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HDB Financial Services Loan Officer Interview Questions and Answers

Updated 4 Aug 2023

HDB Financial Services Loan Officer Interview Experiences

1 interview found

Loan Officer Interview Questions & Answers

user image Anonymous

posted on 4 Aug 2023

Interview experience
1
Bad
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Jul 2023. There were 2 interview rounds.

Round 1 - HR 

(5 Questions)

  • Q1. 2 round only HR and manager
  • Q2. About your self about collection. What is debit recovery
  • Q3. What is loan? And How to get?
  • Ans. 

    A loan is a sum of money borrowed from a financial institution or lender that is expected to be paid back with interest.

    • Loans can be obtained from banks, credit unions, online lenders, or peer-to-peer lending platforms.

    • To get a loan, one typically needs to have a good credit score, stable income, and a low debt-to-income ratio.

    • The loan application process usually involves filling out an application, providing documenta...

  • Answered by AI
  • Q4. How many type loans?
  • Ans. 

    There are several types of loans including personal loans, home loans, auto loans, and business loans.

    • Personal loans

    • Home loans

    • Auto loans

    • Business loans

  • Answered by AI
  • Q5. What is EMI? And full form of EMI?
  • Ans. 

    EMI stands for Equated Monthly Installment. It is a fixed amount paid by a borrower to a lender at a specified date each calendar month.

    • EMI is a fixed amount that includes both principal and interest components, paid by a borrower to a lender on a monthly basis.

    • It is commonly used in loans such as home loans, car loans, and personal loans.

    • The EMI amount remains constant throughout the loan tenure, but the proportion of...

  • Answered by AI
Round 2 - Aptitude Test 

Asking some collection question

Interview Preparation Tips

Topics to prepare for HDB Financial Services Loan Officer interview:
  • Collections
  • Debit credit
  • About yourself
Interview preparation tips for other job seekers - I want to suggesting every person.. Plz don't work in HDB for long time.
1 year max only

Loan Officer Jobs at HDB Financial Services

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Interview questions from similar companies

I applied via Referral and was interviewed in Dec 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Al.pl.hl.CV.

Interview Preparation Tips

Interview preparation tips for other job seekers - I am T.L in Axis Bank in the collection department.

I applied via Campus Placement and was interviewed before Feb 2021. There were 3 interview rounds.

Round 1 - Aptitude Test 

English, math, reasoning.

Round 2 - Group Discussion 

Current affairs topic

Round 3 - One-on-one 

(1 Question)

  • Q1. About marketing, subject specific questions, current topic.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident, try to be honest.

I applied via Referral and was interviewed in May 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. My last company experience and how I work

Interview Preparation Tips

Interview preparation tips for other job seekers - Just be confident and smart to answer all the questions you asked for.

I applied via Approached by Company and was interviewed before Oct 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - HR 

(2 Questions)

  • Q1. Whats ur background. Why u r select in axis bank.
  • Q2. Whats u r strength where u r from

Interview Preparation Tips

Interview preparation tips for other job seekers - Good place to join in axis bank work life balance is good, and salary also time to time payong

Interview Questionnaire 

1 Question

  • Q1. What food you like?

I applied via Recruitment Consultant and was interviewed in Jul 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Poor not supervisor seaport

Interview Preparation Tips

Interview preparation tips for other job seekers - Interview not my knowledge

I applied via Referral and was interviewed before Jun 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - Aptitude Test 

Based on situation management and sales related.

Interview Preparation Tips

Interview preparation tips for other job seekers - Good place to work for Who wants a Banking Side Career. Nice environment to work and feel freely.

Interview Questionnaire 

1 Question

  • Q1. Reason for job, difference between product & expected ctc
  • Ans. 

    The reason for applying for the Branch Manager position is to utilize my leadership skills and experience in managing a team and driving business growth.

    • I have a strong passion for leading and developing teams, and I believe that the Branch Manager role will provide me with the opportunity to do so.

    • I have a proven track record of successfully managing teams and achieving sales targets in my previous roles.

    • I am excited ...

  • Answered by AI

Interview Preparation Tips

Round: Resume Shortlist
Experience: experience

I applied via Recruitment Consultant and was interviewed in Apr 2021. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. What is your Previous Experience
  • Q2. What is your Qualification

Interview Preparation Tips

Interview preparation tips for other job seekers - Be Active during the Interview as the HR needs a person with presence of Mind
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HDB Financial Services Interview FAQs

How many rounds are there in HDB Financial Services Loan Officer interview?
HDB Financial Services interview process usually has 3 rounds. The most common rounds in the HDB Financial Services interview process are Resume Shortlist, HR and Aptitude Test.
How to prepare for HDB Financial Services Loan Officer interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at HDB Financial Services. The most common topics and skills that interviewers at HDB Financial Services expect are Loan Sales, Personal Loans, Business Loan, Banking Sales and Gold Loan.
What are the top questions asked in HDB Financial Services Loan Officer interview?

Some of the top questions asked at the HDB Financial Services Loan Officer interview -

  1. What is EMI? And full form of E...read more
  2. What is loan? And How to g...read more
  3. How many type loa...read more

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HDB Financial Services Loan Officer Interview Process

based on 1 interview

Interview experience

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Bad
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HDB Financial Services Loan Officer Salary
based on 50 salaries
₹1.2 L/yr - ₹4 L/yr
13% less than the average Loan Officer Salary in India
View more details

HDB Financial Services Loan Officer Reviews and Ratings

based on 15 reviews

4.5/5

Rating in categories

4.2

Skill development

4.3

Work-life balance

3.9

Salary

4.1

Job security

4.2

Company culture

3.8

Promotions

3.9

Work satisfaction

Explore 15 Reviews and Ratings
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