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Anand Rathi Global Finance Credit Manager Interview Questions and Answers
Anand Rathi Global Finance Credit Manager Interview Experiences
2 interviews found
Upasana Mathur
Selected
I applied via campus placement at Institute of Chartered Accountant of India (ICAI) and was interviewed before Jul 2023. There was 1 interview round.
(2 Questions)
- Q1. Different types of ratio such as sales turnover ratio, asset turnover ratio, etc
- Ans.
Different types of ratios like sales turnover ratio, asset turnover ratio, etc are used to analyze a company's financial performance.
Ratios help in evaluating the efficiency and profitability of a company.
Sales turnover ratio measures how efficiently a company is using its assets to generate sales.
Asset turnover ratio indicates how well a company is utilizing its assets to generate revenue.
Other important ratios includ...
- Q2. Risks to be recognized as a credit underwriter?
- Ans.
Some risks include inaccurate credit assessments, failure to identify red flags, and lack of understanding of industry trends.
Inaccurate credit assessments can lead to approving high-risk clients who may default on payments.
Failure to identify red flags such as inconsistent financial information or past delinquencies can result in losses for the company.
Lack of understanding of industry trends may lead to granting cred...
Good
(1 Question)
- Q1. Strength and weakness
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(2 Questions)
- Q1. What is meaning of CBIL
- Ans.
CBIL stands for Credit Bureau India Limited, which is a credit information company in India.
CBIL is a credit information company that collects and maintains credit information of individuals and businesses.
It provides credit reports and scores to lenders to help them make informed lending decisions.
CBIL helps in reducing the risk of default by providing accurate credit information.
It plays a crucial role in the credit ...
- Q2. What are the metrics used to evaluate risk
- Ans.
Metrics used to evaluate risk include credit score, debt-to-income ratio, payment history, and credit utilization.
Credit score: A numerical representation of a borrower's creditworthiness based on their credit history.
Debt-to-income ratio: The percentage of a borrower's monthly income that goes towards paying debts.
Payment history: A record of a borrower's past payments on credit accounts.
Credit utilization: The amount
(2 Questions)
- Q1. Why your leaving privious company
- Ans.
Seeking new challenges and growth opportunities in a different work environment.
Desire for career advancement
Looking for new challenges
Seeking better work-life balance
Company restructuring or downsizing
Relocation to a different city
- Q2. What was salary expectation
- Ans.
My salary expectation is in line with industry standards and based on my experience and qualifications.
Research industry standards for Credit Manager salaries
Consider my experience and qualifications when determining salary expectation
Be open to negotiation based on the overall compensation package offered
Group discussion with senior
(2 Questions)
- Q1. Question related to salary package
- Q2. Question related to notice period
Interview Preparation Tips
Credit Manager Interview Questions & Answers
Shubham Housing Development Finance
Anonymous
posted on 3 Jul 2024
Selected
I applied via Naukri.com and was interviewed in Jun 2024. There was 1 interview round.
(2 Questions)
- Q1. Salary expected
- Q2. Work experience
Interview Preparation Tips
Selected
I applied via Job Portal and was interviewed in Apr 2024. There were 2 interview rounds.
Normal question about company and other things
(2 Questions)
- Q1. Previous experience
- Q2. Salary of previous organization
(1 Question)
- Q1. What you understand about HL LAP and BL
- Ans.
HL LAP stands for Hypothecation of Loans and Advances against Property. BL stands for Bill of Lading.
HL LAP is a type of loan where the borrower hypothecates their property to secure the loan.
BL is a document issued by a carrier to acknowledge receipt of goods for shipment.
HL LAP is commonly used in mortgage loans, while BL is used in international trade for goods transportation.
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(1 Question)
- Q1. Details about past experience and credit related question
Credit Manager Interview Questions & Answers
Bajaj Housing Finance
Anand Kumar
posted on 22 Feb 2024
Selected
I applied via Referral and was interviewed before Feb 2023. There was 1 interview round.
(5 Questions)
- Q1. About your self
- Q2. Why you want to change job
- Q3. What's your hobbies
- Q4. Weakness and strength
- Q5. Your notice period
Interview Preparation Tips
Selected
I applied via Referral and was interviewed before May 2022. There were 2 interview rounds.
(2 Questions)
- Q1. What is your past experience ?
- Ans.
I have 5 years of experience as a Credit Manager in a leading financial institution.
Managed a portfolio of over 500 clients, ensuring timely collection of payments
Analyzed creditworthiness of potential clients and recommended appropriate credit limits
Implemented credit control procedures to minimize risk and reduce bad debt
Negotiated payment terms and settlements with delinquent customers
Collaborated with sales and fin...
- Q2. Are you ready and comfortable to do work on extreme hours?
- Ans.
Yes
Yes, I am ready and comfortable to work on extreme hours.
I understand that the role of a Credit Manager may require working long hours to meet deadlines or handle urgent situations.
I have previous experience working on flexible schedules and have successfully managed high-pressure situations.
I am committed to delivering results and ensuring the smooth functioning of credit operations, even if it means working outsid...
Interview Preparation Tips
- Be ready to be quick learner
- Be ready to be more adapting
- Be confident about your skills.
- Use any Comfort laugage ask it on the start of interview.
-Ask for feedback and follow up.
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Anand Rathi Global Finance Credit Manager Interview Process
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Anand Rathi Global Finance Credit Manager Reviews and Ratings
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Rating in categories
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Assistant Manager
89
salaries
|  ₹2.6 L/yr - ₹8 L/yr |
|
Deputy Manager
51
salaries
| ₹3.8 L/yr - ₹10 L/yr |
|
Relationship Manager
48
salaries
| ₹2 L/yr - ₹5.5 L/yr |
|
Manager
40
salaries
| ₹5.1 L/yr - ₹14 L/yr |
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Management Trainee
34
salaries
| ₹4.6 L/yr - ₹12 L/yr |
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