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Utkarsh Small Finance Bank Interview Questions, Process, and Tips for Experienced

Updated 10 Apr 2025

Top Utkarsh Small Finance Bank Interview Questions and Answers for Experienced

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Utkarsh Small Finance Bank Interview Experiences for Experienced

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136 interviews found

I applied via Naukri.com and was interviewed in Jul 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. What do you know about Utkarsh small finance bank
  • Ans. 

    Utkarsh Small Finance Bank is a small finance bank in India.

    • It was founded in 2016 and is headquartered in Varanasi, Uttar Pradesh.

    • It offers a range of banking products and services including savings accounts, current accounts, fixed deposits, and loans.

    • The bank primarily serves the unbanked and underbanked segments of society.

    • It has a network of over 500 branches and banking outlets across India.

    • Utkarsh Small Finance ...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Clear timing issue because time is very very important for us

Banking Officer Interview Questions asked at other Companies

Q1. How to handle Customers and how to convince Customer's..
View answer (13)

I applied via Approached by Company and was interviewed in Sep 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - HR 

(2 Questions)

  • Q1. About last company why I left it
  • Q2. And profile in previous company

Interview Preparation Tips

Interview preparation tips for other job seekers - Good company to work with nice culture and hr are very helpful

Top Utkarsh Small Finance Bank Brach Operation Manager Interview Questions and Answers

Q1. What is the difference between soiled note and mutilated notes.
View answer (3)

Brach Operation Manager Interview Questions asked at other Companies

Q1. what kinds documents are required in fresh file and used asset
View answer (6)

I applied via Walk-in and was interviewed in May 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

In this 40 questions will asked valued for 40 marks and candidate have to get approx 5 marks in each subject for passing out.

Round 3 - One-on-one 

(1 Question)

  • Q1. Questions will asked about the banking terms and yourself

Interview Preparation Tips

Interview preparation tips for other job seekers - It's experienced wonderful while working with Utkarsh Small Finance Bank

Sales Executive and Assistant Manager Interview Questions asked at other Companies

Q1. What was your planning to grow market business?
View answer (1)
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(1 Question)

  • Q1. How to calculate technical value.
  • Ans. 

    Technical value can be calculated by assessing the benefits and advantages of a product's technical features.

    • Identify the technical features of the product

    • Assess the benefits and advantages of each feature

    • Compare the technical value of the product with competitors

    • Consider the cost of the product in relation to its technical value

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Many products in this bank, so it's a great opportunity to new freshers peoples.

Channel Sales Manager Interview Questions asked at other Companies

Q1. Introduces yourself , what is demat account ? what is mutual fund ? , what is your opinion for sales ? What is your next five year plan ? How you convience to customer for banking products
View answer (2)

Utkarsh Small Finance Bank interview questions for popular designations

 Customer Service Officer

 (17)

 Relationship Officer

 (15)

 Assistant Manager

 (15)

 Brach Operation Manager

 (11)

 Branch Head

 (8)

 Credit Officer

 (7)

 Senior Executive

 (7)

 Deputy Manager

 (7)

Round 1 - One-on-one 

(1 Question)

  • Q1. Current GL Size; reason for change
  • Ans. 

    The current GL size is $X and the reason for change is $Y.

    • The current GL size is $X, which is $Y compared to the previous year.

    • We have recently acquired a new business unit, which has led to an increase in GL size.

    • The reason for change is due to an increase in business activity and expansion into new markets.

    • We have implemented new accounting policies and procedures, which has led to a more detailed GL.

    • The GL size has ...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and answer the questions. Be in your formals also the net connectivity should be strong.

