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Axis Bank Credit Processing Associate Interview Questions and Answers

Updated 24 May 2024

Axis Bank Credit Processing Associate Interview Experiences

1 interview found

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Nov 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Do you know how to study any company's financials?
  • Ans. 

    Yes, I know how to study a company's financials.

    • Start by reviewing the company's annual reports, 10-K filings, and quarterly earnings reports.

    • Analyze key financial statements such as the income statement, balance sheet, and cash flow statement.

    • Look for important financial ratios like profitability ratios, liquidity ratios, and leverage ratios.

    • Compare the company's financial performance to industry benchmarks and compet...

  • Answered by AI
  • Q2. Where is turnover written in the balance sheet?
  • Ans. 

    Turnover is not specifically written in the balance sheet, but it can be calculated using information from the income statement.

    • Turnover is typically calculated as the total sales revenue generated by a company during a specific period.

    • To calculate turnover, you would look at the income statement to find the total sales revenue and divide it by the average total assets for the same period.

    • The resulting turnover ratio p...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - You know about financials.

Interview questions from similar companies

I applied via Campus Placement and was interviewed before Feb 2021. There were 2 interview rounds.

Round 1 - Case Study 

A simple case study with some ratios

Round 2 - One-on-one 

(2 Questions)

  • Q1. Basic work experience
  • Q2. 1. Difference between PPP model and HAM 2. Liquidity ratios, Leverage Ratios etc
  • Ans. 

    PPP model and HAM differences, liquidity and leverage ratios

    • PPP model involves private sector participation in public infrastructure projects while HAM is a hybrid annuity model for road projects

    • PPP model involves risk-sharing between public and private sectors while HAM involves a fixed government payment and variable private payment

    • Liquidity ratios measure a company's ability to meet short-term obligations while leve...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Good place to start your career

Interview Questionnaire 

6 Questions

  • Q1. Briefing of resume
  • Q2. Familiarity with accounts
  • Q3. Tell me all the sources of money for an organization
  • Q4. Tell me about yourself
  • Ans. 

    I am a relationship manager with 5 years of experience in managing client relationships and providing financial advice.

    • I have a Bachelor's degree in Finance from XYZ University.

    • I have worked with ABC Bank for 3 years and gained experience in managing high net worth clients.

    • I am skilled in financial analysis, risk management, and investment planning.

    • I have a proven track record of achieving sales targets and building lo...

  • Answered by AI
  • Q5. Why bank?
  • Ans. 

    Banking offers a dynamic and challenging work environment with opportunities for growth and development.

    • Banking is a constantly evolving industry with new technologies and products being introduced regularly.

    • Working in a bank provides exposure to a wide range of clients and industries.

    • Banking offers opportunities for career growth and development through training and mentorship programs.

    • The role of a relationship manag...

  • Answered by AI
  • Q6. Why should we hire you?
  • Ans. 

    I have the necessary skills, experience, and passion to excel in this role.

    • I have a proven track record of building and maintaining strong relationships with clients.

    • I am highly organized and able to manage multiple tasks and priorities effectively.

    • I am a skilled communicator and able to effectively convey complex information to clients.

    • I am passionate about helping clients achieve their financial goals and am committe...

  • Answered by AI

Interview Preparation Tips

Round: Test
Experience: It was overall a simple test, some difficult questions were there to check the patience of student. Otherwise the questions were of moderate level.
Tips: Prepare basic things, work on fast calculation & anlytical skills. For sales competency section no need to give ideal answers, be realistic.
Duration: 120 minutes aprox minutes

Round: Technical Interview
Experience: It was a 10-15 minute interview. He asked basic things & the interviewer was focusing on my financial knowledge
Tips: If you are planning to appear in hdfc interview, work on your accounting, frame some stories of your life, try to find out your skills so that they can hire you.

Round: HR Interview
Experience: The questions were simple, they were looking for relative experience & person suitable for their profile.
Tips: Sales experience of internship will add some weightage to your performance. Try to share experience of projects you have worked on.

