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HDB Financial Services Loan Officer Interview Questions and Answers
HDB Financial Services Loan Officer Interview Experiences
1 interview found
Selected
I applied via Walk-in and was interviewed in Jul 2023. There were 2 interview rounds.
(5 Questions)
- Q1. 2 round only HR and manager
- Q2. About your self about collection. What is debit recovery
- Q3. What is loan? And How to get?
- Ans.
A loan is a sum of money borrowed from a financial institution or lender that is expected to be paid back with interest.
Loans can be obtained from banks, credit unions, online lenders, or peer-to-peer lending platforms.
To get a loan, one typically needs to have a good credit score, stable income, and a low debt-to-income ratio.
The loan application process usually involves filling out an application, providing documenta...
- Q4. How many type loans?
- Ans.
There are several types of loans including personal loans, home loans, auto loans, and business loans.
Personal loans
Home loans
Auto loans
Business loans
- Q5. What is EMI? And full form of EMI?
- Ans.
EMI stands for Equated Monthly Installment. It is a fixed amount paid by a borrower to a lender at a specified date each calendar month.
EMI is a fixed amount that includes both principal and interest components, paid by a borrower to a lender on a monthly basis.
It is commonly used in loans such as home loans, car loans, and personal loans.
The EMI amount remains constant throughout the loan tenure, but the proportion of...
Asking some collection question
Interview Preparation Tips
- Collections
- Debit credit
- About yourself
1 year max only
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(1 Question)
- Q1. Previous experience
Loan Officer Interview Questions & Answers
Bharat Financial Inclusion
Anonymous
posted on 20 Aug 2022
I applied via Walk-in
(2 Questions)
- Q1. Why do you want to work for our company
- Q2. Have the knowledge in hand about the company’s vision, mission, and the work it has done in recent years that inspired you to join the organization.
Interview Preparation Tips
Selected
I applied via Walk-in and was interviewed in Nov 2024. There was 1 interview round.
(2 Questions)
- Q1. L -1 manager face to face interview
- Q2. Old Experience
Interview Preparation Tips
Selected
I applied via Naukri.com and was interviewed in Apr 2024. There was 1 interview round.
(4 Questions)
- Q1. Yes one on round
- Q2. I am hrad working
- Q3. Only sales prudact
- Q4. Loan sales officer
Interview Preparation Tips
(2 Questions)
- Q1. About banking details
- Q2. About my study and collages
Interview Preparation Tips
I applied via Company Website and was interviewed in Aug 2022. There were 2 interview rounds.
(2 Questions)
- Q1. Previous company deatails and CTC
- Q2. Working Deatails and capabilities
- Ans.
I have experience in the housing loan industry and possess strong analytical and communication skills.
Experience in housing loan industry
Strong analytical skills
Strong communication skills
Ability to assess creditworthiness of applicants
Knowledge of loan products and services
Ability to explain complex financial concepts to clients
Attention to detail
Ability to work under pressure and meet deadlines
Interview Preparation Tips
KODAM NAGARAJU
(2 Questions)
- Q1. Work experience details
- Q2. Are you takenData from other nbfc
- Ans.
No, I do not take data from other NBFCs.
I strictly adhere to ethical practices and do not engage in any form of data theft or breach.
I believe in building trust with customers and maintaining confidentiality of their information.
Taking data from other NBFCs is illegal and can lead to severe consequences.
I rely on my own skills and expertise to perform my job as a Gold Loan Officer.
Interview Preparation Tips
And nobody response on this matter.
(1 Question)
- Q1. Previous experience
Loan Officer Interview Questions & Answers
Bharat Financial Inclusion
Rishi Kumbhar
posted on 19 Nov 2021
I applied via Referral and was interviewed in Oct 2021. There was 1 interview round.
Interview Questionnaire
1 Question
- Q1. Family background ,what i have studied ?
- Ans. I had completed my bca they where confused that how i have shifted from bca to field job ,they asked me 2-3 times that am i able to do a field job ,over all it was a smooth experience i got offer letter in just 2 days
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HDB Financial Services Interviews By Designations
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Interview Questions for Popular Designations
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HDB Financial Services Loan Officer Reviews and Ratings
based on 13 reviews
Rating in categories
|
Sales Executive
4.5k
salaries
|  ₹1 L/yr - ₹6 L/yr |
|
Junior Officer
2.7k
salaries
| ₹0.9 L/yr - ₹4.5 L/yr |
|
Sales Officer
1.9k
salaries
| ₹0.9 L/yr - ₹6.5 L/yr |
|
Credit Relationship Manager
1.5k
salaries
| ₹1.8 L/yr - ₹5 L/yr |
|
Relationship Manager
1.4k
salaries
| ₹1.4 L/yr - ₹4.8 L/yr |
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