Branch Manager Interview Questions asked at other Companies

Q1. Role of Branch Manager?How to manage team?Cross sell?
View answer (34)

Get interview-ready with Top Utkarsh Small Finance Bank Interview Questions

I applied via Walk-in

Interview Questionnaire 

3 Questions

  • Q1. Will you do Work
  • Q2. Something about your family
  • Q3. Are you comfortable for work pan india

Interview Preparation Tips

Interview preparation tips for other job seekers - Don't take a tension kuch jada hard nahi hai simple hai test clear kro written genral questions about gk , computer,maths, English aapka test clear selection ho gya

Credit Officer Interview Questions asked at other Companies

Q1. How can you are calculate income if customer not filing the income tax return in business class
View answer (7)

Jobs at Utkarsh Small Finance Bank

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HR Manager Interview Questions & Answers

user image Anonymous

posted on 25 Mar 2024

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Mar 2023. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. Past Work Experience
  • Q2. Strategic planning and Achievements

Interview Preparation Tips

Interview preparation tips for other job seekers - Know what you have written in your resume.
Prepare well for the role as per job description.
Be honest.

HR Manager Interview Questions asked at other Companies

Q1. Can you explain the meaning of performance Management as stated in your CV
View answer (5)
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
-
Result
Selected Selected
Round 1 - One-on-one 

(1 Question)

  • Q1. About my personal and experience Process related, customer service related
Round 2 - Group Discussion 

Customer service and loan processing

Deputy Manager Interview Questions asked at other Companies

Q1. 1.WHAT IS SPECIAL OF UR HOME TOWN 2.Who is Main compitetor with us and which products...3.what is main business in your area and its functions...4 Previous comoany achevements 5.Your strengts and weakness.
View answer (72)
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Feb 2022. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. Deceased case regarding

Top Utkarsh Small Finance Bank Brach Operation Manager Interview Questions and Answers

Q1. What is the difference between soiled note and mutilated notes.
View answer (3)

Brach Operation Manager Interview Questions asked at other Companies

Q1. what kinds documents are required in fresh file and used asset
View answer (6)

I applied via Naukri.com and was interviewed in Aug 2021. There were 5 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. Interviewer asked about my family and professional Background
  • Ans. I have given the brief detail of my family and educational as well as my current working profile.
  • Answered Anonymously
  • Q2. They have asked me about my work domain in deep.
  • Ans. I have given them full detail about the work which has handled by myself.
  • Answered Anonymously
  • Q3. They have asked me about the expectation of salary and notice period in current company
  • Ans. I have told them as per company norms and as per my experience and share my expectation on hike of my salary and give them the detail about notice period
  • Answered Anonymously

Interview Preparation Tips

Interview preparation tips for other job seekers - Please prepare your personal background and professional background very clearly as well as have the detailed knowledge of your work which you have done.
You must go through your CV word by word as Intrrviewer may asked each things to you.

Utkarsh Small Finance Bank Interview FAQs

How many rounds are there in Utkarsh Small Finance Bank interview for experienced candidates?
Utkarsh Small Finance Bank interview process for experienced candidates usually has 1-2 rounds. The most common rounds in the Utkarsh Small Finance Bank interview process for experienced candidates are HR, One-on-one Round and Resume Shortlist.
How to prepare for Utkarsh Small Finance Bank interview for experienced candidates?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Utkarsh Small Finance Bank. The most common topics and skills that interviewers at Utkarsh Small Finance Bank expect are Banking, Mortgage Loans, Relationship, Monitoring and Business Loan.
What are the top questions asked in Utkarsh Small Finance Bank interview for experienced candidates?

Some of the top questions asked at the Utkarsh Small Finance Bank interview for experienced candidates -

  1. what is the rate of interest of housing loan in icici bank l...read more
  2. Which document is mandatory for in case of the partnership f...read more
  3. What is the three pillar of the any loan eligibil...read more
How long is the Utkarsh Small Finance Bank interview process?

The duration of Utkarsh Small Finance Bank interview process can vary, but typically it takes about less than 2 weeks to complete.

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Utkarsh Small Finance Bank Interview Process for Experienced

based on 67 interviews

Interview experience

4.3
  
Good
View more

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Utkarsh Small Finance Bank Reviews and Ratings

based on 3.3k reviews

3.8/5

Rating in categories

3.6

Skill development

3.6

Work-life balance

3.5

Salary

3.7

Job security

3.5

Company culture

3.4

Promotions

3.5

Work satisfaction

Explore 3.3k Reviews and Ratings
Utkarsh Probationary Officer's Program

Varanasi,

New Delhi

+1

Not Disclosed

Relationship Officer - Unsecured Business Loan

Panipat,

Mohali

+1

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