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Union Bank of India Credit Card Executive Interview Questions, Process, and Tips

Updated 13 Mar 2024

Union Bank of India Credit Card Executive Interview Experiences

1 interview found

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Sep 2023. There were 5 interview rounds.

Round 1 - Aptitude Test 

Self intrusion, About study

Round 2 - Group Discussion 

Credit card features and benefits

Round 3 - About package 

(1 Question)

  • Q1. What is banking sector
  • Ans. 

    Banking sector refers to the industry that provides financial services such as accepting deposits, lending money, and facilitating transactions.

    • Banks are financial institutions that offer services such as savings accounts, loans, and credit cards.

    • The banking sector plays a crucial role in the economy by providing liquidity and financial stability.

    • Examples of banking institutions include commercial banks, investment ban

  • Answered by AI
Round 4 - Technical 

(6 Questions)

  • Q1. How to convince New customer
  • Ans. 

    Convince new customers by highlighting benefits, offering incentives, providing excellent customer service, and building trust.

    • Highlight the benefits of the credit card such as rewards, cashback, and travel perks.

    • Offer incentives like sign-up bonuses, 0% APR introductory rates, and waived annual fees.

    • Provide excellent customer service by being responsive, helpful, and transparent.

    • Build trust by showcasing positive cust...

  • Answered by AI
  • Q2. What about card features
  • Ans. 

    Card features are essential for attracting customers and providing value.

    • Card features should align with customer needs and preferences

    • Competitive rewards programs can attract and retain customers

    • Security features like fraud protection and alerts are crucial for customer trust

    • Concierge services and travel benefits can differentiate a card in a crowded market

  • Answered by AI
  • Q3. What is card protection plan
  • Ans. 

    A card protection plan is a service offered by credit card companies to protect cardholders from unauthorized transactions, fraud, and theft.

    • Provides coverage for unauthorized transactions on the card

    • Offers protection against fraud and theft

    • May include services such as card replacement and emergency cash advance

    • Typically involves a monthly or annual fee for enrollment

  • Answered by AI
  • Q4. Before experience in credit card job role
  • Q5. Are you interested in banking sector
  • Q6. Why are you select this job
Round 5 - Assignment 

Selling and calling to talk customer

Interview Preparation Tips

Topics to prepare for Union Bank of India Credit Card Executive interview:
  • Current affairs
  • Banking
  • Computer Operating
Interview preparation tips for other job seekers - Pls prepare latest current affairs

Interview questions from similar companies

I was interviewed before Sep 2016.

Interview Questionnaire 

1 Question

  • Q1. Growth prospects and compensation

Interview Preparation Tips

Round: Test
Duration: 25 minutes
Total Questions: 40

Round: Group Discussion
Tips: You should show how you can stand out in the competitive crowd
Duration: 5 minutes

Skills: Selling Skills, Analytical Skills

I applied via Walk-in and was interviewed before Feb 2021. There were 2 interview rounds.

Round 1 - Group Discussion 
Pro Tip by AmbitionBox:
Don’t treat group discussions as an argument. Group discussion is about reaching a meaningful conclusion.
View all GD tips
Round 2 - HR 

(5 Questions)

  • Q1. Why should we hire you?
  • Q2. What are your salary expectations?
  • Q3. What is your family background?
  • Q4. Share details of your previous job.
  • Q5. Why we are hired you ?

Interview Preparation Tips

Interview preparation tips for other job seekers - Whatever you want to do overall life future growth job

I applied via Referral and was interviewed before Aug 2020. There were 4 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. I was asked about sales and loan related questions.

Interview Preparation Tips

Interview preparation tips for other job seekers - The interview want to test both my knowledge and communication skills. Most of the question asked to me were related to my qualifications and experience related topics. I tried to answer each question with example also used props on the table

I applied via Referral and was interviewed in Apr 2021. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. What about you and what is your dreams and goals
  • Q2. How to sale a product

Interview Preparation Tips

Interview preparation tips for other job seekers - Interview is very good

I applied via Naukri.com and was interviewed in Jul 2020. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. Why are you join our company.
  • Q2. I said because of career growth is good.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be calm and positive attitude

I applied via Other

Interview Questionnaire 

1 Question

  • Q1. Why u are being here for this job...can u say a reason??
  • Ans. 

    I am passionate about sales and have a proven track record of exceeding targets in previous roles.

    • Passionate about sales and enjoy the challenge of meeting targets

    • Proven track record of exceeding sales targets in previous roles

    • Excited about the opportunity to contribute to the growth of the company

  • Answered by AI

Interview Preparation Tips

General Tips: Dont tell the simple answer that it was my personal choice..so tell them about your colleague or friends who working in best way in that company
Skills: Communication, Body Language, Presentation Skills
Duration: <1 week

I applied via Referral and was interviewed before May 2021. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. What is your family background?

Interview Preparation Tips

Interview preparation tips for other job seekers - Very good interview experience at branch.

Interview Questionnaire 

2 Questions

  • Q1. Banking life there in a relationship
  • Ans. 

    Banking life in a relationship involves managing finances, joint accounts, and financial planning together.

    • Banking life in a relationship includes opening joint accounts to manage shared expenses.

    • Couples often make financial decisions together, such as applying for loans or mortgages.

    • Financial planning becomes a collaborative effort, with discussions on saving, investing, and budgeting.

    • Trust and transparency are crucia...

  • Answered by AI
  • Q2. What is banking work nowleg
  • Ans. 

    Banking work nowleg refers to the current knowledge and practices in the banking industry.

    • It includes understanding of financial products and services offered by banks

    • Knowledge of regulatory compliance and risk management

    • Skills in customer service and sales

    • Ability to use technology and data analytics for decision making

    • Examples include mobile banking, online account opening, and personalized financial advice

  • Answered by AI

Interview Questionnaire 

8 Questions

  • Q1. IAM in Kurnool Location
  • Q2. IAM interested sir
  • Q3. One off year experience in
  • Q4. IAM ready sir
  • Q5. Kurnool
  • Q6. Credit department one year
  • Q7. My completed bsc computer
  • Q8. Previous Hdfc bank in work ing
  • Ans. 

    I have previous experience working at HDFC Bank.

    • Worked as a Sales Executive at HDFC Bank

    • Achieved sales targets consistently

    • Developed strong relationships with clients

    • Trained new team members on sales techniques

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - IAM interested Sir
Contribute & help others!
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Union Bank of India Interview FAQs

How many rounds are there in Union Bank of India Credit Card Executive interview?
Union Bank of India interview process usually has 5 rounds. The most common rounds in the Union Bank of India interview process are Aptitude Test, Group Discussion and Technical.
What are the top questions asked in Union Bank of India Credit Card Executive interview?

Some of the top questions asked at the Union Bank of India Credit Card Executive interview -

  1. What is banking sec...read more
  2. How to convince New custo...read more
  3. What about card featu...read more

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Union Bank of India Credit Card Executive Interview Process

based on 1 interview

Interview experience

5
  
Excellent
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Union Bank of India Credit Card Executive Salary
based on 4 salaries
₹2 L/yr - ₹4.5 L/yr
42% more than the average Credit Card Executive Salary in India
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based on 2 reviews

5.0/5

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5.0

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5.0

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5.0

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5.0

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5.0

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5.0

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