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Union Bank of India Credit Card Executive Interview Questions, Process, and Tips

Updated 13 Mar 2024

Union Bank of India Credit Card Executive Interview Experiences

1 interview found

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Sep 2023. There were 5 interview rounds.

Round 1 - Aptitude Test 

Self intrusion, About study

Round 2 - Group Discussion 

Credit card features and benefits

Round 3 - About package 

(1 Question)

  • Q1. What is banking sector
  • Ans. 

    Banking sector refers to the industry that provides financial services such as accepting deposits, lending money, and facilitating transactions.

    • Banks are financial institutions that offer services such as savings accounts, loans, and credit cards.

    • The banking sector plays a crucial role in the economy by providing liquidity and financial stability.

    • Examples of banking institutions include commercial banks, investment ban

  • Answered by AI
Round 4 - Technical 

(6 Questions)

  • Q1. How to convince New customer
  • Ans. 

    Convince new customers by highlighting benefits, offering incentives, providing excellent customer service, and building trust.

    • Highlight the benefits of the credit card such as rewards, cashback, and travel perks.

    • Offer incentives like sign-up bonuses, 0% APR introductory rates, and waived annual fees.

    • Provide excellent customer service by being responsive, helpful, and transparent.

    • Build trust by showcasing positive cust...

  • Answered by AI
  • Q2. What about card features
  • Ans. 

    Card features are essential for attracting customers and providing value.

    • Card features should align with customer needs and preferences

    • Competitive rewards programs can attract and retain customers

    • Security features like fraud protection and alerts are crucial for customer trust

    • Concierge services and travel benefits can differentiate a card in a crowded market

  • Answered by AI
  • Q3. What is card protection plan
  • Ans. 

    A card protection plan is a service offered by credit card companies to protect cardholders from unauthorized transactions, fraud, and theft.

    • Provides coverage for unauthorized transactions on the card

    • Offers protection against fraud and theft

    • May include services such as card replacement and emergency cash advance

    • Typically involves a monthly or annual fee for enrollment

  • Answered by AI
  • Q4. Before experience in credit card job role
  • Q5. Are you interested in banking sector
  • Q6. Why are you select this job
Round 5 - Assignment 

Selling and calling to talk customer

Interview Preparation Tips

Topics to prepare for Union Bank of India Credit Card Executive interview:
  • Current affairs
  • Banking
  • Computer Operating
Interview preparation tips for other job seekers - Pls prepare latest current affairs

Interview questions from similar companies

I appeared for an interview before Sep 2016.

Interview Questionnaire 

1 Question

  • Q1. Growth prospects and compensation

Interview Preparation Tips

Round: Test
Duration: 25 minutes
Total Questions: 40

Round: Group Discussion
Tips: You should show how you can stand out in the competitive crowd
Duration: 5 minutes

Skills: Selling Skills, Analytical Skills

I applied via Other

Interview Questionnaire 

1 Question

  • Q1. Why u are being here for this job...can u say a reason??
  • Ans. 

    I am passionate about sales and have a proven track record of exceeding targets in previous roles.

    • Passionate about sales and enjoy the challenge of meeting targets

    • Proven track record of exceeding sales targets in previous roles

    • Excited about the opportunity to contribute to the growth of the company

  • Answered by AI

Interview Preparation Tips

General Tips: Dont tell the simple answer that it was my personal choice..so tell them about your colleague or friends who working in best way in that company
Skills: Communication, Body Language, Presentation Skills
Duration: <1 week

I applied via Campus Placement and was interviewed before Jan 2020. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. Tell me about yourself
  • Q2. Sell me this pen
  • Ans. 

    This pen is a must-have for anyone who wants to make a lasting impression with their writing.

    • This pen has a sleek and professional design that will make you stand out in any business meeting.

    • It writes smoothly and effortlessly, making your handwriting look neat and tidy.

    • The ink is long-lasting and won't smudge or smear, ensuring that your writing stays legible for years to come.

    • It's also refillable, so you can use it a...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - You should be clam and tell each and every thing about yourself to interviewer

I applied via Referral and was interviewed in Oct 2019. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. How to convince customer ?
  • Ans. 

    To convince a customer, understand their needs, build trust, provide value, and offer solutions.

    • Listen actively to the customer's needs and concerns

    • Build trust by being honest and transparent

    • Provide value by highlighting the benefits of your product or service

    • Offer solutions that meet the customer's specific needs

    • Address any objections or concerns the customer may have

    • Follow up with the customer to ensure satisfaction

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - They are checking formals and communication and confidence level they are asking techniques how to convince coustmer

I applied via Referral and was interviewed before May 2021. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. What is your family background?

