Sharekhan Business Relationship Manager Interview Questions and Answers

Q1. What's your last experience
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Q2. My experience is very good & growth my knowledge and experience
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Q1. How sale was done, how sale close
Ans. 
Sales are achieved through building relationships with clients and understanding their needs, leading to successful closures.
• Build rapport with clients to understand their needs and preferences

• Present products or services in a compelling way that addresses client's needs

• Handle objections effectively and provide solutions

• Negotiate terms and close the sale by gaining client's commitment

• Follow up with clients to ensure sa
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Q2. Product knowledge
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Q3. How you like your job
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Q1. Knowledge of Bfsi sector ? How to work effectively
Ans. 
Knowledge of BFSI sector is crucial for a Relationship Manager to work effectively.
• Stay updated on industry trends, regulations, and market conditions

• Understand different financial products and services offered by banks, financial institutions, and insurance companies

• Build strong relationships with clients by providing personalized financial solutions

• Analyzing financial statements and assessing risk factors for clients

• ...read more
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Q2. How to work in manner
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Q1. Just simple tell me about yourself, internship, family background
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Q1. All financial services knowledge like mutual fund, nps,life insurance, general insurance
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Q1. What is Demat account ?
Ans. 
A Demat account is an electronic account that holds shares and securities in a digital format.
• Demat stands for dematerialization.

• It eliminates the need for physical share certificates.

• It allows for easy and secure trading of shares and securities.

• It is mandatory for trading in the Indian stock market.

• Examples of securities that can be held in a Demat account include stocks, bonds, and mutual funds.
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Q2. What is matual funds or sip ?
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Mutual funds are investment vehicles that pool money from multiple investors to invest in stocks, bonds, or other assets. SIP is a method of investing in mutual funds regularly.
• Mutual funds are managed by professional fund managers

• Investors can buy and sell mutual fund units at NAV

• SIP allows investors to invest a fixed amount at regular intervals

• SIP helps in rupee cost averaging and disciplined investing

• Examples of mut...read more
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Q3. Long form of CDSL ?
Ans. 
CDSL stands for Central Depository Services Limited.
• CDSL is a depository for securities in India.

• It was established in 1999.

• It provides services like dematerialization, trading, and settlement of securities.

• CDSL is one of the two depositories in India, the other being NSDL.
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Q1. Why you are coming in sales ?
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Q2. How you can create sales lead
Ans. 
Sales leads can be created through networking, referrals, cold calling, and social media.
• Networking events and conferences can help build relationships and generate leads

• Asking current clients for referrals can lead to new business opportunities

• Cold calling potential clients can be effective if done properly

• Social media platforms like LinkedIn can be used to connect with potential clients and share industry insights

• Cre...read more
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Q3. What is your plan for future in this field?
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Q4. What's term plan , health insurance, life cover
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Q5. What's 80c diduction?
Ans. 
80C deduction is a tax deduction under Section 80C of the Income Tax Act, 1961.
• It allows individuals to claim a deduction of up to Rs. 1.5 lakh from their taxable income.

• Investments made in certain financial instruments such as Public Provident Fund (PPF), Equity-Linked Savings Scheme (ELSS), National Savings Certificate (NSC), etc. are eligible for this deduction.

• Life insurance premiums, tuition fees paid for children...read more
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Q1. What do you know about muthoot?
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Q2. How many businesses divisions does muthoot group have?
Ans. 
Muthoot Group has 20 diversified business divisions.
• Muthoot Finance

• Muthoot Capital Services

• Muthoot Homefin

• Muthoot Insurance Brokers

• Muthoot Money

• Muthoot Exim

• Muthoot Global

• Muthoot Housing Finance

• Muthoot Microfin

• Muthoot Pappachan Group

• Muthoot Precious Metals

• Muthoot Risk Insurance and Broking Services

• Muthoot Securities

• Muthoot Vehicle and Asset Finance

• Muthoot Wealth Management Services

• Muthoot Blue

• Muthoot Gold Point

• Muthoot M...read more
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Maths questions, gk and regaining

Q1. Past work experience
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Q1. Brief description about interviewee and past experience
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