparation tips for other job seekers - The process is time consuming as it is a walk in hiring process. Be patient and carry refreshments. Be well prepared with the background of the company and their mindset. Relate your work experience and your professional goals with their mindset.
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Company Website and was interviewed before Jul 2023. There was 1 interview round.

Round 1 - Case Study 

Case study pretending you are serving a customer

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Walk-in and was interviewed in Aug 2024. There was 1 interview round.

Round 1 - One-on-one 

(5 Questions)

  • Q1. Give me a brief introduction about yourself ?
  • Ans. 

    I am a dedicated and customer-focused Personal Banker with a strong background in financial services.

    • I have X years of experience in the banking industry

    • I excel in building relationships with clients and providing personalized financial solutions

    • I am skilled in conducting financial assessments and recommending appropriate products and services

    • I have a proven track record of meeting and exceeding sales targets

    • I am profi...

  • Answered by AI
  • Q2. What was your last CTC ?
  • Ans. 

    My last CTC was $50,000 per year.

    • My last CTC was $50,000 per year

    • I received an annual salary of $50,000 in my previous position

    • My last compensation package was $50,000 per annum

  • Answered by AI
  • Q3. Tell me about your family background ?
  • Ans. 

    I come from a close-knit family with a diverse background and strong values.

    • My parents are both professionals - my mother is a teacher and my father is an engineer.

    • I have two siblings, an older brother who works in finance and a younger sister who is studying to become a doctor.

    • We often gather for family dinners and celebrate holidays together.

    • Family is very important to me and has shaped my values and work ethic.

  • Answered by AI
  • Q4. Do you have any location preference?
  • Ans. 

    I am open to working at any location based on the job requirements and opportunities available.

    • I am flexible with location and willing to relocate if necessary

    • I prioritize job fit and growth opportunities over location preference

    • I am excited about the possibility of working in different environments and meeting new people

  • Answered by AI
  • Q5. Do you have any questions for me ?

Interview Preparation Tips

Interview preparation tips for other job seekers - Practise, practise and practise your interview questions.
Proofread your resume once again.
Be confident
Interview experience
3
Average
Difficulty level
Hard
Process Duration
4-6 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Apr 2024. There were 3 interview rounds.

Round 1 - Group Discussion 

Topic was shared and you were given time to speak on the topic instantly

Round 2 - Aptitude Test 

Versant test online..once you clear this you are eligible for next round

Round 3 - One-on-one 

(2 Questions)

  • Q1. How do you manage your anger?
  • Ans. 

    I manage my anger by taking deep breaths, practicing mindfulness, and communicating effectively.

    • Take deep breaths to calm down before reacting

    • Practice mindfulness to stay present and focused

    • Communicate effectively to address the source of anger

    • Engage in physical activity or hobbies to release pent-up emotions

  • Answered by AI
  • Q2. If your day dint start well, how does it impact your routine
  • Ans. 

    A rough start to the day can impact my routine by affecting my mood, productivity, and overall motivation.

    • A rough start may lead to decreased motivation and energy levels

    • It can affect my ability to focus and concentrate on tasks

    • Mood swings or irritability may impact interactions with colleagues and clients

    • Taking a short break or practicing mindfulness techniques can help reset my mindset

  • Answered by AI
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via campus placement at Dyal Singh College (Evening), Delhi and was interviewed before Dec 2021. There were 2 interview rounds.

Round 1 - English Assessment 

(2 Questions)

  • Q1. Passage comprehension
  • Q2. English grammar questions.
Round 2 - One-on-one 

(2 Questions)

  • Q1. Question regarding educational background
  • Q2. Some english language questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Just remain calm and composed. The job simply demands you to possess good communication skills and therefore no typical questions about banking terminology is asked.
Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(3 Questions)

  • Q1. How much experience you have
  • Q2. Do you know about banking products
  • Ans. 

    Yes, I am familiar with various banking products such as savings accounts, checking accounts, loans, credit cards, and investment options.

    • Savings accounts: Help customers save money while earning interest

    • Checking accounts: Provide easy access to funds for everyday transactions

    • Loans: Offer financial assistance for large purchases or emergencies

    • Credit cards: Allow customers to make purchases on credit with varying reward...

  • Answered by AI
  • Q3. Do you know TPP products
  • Ans. 

    Yes, TPP products refer to a range of financial products offered by the Third Party Providers.

    • TPP products are financial products offered by Third Party Providers

    • Examples include insurance products, investment products, and loan products

    • Personal Bankers should be familiar with TPP products to better assist customers

  • Answered by AI
Round 2 - One-on-one 

(3 Questions)

  • Q1. Do you know TPP PRODUCTS
  • Ans. 

    TPP PRODUCTS are a range of financial products offered by the Third Party Providers in the banking industry.

    • TPP PRODUCTS refer to financial products offered by Third Party Providers in the banking sector.

    • These products are not directly provided by the bank but are offered through partnerships with external providers.

    • Examples of TPP PRODUCTS include insurance policies, investment products, and credit cards.

    • Personal Bank...

  • Answered by AI
  • Q2. What is Life insurance, Mutual fund and health
  • Ans. 