Interview Preparation Tips

Interview preparation tips for other job seekers - Very good interview experience at branch.

Interview Questionnaire 

8 Questions

  • Q1. What working in present market situation
  • Ans. 

    Working in the present market situation requires adaptability and innovation.

    • Adapt to changes in consumer behavior and market trends

    • Innovate to offer unique solutions and stand out from competitors

    • Utilize technology to improve efficiency and reach customers remotely

    • Maintain strong communication with customers to build trust and loyalty

    • Stay informed about industry developments and adjust strategies accordingly

  • Answered by AI
  • Q2. How to develop market
  • Ans. 

    Developing market requires understanding customer needs, identifying target audience, creating a unique value proposition, and effective marketing strategies.

    • Conduct market research to understand customer needs and preferences

    • Identify target audience and tailor marketing efforts accordingly

    • Create a unique value proposition that sets your product/service apart from competitors

    • Develop effective marketing strategies such ...

  • Answered by AI
  • Q3. How to handle sales executive
  • Ans. 

    Handling sales executives requires effective communication, motivation, and goal-setting.

    • Establish clear expectations and goals for the sales team

    • Provide regular feedback and coaching to improve performance

    • Motivate and incentivize the team to achieve targets

    • Communicate effectively and listen actively to understand their needs and concerns

    • Lead by example and demonstrate a strong work ethic

    • Encourage collaboration and tea...

  • Answered by AI
  • Q4. How to support employee
  • Q5. Which area comfortable in market place
  • Q6. What will share the code coduct in company
  • Ans. 

    The code of conduct will outline the ethical and professional standards expected of employees in the company.

    • The code of conduct will provide guidelines for behavior and decision-making in the workplace.

    • It will cover areas such as conflicts of interest, confidentiality, and respect for colleagues.

    • Examples of expected behavior may include avoiding discriminatory language or actions, maintaining confidentiality of sensit...

  • Answered by AI
  • Q7. Focus the market and business development
  • Q8. Icici is the present market best

I applied via Recruitment Consultant and was interviewed in Aug 2020. There was 1 interview round.

Interview Questionnaire 

4 Questions

  • Q1. Do you had work before ?
  • Q2. What experience do you have ?
  • Q3. In which field are you very familiar with ?
  • Q4. What did you had studies and in which stream ?

Interview Preparation Tips

Interview preparation tips for other job seekers - Many a times while giving an interview the candidate gets hesitates but at that time the candidate should relax himself and concentrate for what he had come to 😊 and before going an interview we should practice it several times standing in front on mirror so we get an self confidence

I applied via Walk-in and was interviewed in Mar 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. How to sale product
  • Ans. 

    To sell a product, understand the customer's needs, highlight the benefits, and create a sense of urgency.

    • Research the target audience and their pain points

    • Highlight the unique features and benefits of the product

    • Create a sense of urgency through limited time offers or scarcity

    • Build trust and rapport with the customer

    • Handle objections and provide solutions

    • Close the sale and follow up for customer satisfaction

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - I have an experience in axis bank i having 20k above salary without incentives

I applied via Referral and was interviewed before Aug 2020. There were 4 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. I was asked about sales and loan related questions.

Interview Preparation Tips

Interview preparation tips for other job seekers - The interview want to test both my knowledge and communication skills. Most of the question asked to me were related to my qualifications and experience related topics. I tried to answer each question with example also used props on the table

Union Bank of India Interview FAQs

How many rounds are there in Union Bank of India Credit Card Executive interview?
Union Bank of India interview process usually has 5 rounds. The most common rounds in the Union Bank of India interview process are Aptitude Test, Group Discussion and Technical.
What are the top questions asked in Union Bank of India Credit Card Executive interview?

Some of the top questions asked at the Union Bank of India Credit Card Executive interview -

  1. What is banking sec...read more
  2. How to convince New custo...read more
  3. What about card featu...read more

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Union Bank of India Credit Card Executive Interview Process

based on 1 interview

Interview experience

5
  
Excellent
View more

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Union Bank of India Credit Card Executive Salary
based on 4 salaries
₹2 L/yr - ₹4.5 L/yr
43% more than the average Credit Card Executive Salary in India
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Union Bank of India Credit Card Executive Reviews and Ratings

based on 2 reviews

5.0/5

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5.0

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5.0

Work-life balance

5.0

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5.0

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5.0

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