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Sustainable Agro-commercial Finance Senior Credit Executive Interview Questions and Answers

Updated 27 Dec 2019

Sustainable Agro-commercial Finance Senior Credit Executive Interview Experiences

1 interview found

I applied via Referral and was interviewed in Jun 2019. There were 5 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Some question they were asked to me
  • Q2. Financial analysis

Interview Preparation Tips

Interview preparation tips for other job seekers - All about financial and ratio

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Jul 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Behavioral 

(6 Questions)

  • Q1. Types of liability
  • Ans. 

    Types of liability include current liabilities, long-term liabilities, contingent liabilities, and deferred liabilities.

    • Current liabilities are debts due within one year, such as accounts payable and short-term loans.

    • Long-term liabilities are debts due in more than one year, such as bonds payable and long-term loans.

    • Contingent liabilities are potential liabilities that depend on a future event, such as warranties and l...

  • Answered by AI
  • Q2. Types of assets
  • Ans. 

    Assets can be classified into tangible and intangible assets.

    • Tangible assets include physical items like property, equipment, and inventory.

    • Intangible assets include intellectual property, patents, trademarks, and goodwill.

  • Answered by AI
  • Q3. Advance Excel knowledge
  • Q4. Excel Vlookup & pivot table
  • Q5. Different between gross profit and net profit
  • Ans. 

    Gross profit is total revenue minus cost of goods sold, while net profit is gross profit minus operating expenses and taxes.

    • Gross profit = Total revenue - Cost of goods sold

    • Net profit = Gross profit - Operating expenses - Taxes

    • Gross profit is the amount of money a company makes from selling goods or services before deducting expenses

    • Net profit is the amount of money a company has left after deducting all expenses from

  • Answered by AI
  • Q6. Advance excel formula
  • Ans. 

    Advance excel formula refers to complex functions and calculations used in Excel to manipulate data.

    • Advanced excel formulas include VLOOKUP, INDEX-MATCH, SUMIFS, COUNTIFS, etc.

    • These formulas are used to perform complex calculations, lookups, and data analysis.

    • For example, VLOOKUP is used to search for a value in a table and return a corresponding value from another column.

  • Answered by AI

Skills evaluated in this interview

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed in Jun 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - One-on-one 

(5 Questions)

  • Q1. About experience , job role , Description of previous job role , critical situation handling skill , team management skill
  • Q2. Description of previous job role
  • Q3. Team handling skill
  • Q4. Job change reason
  • Q5. Future contribution to the job role
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via campus placement at Institute of Chartered Accountant of India (ICAI) and was interviewed before Jul 2023. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. Different types of ratio such as sales turnover ratio, asset turnover ratio, etc
  • Ans. 

    Different types of ratios like sales turnover ratio, asset turnover ratio, etc are used to analyze a company's financial performance.

    • Ratios help in evaluating the efficiency and profitability of a company.

    • Sales turnover ratio measures how efficiently a company is using its assets to generate sales.

    • Asset turnover ratio indicates how well a company is utilizing its assets to generate revenue.

    • Other important ratios includ...

  • Answered by AI
  • Q2. Risks to be recognized as a credit underwriter?
  • Ans. 

    Some risks include inaccurate credit assessments, failure to identify red flags, and lack of understanding of industry trends.

    • Inaccurate credit assessments can lead to approving high-risk clients who may default on payments.

    • Failure to identify red flags such as inconsistent financial information or past delinquencies can result in losses for the company.

    • Lack of understanding of industry trends may lead to granting cred...

  • Answered by AI
Interview experience
4
Good
Difficulty level
Hard
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Mar 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. What’s are your best problem solving procedure? How do you deal with non performance of an employee
  • Ans. 

    My best problem solving procedure involves identifying the root cause and collaborating with the team to find a solution. When dealing with non-performance, I use a coaching approach to understand the issue and provide support for improvement.

    • Identify the root cause of the problem

    • Collaborate with the team to find a solution

    • Use a coaching approach to understand the non-performance issue

    • Provide support and resources for ...

  • Answered by AI
  • Q2. Breaking the problem into small situations and then start working on each one of them.

Interview Preparation Tips

Interview preparation tips for other job seekers - Always true to your capabilities and don’t try to create a aroma around you of being successful
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Naukri.com and was interviewed in Mar 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Brief on kind of work done in earlier job
  • Q2. How would to assess a credit proposal?
  • Ans. 

    Assessing a credit proposal involves analyzing the borrower's financial history, creditworthiness, and ability to repay the loan.

    • Review the borrower's credit report and score

    • Analyze the borrower's income and expenses

    • Evaluate the purpose of the loan and the borrower's ability to repay it

    • Consider any collateral or guarantors offered by the borrower

    • Assess the overall risk of the loan and make a recommendation

  • Answered by AI

I applied via Naukri.com and was interviewed in Jun 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.
View all tips
Round 2 - HR 

(3 Questions)

  • Q1. Tell me about yourself
  • Q2. Why you want to join BFL
  • Q3. Most unique things that you have
Round 3 - HR 

(1 Question)

  • Q1. Tell me your Past experience

Interview Preparation Tips

Interview preparation tips for other job seekers - Prefare well before interview, learn about the company, be confidential always , make a perfect or attractive resume , don't hinde anything and don't tell things which is out of your skills.
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Do not use an unprofessional email address such as cool_boy@email.com. It shows a lack of professionalism by the candidate.
View all tips
Round 2 - HR 

(2 Questions)

  • Q1. Company basic knowledge & hard work honesty
  • Q2. Wher is Location previous company experience total experience
  • Ans. 

    I have previous experience as a Credit Manager in Mumbai with a total of 5 years of experience.

    • Previous company experience as a Credit Manager in Mumbai

    • Total experience of 5 years

    • Experience in managing credit risk, analyzing financial statements, and evaluating creditworthiness

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Credit analysis risk management control Risk & Qlity mantra

Interview Questionnaire 

1 Question

  • Q1. Asked regarding credit knowledge

Interview Preparation Tips

Interview preparation tips for other job seekers - It was good, hr takes lots of documents and lots of questions

I applied via Naukri.com and was interviewed in Sep 2021. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. For credit process
  • Q2. Login to disbursement

Interview Preparation Tips

Interview preparation tips for other job seekers - Secured , unsecured and lap cam preparation to visit the customer place

Sustainable Agro-commercial Finance Interview FAQs

What are the top questions asked in Sustainable Agro-commercial Finance Senior Credit Executive interview?

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