Round: FLIP Online training program
Experience: They detailed us about the profile, gave us relavant information & took the test for the same. There were online ppts on types of loan, balance sheet, credit note etc.
Tips: You have to work seriously to crack this part of process. Once you clear this you will become a member of hdfc bank. All the best

General Tips: If you are looking for a profile in banking sector, then work on accounting balance shhets & generate your interest in the same field. It is not always about financial selling. You may have to give advice to your customers, prepare credit note.
Skills: sales, financial knowledge, communication skills, grasping power, commen sense
College Name: IMDR
Motivation: Name of the company, profile was a mixture of sales & finance & I was confused about my interest whether lies in sales or office work (analysis). So i applied
Funny Moments: waiting time. We spent a great time in Indira college that day.

Interview Preparation Tips

Round: Test
Experience: I scored 42 out of 60 and 60 people were selecred out of 300
Tips: First attempt those questions which you know to save time.
Duration: 1 hour
Total Questions: 60

College Name: IBS Gurgaon

I applied via Campus Placement and was interviewed before Dec 2018. There were 5 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Why are you goin for banking industry????
  • Q2. Do you have any prior banking experience????
  • Ans. 

    Yes, I have prior banking experience.

    • I have worked as a Relationship Manager at XYZ Bank for 3 years.

    • During my time at XYZ Bank, I successfully managed a portfolio of high net worth clients.

    • I have a strong understanding of banking products and services, including loans, investments, and wealth management.

    • I consistently met and exceeded sales targets, contributing to the bank's growth and profitability.

    • I am familiar wit...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be real and calm.
Try to listen to the interviewer carefully.
Frame simple and accurate answer.

I applied via Referral and was interviewed before Nov 2019. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Previous experience and market servey

Interview Preparation Tips

Interview preparation tips for other job seekers - Positive answers and bold attitude

I applied via Referral and was interviewed before Jul 2020. There was 1 interview round.

Interview Questionnaire 

4 Questions

  • Q1. What is your designation and how does you working well
  • Q2. I said my designation is relationship menager in indusind bank and working with relation with the customs
  • Q3. What is the hike for my selery packege
  • Q4. Minimum 40% hiike

Interview Preparation Tips

Interview preparation tips for other job seekers - One to one

I applied via Company Website and was interviewed in May 2020. There was 1 interview round.

Interview Questionnaire 

3 Questions

  • Q1. About you self
  • Q2. My name is Manaranjan Rana i have completed MBA already 11 years experience in bank and finance sectors right now i am working in Spandana sphoorty finance as a designation is Cluster Manager.
  • Q3. Role your currently your company

Interview Preparation Tips

Interview preparation tips for other job seekers - product training

Interview Questionnaire 

1 Question

  • Q1. Basic banking knowledge

I applied via Recruitment Consultant and was interviewed before Jul 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Work Experience

Interview Preparation Tips

Interview preparation tips for other job seekers - For experience candidate,they only want to know about ur job profile

Axis Bank Interview FAQs

How many rounds are there in Axis Bank Credit Processing Associate interview?
Axis Bank interview process usually has 1 rounds. The most common rounds in the Axis Bank interview process are One-on-one Round.
What are the top questions asked in Axis Bank Credit Processing Associate interview?

Some of the top questions asked at the Axis Bank Credit Processing Associate interview -

  1. Do you know how to study any company's financia...read more
  2. Where is turnover written in the balance she...read more

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Axis Bank Credit Processing Associate Interview Process

based on 2 interviews

Interview experience

4.5
  
Good
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Axis Bank Credit Processing Associate Salary
based on 176 salaries
₹1.2 L/yr - ₹3.5 L/yr
9% less than the average Credit Processing Associate Salary in India
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Axis Bank Credit Processing Associate Reviews and Ratings

based on 27 reviews

3.7/5

Rating in categories

3.9

Skill development

3.5

Work-life balance

2.7

Salary

3.5

Job security

3.7

Company culture

2.7

Promotions

3.7

Work satisfaction

Explore 27 Reviews and Ratings
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