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Spandana Sphoorty Financial Credit Assistant Interview Questions and Answers

Updated 16 May 2022

Spandana Sphoorty Financial Credit Assistant Interview Experiences

3 interviews found

I was interviewed before Oct 2016.

Interview Questionnaire 

6 Questions

  • Q1. Tell your introduction.
  • Ans. 

    I am a detail-oriented professional with experience in credit analysis and financial reporting.

    • Experience in credit analysis and financial reporting

    • Detail-oriented and organized

    • Strong analytical skills

    • Ability to work under pressure and meet deadlines

  • Answered by AI
  • Q2. How do you know about this organisation.
  • Ans. 

    I learned about this organization through online research and networking with current employees.

    • Researched the company website and read about their history, mission, and values

    • Connected with current employees on LinkedIn and learned about their experiences at the company

    • Attended industry events where the organization was represented

    • Read news articles or press releases about the company

  • Answered by AI
  • Q3. Can you speak in English,Hindi
  • Ans. 

    Yes, I can speak in English and Hindi.

    • I am fluent in both English and Hindi.

    • I can communicate effectively in both languages.

    • I have experience conversing in English and Hindi in professional settings.

    • I am comfortable speaking, reading, and writing in both languages.

  • Answered by AI
  • Q4. Can you work in this organisation.
  • Ans. 

    Yes, I can work in this organisation.

    • I have relevant experience in credit analysis and financial services.

    • I am familiar with the industry regulations and compliance requirements.

    • I am a quick learner and can adapt to new systems and processes easily.

  • Answered by AI
  • Q5. Tell me about profit and loss.
  • Ans. 

    Profit and loss is a financial statement that shows the revenues, expenses, and net income or loss of a business.

    • Profit and loss statement is also known as income statement or statement of earnings.

    • It summarizes the financial performance of a company over a specific period of time.

    • Revenues are the income generated from the sale of goods or services.

    • Expenses are the costs incurred in the process of generating revenue.

    • Ne...

  • Answered by AI
  • Q6. Why are you intersting in this job.
  • Ans. 

    I am interested in this job because of my strong analytical skills and passion for helping individuals and businesses manage their finances effectively.

    • I have a background in finance and accounting, making me well-equipped to handle credit-related tasks.

    • I enjoy working with numbers and analyzing financial data to make informed decisions.

    • I am passionate about helping individuals and businesses improve their financial he...

  • Answered by AI

Interview Preparation Tips

Round: Test
Experience: Firstly i had nurvesed because it was my first interview which was faced.i am strong in mathematics .so i solve this questions and secured a very good mark.
Tips: In this round you can make your strength and capability to solve this questions.
Duration: 30 minutes
Total Questions: 20

Round: HR Interview
Experience: I had answered this questions that they asked.
Tips: Confidence is the best achievement.

Skills: Basics Of Computer Science
College Name: Banki Auto. College

I applied via Walk-in and was interviewed in Apr 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - All are eligible in inter qual 

(2 Questions)

  • Q1. All are eligible for inter to any degree
  • Q2. It's a micro loans based company job role field job very tuff

Interview Preparation Tips

Interview preparation tips for other job seekers - It's a field job qualification inter to degree

Credit Assistant Interview Questions Asked at Other Companies

Q1. Tell me about profit and loss.
Q2. Can you speak in English,Hindi
Round 1 - HR 

(2 Questions)

  • Q1. Tell me about yourself.
  • Q2. No
Round 2 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 3 - Aptitude Test 
Round 4 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 5 - Aptitude Test 

Yes

Interview Preparation Tips

Interview preparation tips for other job seekers - Resume shortlist

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed before May 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Working place and location
  • Q2. My experience credit team SME
Round 3 - One-on-one 

(2 Questions)

  • Q1. My job experience 6 years
  • Q2. On time job working
Round 4 - HR 

(2 Questions)

  • Q1. May notice period 2 month
  • Q2. Dehradun Vikasnagr
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Oct 2024. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. Technical related questions
  • Q2. Product related questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Excellent
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Not Selected

I was interviewed in Jan 2025.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Family background
  • Q2. Financial Knowledge
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(2 Questions)

  • Q1. Question about Previous company experience
  • Q2. Salary expectation
Round 2 - One-on-one 

(2 Questions)

  • Q1. Introduction previous job experiences
  • Ans. 

    I have experience working in various roles in the financial industry, including as a credit analyst and loan processor.

    • Worked as a credit analyst at XYZ Bank, analyzing credit reports and financial statements

    • Processed loan applications and conducted risk assessments at ABC Credit Union

    • Collaborated with underwriters and loan officers to ensure timely and accurate processing of loan applications

  • Answered by AI
  • Q2. Question about banking sector and finance

Interview Preparation Tips

Interview preparation tips for other job seekers - Good experience
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
-
Result
Selected Selected
Round 1 - HR 

(3 Questions)

  • Q1. Tell me about yourself.
  • Q2. What motivates you to want to join BFIL?
  • Q3. Basic questions about previous employers and reasons of leaving previous job.

Interview Preparation Tips

Interview preparation tips for other job seekers - Avoid joining microfinance unless you have an urgent need for a job.
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected
Round 1 - Aptitude Test 

Basic maths and common science exam

Round 2 - interview 

(2 Questions)

  • Q1. Inroduce urself
  • Q2. What is loan procurement
  • Ans. 

    Loan procurement is the process of obtaining a loan from a financial institution or lender.

    • Involves submitting an application for a loan

    • Includes providing necessary documentation such as income verification and credit history

    • May require meeting certain eligibility criteria set by the lender

    • Can involve negotiating loan terms and interest rates

    • Examples: applying for a mortgage, car loan, or personal loan

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - be ur best
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed in May 2024. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. Technical knowledge and job profile related
  • Q2. As per process and work experience based

Interview Preparation Tips

Interview preparation tips for other job seekers - Group discussion

Spandana Sphoorty Financial Interview FAQs

How many rounds are there in Spandana Sphoorty Financial Credit Assistant interview?
Spandana Sphoorty Financial interview process usually has 3-4 rounds. The most common rounds in the Spandana Sphoorty Financial interview process are Resume Shortlist, Aptitude Test and HR.
What are the top questions asked in Spandana Sphoorty Financial Credit Assistant interview?

Some of the top questions asked at the Spandana Sphoorty Financial Credit Assistant interview -

  1. Tell me about profit and lo...read more
  2. Can you speak in English,Hi...read more
  3. It's a micro loans based company job role field job very t...read more

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Spandana Sphoorty Financial Credit Assistant Salary
based on 175 salaries
₹1 L/yr - ₹4.5 L/yr
At par with the average Credit Assistant Salary in India
View more details

Spandana Sphoorty Financial Credit Assistant Reviews and Ratings

based on 80 reviews

3.8/5

Rating in categories

3.8

Skill development

3.4

Work-life balance

3.9

Salary

3.4

Job security

3.6

Company culture

3.4

Promotions

3.5

Work satisfaction

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