Union Bank of India Back Office Staff Interview Questions and Answers

Q1. Difference between credit card and debit card
Ans. 
Credit cards allow users to borrow money up to a certain limit, while debit cards allow users to spend money directly from their bank account.
• Credit cards provide a line of credit, while debit cards use funds directly from a bank account.

• Credit cards charge interest on unpaid balances, while debit cards do not.

• Credit cards offer rewards and benefits, while debit cards do not.

• Credit cards can be used to build credit his...read more
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Q2. Difference between saving account and credit saving account
Ans. 
A savings account is a basic account that allows individuals to deposit and withdraw money, while a credit savings account is a type of savings account that offers a line of credit.
• A savings account is primarily used for storing money and earning interest, while a credit savings account combines the features of a savings account and a line of credit.

• In a savings account, individuals can deposit and withdraw money as ne...read more
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Q3. Difference between confidence and non confidence
Ans. 
Confidence is a belief in oneself or one's abilities, while non-confidence refers to a lack of belief or trust.
• Confidence is having faith in oneself and being self-assured.

• Non-confidence is a lack of trust or belief in oneself or others.

• Confidence is often displayed through assertiveness and a positive attitude.

• Non-confidence can lead to self-doubt and hesitation.

• Confidence can be built through experience and success.

• N...read more
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Q1. 1.tell me about your self 2.Accounting Rule 3.some Quation on Excel 4.Diffrance between Share and Equity 5.Loan types 6.kyc document 7.Journal Entries 8.Quation On SAP And so many quation based on resume
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Q1. There is no quation
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Q1. HR interviews are done to gauge a candidate's personality- strengths, and weaknesses, to handle the role and then understand whether the candidate is suitable
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Q2. One thing you must do is understand the question well, and articulate your answer to be precise and honest.
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Q3. One of the most common HR interview question.
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Q4. Hr interview questions tell me about your self
Ans. Job interview questions and answers are given below.
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So, a group discussion refers to a communicative situation that allows its participants to share their views and opinions with other participants.

Q1. What are your salary expectations?
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Q2. What is your family background?
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Q3. Why should we hire you?
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Q4. Tell me about yourself.
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Basic coding knowledge asked in this