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Axis Bank Credit Processing Associate Interview Questions and Answers for Experienced

Updated 24 May 2024

Axis Bank Credit Processing Associate Interview Experiences for Experienced

1 interview found

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Nov 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Do you know how to study any company's financials?
  • Ans. 

    Yes, I know how to study a company's financials.

    • Start by reviewing the company's annual reports, 10-K filings, and quarterly earnings reports.

    • Analyze key financial statements such as the income statement, balance sheet, and cash flow statement.

    • Look for important financial ratios like profitability ratios, liquidity ratios, and leverage ratios.

    • Compare the company's financial performance to industry benchmarks and compet...

  • Answered by AI
  • Q2. Where is turnover written in the balance sheet?
  • Ans. 

    Turnover is not specifically written in the balance sheet, but it can be calculated using information from the income statement.

    • Turnover is typically calculated as the total sales revenue generated by a company during a specific period.

    • To calculate turnover, you would look at the income statement to find the total sales revenue and divide it by the average total assets for the same period.

    • The resulting turnover ratio p...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - You know about financials.

Interview questions from similar companies

I applied via Referral and was interviewed before Jan 2021. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. Only how much revenue you ll be give evrey month...only sales related question thats it.

Interview Preparation Tips

Interview preparation tips for other job seekers - I was so much excited, i cant slepp those days...

I applied via Naukri.com and was interviewed before Jan 2021. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Tell about your self

Interview Preparation Tips

Interview preparation tips for other job seekers - Need to be confidentsobbe genuine with HR don't be use wrong commitment

I applied via Walk-in and was interviewed before Feb 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Group Discussion 
Pro Tip by AmbitionBox:
Don’t treat group discussions as an argument. Group discussion is about reaching a meaningful conclusion.
View all tips
Round 3 - HR 

(1 Question)

  • Q1. Where do you see yourself in 5 years?

Interview Preparation Tips

Interview preparation tips for other job seekers - Good communication skills May job

I applied via Approached by Company and was interviewed before Mar 2021. There were 4 interview rounds.

Round 1 - Group Discussion 

The interview is on ZOOM app there were many candidates who had applied for interview. So HR was asking one on one candidate.

Round 2 - Aptitude Test 

Some mathmatical questions

Round 3 - Assignment 

HR had given one topic and told me to write and essay or letter.

Round 4 - One-on-one 

(1 Question)

  • Q1. Why should I hire you?
  • Ans. I have good strength and I'm able to learn new things to grab the opportunity
  • Answered by Harshada

Interview Preparation Tips

Topics to prepare for ICICI Bank Relationship Manager interview:
  • Banking
  • General knowledge
Interview preparation tips for other job seekers - The company is good but management is not. On the job training is given and they are supportive

Interview Questionnaire 

6 Questions

  • Q1. Briefing of resume
  • Q2. Familiarity with accounts
  • Q3. Tell me all the sources of money for an organization
  • Q4. Tell me about yourself
  • Ans. 

    I am a relationship manager with 5 years of experience in managing client relationships and providing financial advice.

    • I have a Bachelor's degree in Finance from XYZ University.

    • I have worked with ABC Bank for 3 years and gained experience in managing high net worth clients.

    • I am skilled in financial analysis, risk management, and investment planning.

    • I have a proven track record of achieving sales targets and building lo...

  • Answered by AI
  • Q5. Why bank?
  • Ans. 

    Banking offers a dynamic and challenging work environment with opportunities for growth and development.

    • Banking is a constantly evolving industry with new technologies and products being introduced regularly.

    • Working in a bank provides exposure to a wide range of clients and industries.

    • Banking offers opportunities for career growth and development through training and mentorship programs.

    • The role of a relationship manag...

  • Answered by AI
  • Q6. Why should we hire you?
  • Ans. 

    I have the necessary skills, experience, and passion to excel in this role.

    • I have a proven track record of building and maintaining strong relationships with clients.

    • I am highly organized and able to manage multiple tasks and priorities effectively.

    • I am a skilled communicator and able to effectively convey complex information to clients.

    • I am passionate about helping clients achieve their financial goals and am committe...

