Sundaram Home Finance Relationship Officer Interview Questions and Answers

Q1. Location Candidates prefer
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Q2. Knowledge about sales
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Q1. What about personal loan
Ans. 
Personal loans are unsecured loans that can be used for various purposes.
• Personal loans are not backed by collateral

• Interest rates on personal loans are usually higher than secured loans

• Personal loans can be used for debt consolidation, home improvement, medical expenses, etc.

• The loan amount and interest rate depend on the borrower's credit score and income

• Repayment terms for personal loans are usually fixed and range
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Q2. Which type of document should in personal loan
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Documents required for personal loan
• Identity proof (Aadhaar card, passport, driving license)

• Address proof (utility bills, rental agreement, voter ID)

• Income proof (salary slips, bank statements, ITR)

• Employment proof (offer letter, appointment letter, experience letter)

• Loan application form

• Passport size photographs
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Q3. Total industry experiance
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Q1. Pravesh company experience
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Q2. Previous company CTC
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Previous company CTC
• My previous company's CTC was $60,000 per annum.

• I received a salary of $5,000 per month in my previous job.

• The CTC included a base salary, performance bonus, and health benefits.

• I can provide the salary slips and offer letter as proof of my previous CTC.
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Me experience in sales

Q1. In about your self
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Q2. Your past experience
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I have 5 years of experience as a Relationship Officer in a leading bank.
• Managed a portfolio of high net worth clients, providing personalized financial solutions

• Developed and maintained strong relationships with clients, resulting in increased customer satisfaction and retention

• Identified and pursued new business opportunities, resulting in a 20% growth in client base

• Collaborated with cross-functional teams to ensure ...read more
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Q1. Product knowledge basis questions
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Q1. Ask name and education
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Q2. Ask experience about
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