Wheels Emi Credit Officer Interview Questions and Answers

Q1. Self introduction
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Q1. Qualification company details ext
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Giving loans after doing complete case study, income analysis and finding income deviation after looking at business income and if I am in sales then I know the complete study

Q1. Different types of ratio such as sales turnover ratio, asset turnover ratio, etc
Ans. 
Different types of ratios like sales turnover ratio, asset turnover ratio, etc are used to analyze a company's financial performance.
• Ratios help in evaluating the efficiency and profitability of a company.

• Sales turnover ratio measures how efficiently a company is using its assets to generate sales.

• Asset turnover ratio indicates how well a company is utilizing its assets to generate revenue.

• Other important ratios includ...read more
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Q2. Risks to be recognized as a credit underwriter?
Ans. 
Some risks include inaccurate credit assessments, failure to identify red flags, and lack of understanding of industry trends.
• Inaccurate credit assessments can lead to approving high-risk clients who may default on payments.

• Failure to identify red flags such as inconsistent financial information or past delinquencies can result in losses for the company.

• Lack of understanding of industry trends may lead to granting cred...read more
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Q1. Not interested to explain
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Q2. Not interested to explain now
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