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Spandana Sphoorty Financial Loan Officer Interview Questions and Answers

Updated 2 Feb 2024

Spandana Sphoorty Financial Loan Officer Interview Experiences

2 interviews found

Loan Officer Interview Questions & Answers

user image Anonymous

posted on 18 Jan 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(3 Questions)

  • Q1. What do you know about aur company and works.
  • Q2. Are you redy for this job
  • Q3. And all basics questions asked

Interview Preparation Tips

Interview preparation tips for other job seekers - In a interview time
You have full confidence yourself that's I will do this in any situation 👍

Loan Officer Interview Questions & Answers

user image Anonymous

posted on 2 Feb 2024

Interview experience
3
Average
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed before Feb 2023. There was 1 interview round.

Round 1 - HR 

(5 Questions)

  • Q1. Walk In Interview
  • Q2. Face To face interview
  • Q3. Document verification
  • Q4. CB Report Verification
  • Q5. Microfinance Related questions

Loan Officer Interview Questions Asked at Other Companies

Q1. How will you persuade someone to take loan from you
Q2. How to manage Loan Customer who are don't pay Instalment?
asked in AVIOM
Q3. Field location and how to sourcing file for your job?
Q4. What is EMI? And full form of EMI?
asked in AVIOM
Q5. Bm tawk How much login file in office

Interview questions from similar companies

I applied via Walk-in

Round 1 - HR 

(2 Questions)

  • Q1. Why do you want to work for our company
  • Q2. Have the knowledge in hand about the company’s vision, mission, and the work it has done in recent years that inspired you to join the organization.

Interview Preparation Tips

Interview preparation tips for other job seekers - Group decision making results in distribution of responsibility that results in lack of accountability for outcomes. In this way, everyone is responsible for a decision, and no one really is. Moreover, group decisions can make it easier for members to refuse personal responsibilities and blame others for bad decisions.

I applied via Referral and was interviewed in Oct 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Family background ,what i have studied ?
  • Ans. I had completed my bca they where confused that how i have shifted from bca to field job ,they asked me 2-3 times that am i able to do a field job ,over all it was a smooth experience i got offer letter in just 2 days
  • Answered by Rishi Kumbhar

Interview Preparation Tips

Interview preparation tips for other job seekers - If you are fresher dont take any sort of pressure as i was a fresher too ,the HR are too supportive they will elaborate job details to you
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Nov 2023. There was 1 interview round.

Round 1 - Interview 

(2 Questions)

  • Q1. Current CTC And Experience.
  • Q2. Which bank and how long in that company

I applied via Referral and was interviewed before Dec 2019. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. How to canvas gold loans and other products
  • Ans. 

    To canvas gold loans and other products, we need to identify potential customers and offer them personalized solutions.

    • Identify potential customers through market research and customer profiling

    • Offer personalized solutions based on their needs and preferences

    • Leverage existing customer base for referrals and word-of-mouth marketing

    • Use digital marketing channels to reach a wider audience

    • Train and motivate sales team to e...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Good

I applied via Recruitment Consultant and was interviewed before Jan 2019. There were 4 interview rounds.

Interview Questionnaire 

6 Questions

  • Q1. What are you strengths and weaknesses?
  • Q2. Where do you see yourself 5 year down the line?
  • Q3. Has there been a point in your life when you have been weak or depressed?
  • Q4. What has been your greatest achievement?
  • Q5. What was your last rating?
  • Q6. What is the expected salary?

Interview Preparation Tips

Interview preparation tips for other job seekers - Your EQ ie Emotional Quotient should be high.

I applied via Naukri.com and was interviewed in Dec 2020. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. Which types of products are available in company
  • Ans. 

    Our company offers a wide range of products including banking, insurance, investment, and mortgage services.

    • Banking products such as checking and savings accounts

    • Insurance products including life, health, and auto insurance

    • Investment products like mutual funds and retirement accounts

    • Mortgage services for homebuyers and homeowners

    • Credit cards and personal loans

  • Answered by AI
  • Q2. Which types segment concentrated affordable or higher ticket file csae
  • Ans. 

    Affordable segment is concentrated for file cases.

    • The affordable segment is concentrated for file cases as they are more likely to need financial assistance.

    • Higher ticket file cases are concentrated in the higher income segment.

    • Examples of affordable file cases include personal loans, credit card debt, and small business loans.

    • Examples of higher ticket file cases include mortgages, car loans, and large business loans.

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - The key to success before any interview is preparation and that mean looking up important information about the company beforehand

I applied via Recruitment Consultant and was interviewed before Jan 2020. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. By credit finance facilities We can reached With the all strength and to time to time follow advisory RBI.
  • Q2. How can you increase your strength

Interview Preparation Tips

Interview preparation tips for other job seekers - Step to step we can reached our target by help of all person
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed in Jul 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

Its like IBPS exam...its tough exam

Round 3 - HR 

(2 Questions)

  • Q1. Family background and experience
  • Q2. Package discussion CIBIL check

Interview Preparation Tips

Interview preparation tips for other job seekers - Experienced person can apply on the official site.

Spandana Sphoorty Financial Interview FAQs

How many rounds are there in Spandana Sphoorty Financial Loan Officer interview?
Spandana Sphoorty Financial interview process usually has 1 rounds. The most common rounds in the Spandana Sphoorty Financial interview process are HR.
What are the top questions asked in Spandana Sphoorty Financial Loan Officer interview?

Some of the top questions asked at the Spandana Sphoorty Financial Loan Officer interview -

  1. Document verificat...read more
  2. And all basics questions as...read more
  3. CB Report Verificat...read more

Tell us how to improve this page.

Spandana Sphoorty Financial Loan Officer Interview Process

based on 3 interviews

Interview experience

4.3
  
Good
View more

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Spandana Sphoorty Financial Loan Officer Salary
based on 41 salaries
₹1.4 L/yr - ₹5 L/yr
At par with the average Loan Officer Salary in India
View more details

Spandana Sphoorty Financial Loan Officer Reviews and Ratings

based on 30 reviews

4.1/5

Rating in categories

3.8

Skill development

3.7

Work-life balance

4.0

Salary

3.7

Job security

3.8

Company culture

3.6

Promotions

3.7

Work satisfaction

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