  • Answered by AI

Interview Preparation Tips

Round: Test
Experience: It was overall a simple test, some difficult questions were there to check the patience of student. Otherwise the questions were of moderate level.
Tips: Prepare basic things, work on fast calculation & anlytical skills. For sales competency section no need to give ideal answers, be realistic.
Duration: 120 minutes aprox minutes

Round: Technical Interview
Experience: It was a 10-15 minute interview. He asked basic things & the interviewer was focusing on my financial knowledge
Tips: If you are planning to appear in hdfc interview, work on your accounting, frame some stories of your life, try to find out your skills so that they can hire you.

Round: HR Interview
Experience: The questions were simple, they were looking for relative experience & person suitable for their profile.
Tips: Sales experience of internship will add some weightage to your performance. Try to share experience of projects you have worked on.

Round: FLIP Online training program
Experience: They detailed us about the profile, gave us relavant information & took the test for the same. There were online ppts on types of loan, balance sheet, credit note etc.
Tips: You have to work seriously to crack this part of process. Once you clear this you will become a member of hdfc bank. All the best

General Tips: If you are looking for a profile in banking sector, then work on accounting balance shhets & generate your interest in the same field. It is not always about financial selling. You may have to give advice to your customers, prepare credit note.
Skills: sales, financial knowledge, communication skills, grasping power, commen sense
College Name: IMDR
Motivation: Name of the company, profile was a mixture of sales & finance & I was confused about my interest whether lies in sales or office work (analysis). So i applied
Funny Moments: waiting time. We spent a great time in Indira college that day.

Interview Preparation Tips

Round: Test
Experience: I scored 42 out of 60 and 60 people were selecred out of 300
Tips: First attempt those questions which you know to save time.
Duration: 1 hour
Total Questions: 60

College Name: IBS Gurgaon

I applied via Campus Placement and was interviewed before Dec 2018. There were 5 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Why are you goin for banking industry????
  • Q2. Do you have any prior banking experience????
  • Ans. 

    Yes, I have prior banking experience.

    • I have worked as a Relationship Manager at XYZ Bank for 3 years.

    • During my time at XYZ Bank, I successfully managed a portfolio of high net worth clients.

    • I have a strong understanding of banking products and services, including loans, investments, and wealth management.

    • I consistently met and exceeded sales targets, contributing to the bank's growth and profitability.

    • I am familiar wit...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be real and calm.
Try to listen to the interviewer carefully.
Frame simple and accurate answer.

I applied via Campus Placement and was interviewed before Jul 2020. There were 4 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Difference between sales and operations ,also tell why to be a sales person rather having a desk job
  • Ans. 

    Sales involves generating revenue while operations involve managing resources. Sales offers more flexibility and potential for growth.

    • Sales involves identifying and pursuing potential customers while operations involve managing resources to deliver products or services.

    • Sales requires strong communication and interpersonal skills while operations require strong organizational and problem-solving skills.

    • Sales offers more...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Just be confident whatever you are saying and deliver those things which they want to listen. Dont add your personal perspective about it.

Interview Questionnaire 

1 Question

  • Q1. When do we use irr and when do we use cagr Why does inflation happen
  • Ans. 

    IRR is used to calculate the rate of return on an investment, while CAGR is used to measure the growth rate of an investment over a period of time.

    • IRR is used when we want to calculate the rate of return on an investment based on the cash flows it generates.

    • CAGR is used when we want to measure the growth rate of an investment over a period of time, taking into account the effect of compounding.

    • IRR is useful for compari...

  • Answered by AI

Axis Bank Interview FAQs

How many rounds are there in Axis Bank Credit Processing Associate interview for experienced candidates?
Axis Bank interview process for experienced candidates usually has 1 rounds. The most common rounds in the Axis Bank interview process for experienced candidates are One-on-one Round.
What are the top questions asked in Axis Bank Credit Processing Associate interview for experienced candidates?

Some of the top questions asked at the Axis Bank Credit Processing Associate interview for experienced candidates -

  1. Do you know how to study any company's financia...read more
  2. Where is turnover written in the balance she...read more

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Axis Bank Credit Processing Associate Interview Process for Experienced

based on 1 interview

Interview experience

4
  
Good
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Axis Bank Credit Processing Associate Salary
based on 169 salaries
₹1.4 L/yr - ₹3.5 L/yr
10% less than the average Credit Processing Associate Salary in India
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Axis Bank Credit Processing Associate Reviews and Ratings

based on 28 reviews

3.7/5

Rating in categories

3.9

Skill development

3.6

Work-life balance

2.8

Salary

3.5

Job security

3.6

Company culture

2.8

Promotions

3.7

Work satisfaction

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