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Ujjivan Small Finance Bank

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Ujjivan Small Finance Bank Credit Officer Interview Questions and Answers for Experienced

Updated 30 Jan 2024

Ujjivan Small Finance Bank Credit Officer Interview Experiences for Experienced

6 interviews found

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
More than 8 weeks
Result
Selected Selected

I appeared for an interview before Jan 2023.

Round 1 - Case Study 

Cibil score scenario discuss and

Round 2 - HR 

(2 Questions)

  • Q1. About salary increment
  • Q2. Discussed about how was past experience

Interview Preparation Tips

Interview preparation tips for other job seekers - Instant revert should for employees

I applied via AmbitionBox and was interviewed in Mar 2022. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. Tell me about yourself.
  • Q2. Utkarsh Small finance Bank

Interview Preparation Tips

Interview preparation tips for other job seekers - Seasoned professional with 2 years of experience. Expert in Personal Loans,Business Loan,Credit
Appraisal,Banking ,M B JLG LOAN

Credit Officer Interview Questions Asked at Other Companies for Experienced

Q1. How can you are calculate income if customer not filing the incom ... read more
asked in CSB Bank
Q2. How we can identify a bad loan proposal and a good loan proposal
Q3. What is CIBIL and Full Form of CIBIL?
Q4. Which one is eligible for housing and mortgage loan and other loa ... read more
asked in CSB Bank
Q5. What are the areas to be improved in the present banking system ( ... read more
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(3 Questions)

  • Q1. What are your salary expectations?
  • Q2. Tell me about yourself.
  • Q3. Share details of your previous job.

Interview Preparation Tips

Interview preparation tips for other job seekers - Awesome work please,
Feel happy to work and the environment

I applied via Walk-in and was interviewed in Mar 2021. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. About Credit and types of Loan. About previous work experience. Personal information, about UJJIVAN.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be true to your words. And confident with believe in yourself. Interview begins with personal details after that lots of question about past work experience. Lastly it was about current Job profile, how your previous experience will help to grow in current job.

Ujjivan Small Finance Bank interview questions for designations

 Credit Verification Officer

 (1)

 Senior Credit Officer

 (1)

 Credit Manager

 (4)

 Credit Analyst

 (1)

 Area Credit Manager

 (2)

 Cluster Credit Manager

 (2)

 Credit Risk Manager

 (1)

 Credit Operations Officer

 (1)

I applied via Walk-in and was interviewed in May 2021. There was 1 interview round.

Interview Questionnaire 

6 Questions

  • Q1. Why change privious job
  • Q2. Because location issues
  • Q3. What is your salary expectation
  • Q4. According to my education and experience.
  • Q5. What is your father doing
  • Q6. My father is a salfe employee

Interview Preparation Tips

Interview preparation tips for other job seekers - My interview is going better.

I applied via Referral and was interviewed in Nov 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Related all mortgage

Interview Preparation Tips

Interview preparation tips for other job seekers - Ok

Interview questions from similar companies

I applied via Referral and was interviewed in Nov 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Basic ratio question were asked and also they questioned about my personal life and what was my work in previous organisation.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be cool and calm and tell about your skills to them . Your employability depends upon your skill.

I applied via Approached by Company and was interviewed before Apr 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(5 Questions)

  • Q1. What is your family background?
  • Q2. Share details of your previous job.
  • Q3. Why are you looking for a change?
  • Q4. What are your strengths and weaknesses?
  • Q5. Tell me about yourself.
Round 3 - HR 

(1 Question)

  • Q1. What are your salary expectations?

Interview Preparation Tips

Interview preparation tips for other job seekers - Offer emotional support. One of the first thing that can do to help a job seeker is to emotional support

I applied via Company Website and was interviewed before Jul 2020. There was 1 interview round.

Interview Preparation Tips

Interview preparation tips for other job seekers - Online interview Monday to Friday

I applied via Referral and was interviewed before May 2020. There were 4 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. Mostly about product and financials
  • Q2. Market knowledge
  • Q3. Behavior and body language

Interview Preparation Tips

Interview preparation tips for other job seekers - need to have clear product and market knowledge especially about HCV segment strong financials knowledge and positive outlook, body language

Ujjivan Small Finance Bank Interview FAQs

How many rounds are there in Ujjivan Small Finance Bank Credit Officer interview for experienced candidates?
Ujjivan Small Finance Bank interview process for experienced candidates usually has 1-2 rounds. The most common rounds in the Ujjivan Small Finance Bank interview process for experienced candidates are HR, Resume Shortlist and Case Study.
How to prepare for Ujjivan Small Finance Bank Credit Officer interview for experienced candidates?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Ujjivan Small Finance Bank. The most common topics and skills that interviewers at Ujjivan Small Finance Bank expect are Credit Management, Financial Analysis, Underwriting, Banking and Business Analysis.
What are the top questions asked in Ujjivan Small Finance Bank Credit Officer interview for experienced candidates?

Some of the top questions asked at the Ujjivan Small Finance Bank Credit Officer interview for experienced candidates -

  1. Interview schedule d...read more
  2. Related all mortg...read more
  3. Because location iss...read more

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Ujjivan Small Finance Bank Credit Officer Interview Process for Experienced

based on 1 interview

2 Interview rounds

  • HR Round - 1
  • HR Round - 2
View more
Ujjivan Small Finance Bank Credit Officer Salary
based on 358 salaries
₹1.9 L/yr - ₹6 L/yr
18% more than the average Credit Officer Salary in India
View more details

Ujjivan Small Finance Bank Credit Officer Reviews and Ratings

based on 209 reviews

4.1/5

Rating in categories

3.9

Skill development

4.0

Work-life balance

3.7

Salary

4.2

Job security

4.2

Company culture

3.4

Promotions

3.8

Work satisfaction

Explore 209 Reviews and Ratings
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