    Life insurance provides financial protection to beneficiaries in case of policyholder's death. Mutual funds pool money from multiple investors to invest in securities. Health insurance covers medical expenses.

    • Life insurance provides a lump sum payment to beneficiaries upon the death of the policyholder.

    • Mutual funds are investment vehicles that pool money from multiple investors to invest in stocks, bonds, or other secu...

  • Answered by AI
  • Q3. What is the liability and assets for banks
  • Ans. 

    Liabilities are debts and obligations of the bank, while assets are resources owned by the bank.

    • Liabilities include customer deposits, loans from other banks, and bonds issued by the bank.

    • Assets include cash reserves, loans given out by the bank, and investments in securities.

    • The balance sheet of a bank shows the total liabilities and assets, with liabilities typically exceeding assets due to the nature of banking oper

  • Answered by AI
Round 3 - One-on-one 

(4 Questions)

  • Q1. What is Different between FD AND RD
  • Ans. 

    FD is a fixed deposit where a lump sum amount is deposited for a fixed period at a fixed interest rate. RD is a recurring deposit where a fixed amount is deposited regularly for a fixed period at a fixed interest rate.

    • FD requires a lump sum amount to be deposited at once, while RD involves regular deposits over a period.

    • FD has a fixed term for the deposit, while RD allows flexibility in the deposit period.

    • FD typically ...

  • Answered by AI
  • Q2. Types of life insurance
  • Ans. 

    Types of life insurance include term life, whole life, universal life, and variable life.

    • Term life insurance provides coverage for a specific period of time, typically 10-30 years.

    • Whole life insurance offers coverage for the entire lifetime of the insured and includes a cash value component.

    • Universal life insurance provides flexibility in premium payments and death benefits.

    • Variable life insurance allows policyholders ...

  • Answered by AI
  • Q3. How much you can do life insurance by own
  • Ans. 

    As a Personal Banker, I can provide information on life insurance options but cannot sell or underwrite policies myself.

    • As a Personal Banker, I can educate clients on different types of life insurance policies available in the market.

    • I can help clients understand the importance of life insurance in financial planning.

    • I can refer clients to licensed insurance agents or companies for purchasing life insurance policies.

    • I ...

  • Answered by AI
  • Q4. Give a pitch for life insurance and FD & RD
  • Ans. 

    Life insurance provides financial security for loved ones, while FD & RD offer safe investment options with guaranteed returns.

    • Life insurance ensures financial protection for your family in case of unexpected events.

    • Fixed Deposits (FD) provide a safe investment option with guaranteed returns over a fixed period of time.

    • Recurring Deposits (RD) allow you to save regularly and earn interest on your savings.

    • Combining life ...

  • Answered by AI
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(1 Question)

  • Q1. Star questions around various scenarios
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
No response

I applied via Walk-in and was interviewed in Jul 2024. There was 1 interview round.

Round 1 - One-on-one 

(3 Questions)

  • Q1. Tell me about yourself?
  • Ans. 

    Experienced personal banker with a strong background in customer service and financial management.

    • Began career in banking after graduating with a degree in finance

    • Skilled in building relationships with clients and providing personalized financial advice

    • Successfully increased customer satisfaction and retention rates at previous bank

    • Proficient in various banking software and systems

  • Answered by AI
  • Q2. What is your responsibility in your last organization?
  • Ans. 

    As a Personal Banker in my last organization, my responsibilities included assisting customers with their banking needs, promoting financial products, and ensuring compliance with banking regulations.

    • Assisting customers with various banking transactions

    • Promoting and cross-selling financial products and services

    • Ensuring compliance with banking regulations and policies

    • Providing excellent customer service and building rel

  • Answered by AI
  • Q3. What do you know about our company?
  • Ans. 

    Your company is a leading financial institution known for its customer-centric approach and innovative banking solutions.

    • Your company has a strong reputation for providing excellent customer service

    • It offers a wide range of banking products and services, including savings accounts, loans, and investment options

    • The company is known for its commitment to community involvement and corporate social responsibility

    • It has won...

  • Answered by AI

Axis Bank Interview FAQs

How many rounds are there in Axis Bank Sales Personal Loan Manager interview?
Axis Bank interview process usually has 2 rounds. The most common rounds in the Axis Bank interview process are Resume Shortlist and One-on-one Round.
What are the top questions asked in Axis Bank Sales Personal Loan Manager interview?

Some of the top questions asked at the Axis Bank Sales Personal Loan Manager interview -

  1. what you know about personal l...read more
  2. tell me about Axis b...read more

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Axis Bank Sales Personal Loan Manager Salary
based on 12 salaries
₹4 L/yr - ₹6.9 L/yr
At par with the average Sales Personal Loan Manager Salary in India
View more details

Axis Bank Sales Personal Loan Manager Reviews and Ratings

based on 4 reviews

4.1/5

Rating in categories

4.3

Skill development

4.0

Work-Life balance

4.0

Salary & Benefits

4.0

Job Security

4.1

Company culture

4.0

Promotions/Appraisal

4.0

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