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Tata Motors Finance Regional Credit Manager Interview Questions and Answers

Updated 1 Apr 2023

Tata Motors Finance Regional Credit Manager Interview Experiences

1 interview found

Interview experience
4
Good
Difficulty level
Hard
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Mar 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. What’s are your best problem solving procedure? How do you deal with non performance of an employee
  • Ans. 

    My best problem solving procedure involves identifying the root cause and collaborating with the team to find a solution. When dealing with non-performance, I use a coaching approach to understand the issue and provide support for improvement.

    • Identify the root cause of the problem

    • Collaborate with the team to find a solution

    • Use a coaching approach to understand the non-performance issue

    • Provide support and resources for ...

  • Answered by AI
  • Q2. Breaking the problem into small situations and then start working on each one of them.

Interview Preparation Tips

Interview preparation tips for other job seekers - Always true to your capabilities and don’t try to create a aroma around you of being successful

Interview questions from similar companies

I applied via Referral and was interviewed before Feb 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(2 Questions)

  • Q1. Basic policy test of underwriting and brief introduction of self at starting
  • Q2. Market Knowledge, altitude test, case study based discussion, financial formulae check.
Round 3 - HR 

(3 Questions)

  • Q1. What are your salary expectations?
  • Q2. What is your family background?
  • Q3. Share details of your previous job.

Interview Preparation Tips

Interview preparation tips for other job seekers - Nothing as such.
No problem if reporting Manager finaalizes you.

I applied via Referral and was interviewed before Apr 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(8 Questions)

  • Q1. What are your salary expectations?
  • Q2. What is your family background?
  • Q3. Share details of your previous job.
  • Q4. Why should we hire you?
  • Q5. Why are you looking for a change?
  • Q6. Where do you see yourself in 5 years?
  • Q7. What are your strengths and weaknesses?
  • Q8. Tell me about yourself.
Round 3 - HR 

(1 Question)

  • Q1. What are your salary expectations?

Interview Preparation Tips

Interview preparation tips for other job seekers - Ist of all i was introduced my self and then further details about my family my journey with prioveus company.etc

Interview Questionnaire 

4 Questions

  • Q1. Interviewer were asked me about how to do credit analysis and take final decision to provide respective loan applicant?
  • Q2. What is underwriting and what you have to do for getting good customer to our finance?
  • Ans. 

    Underwriting is the process of assessing the creditworthiness of a customer and determining the terms and conditions for providing finance.

    • Underwriting involves evaluating the financial and personal information of a customer to determine their ability to repay a loan.

    • The credit manager analyzes factors such as income, credit history, employment stability, and collateral to assess the risk associated with lending to a c...

  • Answered by AI
  • Q3. What's your ambitions and why you are choosing our company for work?
  • Ans. 

    My ambition is to excel in the field of credit management and contribute to the growth of your company.

    • I have a strong passion for credit management and have set ambitious goals for myself in this field.

    • I believe that your company has a strong reputation in the industry and offers great opportunities for career growth.

    • I am impressed by the company's commitment to innovation and its focus on providing excellent customer...

  • Answered by AI
  • Q4. And more related questions about my previous role and responsibilities and work. That was good. Thanks Nakuri Team.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be passionate and positive before you go to interview. Best of luck.

I applied via Referral and was interviewed before Apr 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Case Study 

Interview Preparation Tips

Interview preparation tips for other job seekers - Happy to join as a member of Fullerton family

I appeared for an interview in Jan 2017.

Interview Questionnaire 

1 Question

  • Q1. About resume, academics etc.

Interview Preparation Tips

Round: Group Discussion
Experience: An abstract topic was given the on which we were supposed to discuss for 15 minutes followed by individual summary of the discussion and a common conclusion.
Tips: Stay confident and cover all the points in conclusion, while keep summary based on your point of view.
Duration: 15 minutes

Round: Stress Interview
Experience: It was more of a stress interview where they were trying to test my patience. They kept asking me stress questions on my resume and qualification background. They were judging my view point and my decision making skills. Overall tempo of the interview was skewed towards the candidate being able to handle the pressure and show his calm and composed side in those moments.
Tips: The tips I would like to give to candidates will be be confident and calm in an interview no matter what. If you don't know something that's totally okay, nobody is judging you for your knowledge only. It is the overall personality and behavior that matters. Last thing and most important thing which I would like to add is be honest about everything that is there.

I applied via Walk-in and was interviewed in May 2019. There were 3 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Intoduce Yourself?
  • Q2. What you know about Muthoot Group?

Interview Preparation Tips

Interview preparation tips for other job seekers - They ask Only Basic Questions in HR Round as well as Manager Round,be confident.Thats all

I applied via Walk-in and was interviewed before Apr 2021. There were 2 interview rounds.

Round 1 - Aptitude Test 

After Joining confirmation

Round 2 - Common interview 

(1 Question)

  • Q1. Normal credit norms and policy
  • Ans. 

    Normal credit norms and policy refer to the standard guidelines followed by a company while extending credit to its customers.

    • Credit limit is set based on the customer's creditworthiness

    • Payment terms are agreed upon between the company and the customer

    • Late payment fees and interest rates are charged for delayed payments

    • Credit checks are conducted before extending credit to new customers

    • Credit policies are reviewed peri...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Good company and attractive salary and incentive.

Interview Questionnaire 

1 Question

  • Q1. Job profile previous company and knowledge about cibil and also I honest about my work.

Interview Questionnaire 

1 Question

  • Q1. Asking about Product Mortgage credit analysis etc..

Tata Motors Finance Interview FAQs

How many rounds are there in Tata Motors Finance Regional Credit Manager interview?
Tata Motors Finance interview process usually has 2 rounds. The most common rounds in the Tata Motors Finance interview process are Resume Shortlist and One-on-one Round.
What are the top questions asked in Tata Motors Finance Regional Credit Manager interview?

Some of the top questions asked at the Tata Motors Finance Regional Credit Manager interview -

  1. What’s are your best problem solving procedure? How do you deal with non perf...read more
  2. Breaking the problem into small situations and then start working on each one o...read more

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Tata Motors Finance Regional Credit Manager Interview Process

based on 1 interview

Interview experience

4
  
Good
View more

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Tata Motors Finance Regional Credit Manager Salary
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₹25 L/yr - ₹30 L/yr
42% more than the average Regional Credit Manager Salary in India
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