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Spandana Sphoorty Financial Loan Officer Interview Questions and Answers

Updated 2 Feb 2024

Spandana Sphoorty Financial Loan Officer Interview Experiences

2 interviews found

Loan Officer Interview Questions & Answers

user image Anonymous

posted on 18 Jan 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(3 Questions)

  • Q1. What do you know about aur company and works.
  • Q2. Are you redy for this job
  • Q3. And all basics questions asked

Interview Preparation Tips

Interview preparation tips for other job seekers - In a interview time
You have full confidence yourself that's I will do this in any situation 👍

Loan Officer Interview Questions & Answers

user image Anonymous

posted on 2 Feb 2024

Interview experience
3
Average
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed before Feb 2023. There was 1 interview round.

Round 1 - HR 

(5 Questions)

  • Q1. Walk In Interview
  • Q2. Face To face interview
  • Q3. Document verification
  • Q4. CB Report Verification
  • Q5. Microfinance Related questions

Loan Officer Interview Questions Asked at Other Companies

Q1. How will you persuade someone to take loan from you
Q2. How to manage Loan Customer who are don't pay Instalment?
asked in AVIOM
Q3. Field location and how to sourcing file for your job?
Q4. What is EMI? And full form of EMI?
asked in AVIOM
Q5. Bm tawk How much login file in office

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(1 Question)

  • Q1. Previous experience

I applied via Walk-in

Round 1 - HR 

(2 Questions)

  • Q1. Why do you want to work for our company
  • Q2. Have the knowledge in hand about the company’s vision, mission, and the work it has done in recent years that inspired you to join the organization.

Interview Preparation Tips

Interview preparation tips for other job seekers - Group decision making results in distribution of responsibility that results in lack of accountability for outcomes. In this way, everyone is responsible for a decision, and no one really is. Moreover, group decisions can make it easier for members to refuse personal responsibilities and blame others for bad decisions.
Interview experience
5
Excellent
Difficulty level
Hard
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Nov 2024. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. L -1 manager face to face interview
  • Q2. Old Experience

Interview Preparation Tips

Interview preparation tips for other job seekers - Proper information new hiring candidate
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

(2 Questions)

  • Q1. About banking details
  • Q2. About my study and collages

Interview Preparation Tips

Interview preparation tips for other job seekers - Account and finance management
Interview experience
5
Excellent
Difficulty level
-
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Nov 2023. There were 2 interview rounds.

Round 1 - Technical 

(1 Question)

  • Q1. How to check gold value
  • Ans. 

    Gold value can be checked by monitoring the current market price, using online calculators, visiting local jewelers, and checking historical trends.

    • Monitor current market price of gold

    • Use online calculators to estimate gold value

    • Visit local jewelers for appraisal

    • Check historical trends for gold prices

    • Consider purity and weight of gold

  • Answered by AI
Round 2 - HR 

(1 Question)

  • Q1. 1 Self introduction 2 why you left your previous organisation 3 your weekness and strength

Interview Preparation Tips

Interview preparation tips for other job seekers - If you have gold loan origination experience you are easily selected

I applied via Company Website and was interviewed in Aug 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(2 Questions)

  • Q1. Previous company deatails and CTC
  • Q2. Working Deatails and capabilities
  • Ans. 

    I have experience in the housing loan industry and possess strong analytical and communication skills.

    • Experience in housing loan industry

    • Strong analytical skills

    • Strong communication skills

    • Ability to assess creditworthiness of applicants

    • Knowledge of loan products and services

    • Ability to explain complex financial concepts to clients

    • Attention to detail

    • Ability to work under pressure and meet deadlines

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Our Working company destination and Team Handled
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - HR 

(2 Questions)

  • Q1. Work experience details
  • Q2. Are you takenData from other nbfc
  • Ans. 

    No, I do not take data from other NBFCs.

    • I strictly adhere to ethical practices and do not engage in any form of data theft or breach.

    • I believe in building trust with customers and maintaining confidentiality of their information.

    • Taking data from other NBFCs is illegal and can lead to severe consequences.

    • I rely on my own skills and expertise to perform my job as a Gold Loan Officer.

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Please don't apply job in iifl organization because of this organisation exit policy is very very dangerous. I think this company 90% cases failed to provide relieving and F&F with in 6 months.
And nobody response on this matter.
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(1 Question)

  • Q1. Previous experience

Spandana Sphoorty Financial Interview FAQs

How many rounds are there in Spandana Sphoorty Financial Loan Officer interview?
Spandana Sphoorty Financial interview process usually has 1 rounds. The most common rounds in the Spandana Sphoorty Financial interview process are HR.
What are the top questions asked in Spandana Sphoorty Financial Loan Officer interview?

Some of the top questions asked at the Spandana Sphoorty Financial Loan Officer interview -

  1. Document verificat...read more
  2. And all basics questions as...read more
  3. CB Report Verificat...read more

Tell us how to improve this page.

Spandana Sphoorty Financial Loan Officer Interview Process

based on 3 interviews

Interview experience

4.3
  
Good
View more

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Spandana Sphoorty Financial Loan Officer Salary
based on 38 salaries
₹1.4 L/yr - ₹4.5 L/yr
At par with the average Loan Officer Salary in India
View more details

Spandana Sphoorty Financial Loan Officer Reviews and Ratings

based on 26 reviews

3.9/5

Rating in categories

3.5

Skill development

3.4

Work-life balance

3.7

Salary

3.4

Job security

3.5

Company culture

3.3

Promotions

3.4

Work satisfaction

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