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I applied via campus placement at Institute of Chartered Accountant of India (ICAI) and was interviewed before Jul 2023. There was 1 interview round.
Different types of ratios like sales turnover ratio, asset turnover ratio, etc are used to analyze a company's financial performance.
Ratios help in evaluating the efficiency and profitability of a company.
Sales turnover ratio measures how efficiently a company is using its assets to generate sales.
Asset turnover ratio indicates how well a company is utilizing its assets to generate revenue.
Other important ratios includ...
Some risks include inaccurate credit assessments, failure to identify red flags, and lack of understanding of industry trends.
Inaccurate credit assessments can lead to approving high-risk clients who may default on payments.
Failure to identify red flags such as inconsistent financial information or past delinquencies can result in losses for the company.
Lack of understanding of industry trends may lead to granting cred...
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Group discussion with senior
posted on 3 Jul 2024
I applied via Naukri.com and was interviewed in Jun 2024. There was 1 interview round.
I applied via Job Portal and was interviewed in Apr 2024. There were 2 interview rounds.
Normal question about company and other things
I was interviewed in Aug 2023.
HL LAP stands for Hypothecation of Loans and Advances against Property. BL stands for Bill of Lading.
HL LAP is a type of loan where the borrower hypothecates their property to secure the loan.
BL is a document issued by a carrier to acknowledge receipt of goods for shipment.
HL LAP is commonly used in mortgage loans, while BL is used in international trade for goods transportation.
posted on 22 Feb 2024
I applied via Referral and was interviewed before Feb 2023. There was 1 interview round.
I applied via Referral and was interviewed before May 2022. There were 2 interview rounds.
I have 5 years of experience as a Credit Manager in a leading financial institution.
Managed a portfolio of over 500 clients, ensuring timely collection of payments
Analyzed creditworthiness of potential clients and recommended appropriate credit limits
Implemented credit control procedures to minimize risk and reduce bad debt
Negotiated payment terms and settlements with delinquent customers
Collaborated with sales and fin...
Yes
Yes, I am ready and comfortable to work on extreme hours.
I understand that the role of a Credit Manager may require working long hours to meet deadlines or handle urgent situations.
I have previous experience working on flexible schedules and have successfully managed high-pressure situations.
I am committed to delivering results and ensuring the smooth functioning of credit operations, even if it means working outsid...
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Rating in categories
Assistant Manager
89
salaries
| ₹2.6 L/yr - ₹8 L/yr |
Deputy Manager
51
salaries
| ₹3.8 L/yr - ₹10 L/yr |
Relationship Manager
48
salaries
| ₹2 L/yr - ₹5.5 L/yr |
Manager
40
salaries
| ₹5.1 L/yr - ₹14 L/yr |
Management Trainee
34
salaries
| ₹4.6 L/yr - ₹12 L/yr |
Motilal Oswal Financial Services
Edelweiss
IIFL Finance
HDFC Securities