Sundaram Home Finance Branch Credit Manager Interview Questions and Answers

Focus on financial management topic

In which our knowledge put as per situation

Q1. Previous year skills and salary
Ans. 
The candidate should discuss their skills and salary from the previous year.
• Discuss the relevant skills acquired in the previous year.

• Mention any certifications or training completed.

• Highlight achievements or projects completed.

• Discuss the salary range from the previous year.

• Explain any salary increments or bonuses received.
Answered by AI
Add your answer

Q1. Skills and knowledge of product
Add your answer
Q2. Grip on work and product also team handles
Add your answer

Q1. Income assessment done by me ?
Ans. 
Income assessment is a crucial part of my role as a Branch Credit Manager.
• I assess income through pay stubs, tax returns, bank statements, and employment verification.

• I analyze the consistency and stability of income to determine creditworthiness.

• I consider sources of income, such as salary, bonuses, commissions, and rental income.

• I calculate debt-to-income ratios to assess the borrower's ability to repay loans.

• I may a...read more
Answered by AI
Add your answer
Q2. How to do income assessment of Vada Pav Vendor ?
Ans. 
Assessing income of a Vada Pav vendor involves evaluating daily sales, expenses, location, customer base, and competition.
• Calculate average daily sales by observing customer traffic and pricing.

• Consider expenses such as ingredients, rent, utilities, and labor costs.

• Evaluate the location's foot traffic and potential for growth.

• Assess the vendor's customer base and loyalty.

• Analyze competition in the area and pricing stra...read more
Answered by AI
Add your answer

Q1. Discussion credit understanding only
Add your answer
Q2. Self introduction
Add your answer
Q3. General discussion
Add your answer

Q1. Basic details of personals
Add your answer
Q2. Details about existing company and product discussion
Add your answer
Q3. Basic details about products
Add your answer
Q4. Basic synergy within team
Add your answer

The company administers an aptitude and psychometric test.

Q1. Salary discussion and again basic details
Add your answer

Q1. Credit appraisal,credit worhiness
Add your answer
Q2. Maintain branch dignity
Add your answer
Q3. Approval and rejection
Add your answer

Q1. Credit appraisal credit worhiness
Add your answer

What is the experience in the lap field
What is the expected salary
What is the family background Act

Q1. Expected salary and previous hr provides.? Notice period related questions.
Add your answer
Q2. What is the expected salary
Add your answer

Q1. Basic about Profile work
Add your answer

Q1. All credit common questions
Add your answer
Q2. My self, Experience, About ur profile, physical PD, CAM preparation and disbursement process. Salary expectations Why leave current job.
Add your answer