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Axis Bank Credit Processing Associate Interview Questions and Answers
Axis Bank Credit Processing Associate Interview Experiences
1 interview found
Selected
I applied via Referral and was interviewed in Nov 2023. There was 1 interview round.
(2 Questions)
- Q1. Do you know how to study any company's financials?
- Ans.
Yes, I know how to study a company's financials.
Start by reviewing the company's annual reports, 10-K filings, and quarterly earnings reports.
Analyze key financial statements such as the income statement, balance sheet, and cash flow statement.
Look for important financial ratios like profitability ratios, liquidity ratios, and leverage ratios.
Compare the company's financial performance to industry benchmarks and compet...
- Q2. Where is turnover written in the balance sheet?
- Ans.
Turnover is not specifically written in the balance sheet, but it can be calculated using information from the income statement.
Turnover is typically calculated as the total sales revenue generated by a company during a specific period.
To calculate turnover, you would look at the income statement to find the total sales revenue and divide it by the average total assets for the same period.
The resulting turnover ratio p...
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Credit Processing Associate Interview Questions & Answers
Kotak Mahindra Bank
Anonymous
posted on 28 Jun 2024
(5 Questions)
- Q1. Do you have knowledge of banking industry
- Ans.
Yes, I have knowledge of the banking industry.
I have a degree in finance and have worked in banking for 5 years.
I am familiar with banking regulations and procedures.
I have experience in credit processing and loan approvals.
I have attended industry conferences and workshops to stay updated on industry trends.
- Q2. Do you know the market
- Ans.
Yes, I am familiar with the market trends, competitors, and customer preferences.
I regularly research market trends and competitor activities to stay updated
I analyze customer feedback and preferences to understand market demands
I attend industry conferences and networking events to stay connected with market influencers
- Q3. Do you belong to commerce background
- Ans.
Yes, I have a commerce background with a degree in Business Administration.
I have a Bachelor's degree in Business Administration
I have taken courses in accounting, finance, and economics
I have previous work experience in a financial institution
- Q4. Have ever seen audited financial statements
- Ans.
Yes, I have seen audited financial statements during my previous role as a financial analyst.
Yes, I have reviewed audited financial statements as part of my job responsibilities.
I have experience analyzing financial data and ensuring accuracy in financial reports.
I am familiar with the process of auditing financial statements to ensure compliance with regulations and standards.
- Q5. Do you know banking terms
- Ans.
Yes, I am familiar with banking terms.
I am familiar with terms like APR, overdraft, collateral, and interest rates.
I understand terms related to credit processing such as credit score, credit limit, and credit utilization.
I am knowledgeable about terms like debit card, savings account, checking account, and loan.
I have experience with terms like mortgage, compound interest, principal, and escrow.
Credit Processing Associate Interview Questions & Answers
ICICI Bank
Anonymous
posted on 20 Dec 2023
Selected
I applied via Walk-in and was interviewed in Nov 2023. There were 2 interview rounds.
(1 Question)
- Q1. About yours self and what do you pressure handling
Interview Preparation Tips
Sumit Kumar
Reasoning, quantitative skills, and English language proficiency.
(1 Question)
- Q1. How should one prepare for analyzing financial statements, balance sheets, and assessing limits?
Selected
(2 Questions)
- Q1. How do you fund a applicant
- Ans.
Funding an applicant involves evaluating their creditworthiness and determining the appropriate amount and terms of the loan.
Evaluate the applicant's credit history, income, and debt-to-income ratio
Determine the appropriate loan amount based on the applicant's financial situation
Decide on the terms of the loan including interest rate, repayment period, and collateral requirements
Obtain necessary documentation such as p...
- Q2. Ratios analysis , banking analaysis
Interview Preparation Tips
akshay nagdeve
Selected
I applied via Referral and was interviewed in Sep 2024. There were 2 interview rounds.
Verbal and novarbal questions
(2 Questions)
- Q1. About your self?
- Q2. Tell about your previous experience?
Interview Preparation Tips
- Previous experience
IBPS takes test moderate to high
(2 Questions)
- Q1. Assessment of working capital
- Ans.
Assessment of working capital involves analyzing a company's current assets and liabilities to determine its ability to meet short-term financial obligations.
Calculate working capital by subtracting current liabilities from current assets.
A positive working capital indicates the company has enough assets to cover its short-term debts.
A negative working capital may signal financial trouble and the need for additional fu...
- Q2. Why do you wan tot join banj
Interview Preparation Tips
(2 Questions)
- Q1. Why Bank of Baroda
- Ans.
Bank of Baroda is a reputable and established financial institution with a strong presence in the market.
Bank of Baroda has a long history of providing reliable banking services to customers.
The bank has a strong reputation for its ethical practices and customer-centric approach.
Bank of Baroda offers a wide range of financial products and services to meet the diverse needs of customers.
The bank has a strong presence bo...
- Q2. Why wholesale Banking
- Ans.
Wholesale banking offers exposure to a wide range of industries and financial products, providing a challenging and dynamic work environment.
Opportunity to work with diverse clients and industries
Involvement in complex financial transactions and structures
Exposure to a variety of financial products such as loans, trade finance, and treasury services
Opportunity for career growth and development in a fast-paced environme
I applied via Recruitment Consulltant and was interviewed in Aug 2024. There was 1 interview round.
Credit analysis - analysis of corporate fundamentals
(2 Questions)
- Q1. About your self
- Q2. Work experience
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Axis Bank Credit Processing Associate Interview Process
based on 2 interviews
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Axis Bank Credit Processing Associate Reviews and Ratings
based on 27 reviews
Rating in categories
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|  ₹1.8 L/yr - ₹6 L/yr |
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Deputy Manager
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| ₹2 L/yr - ₹8.7 L/yr |
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