SBI Cards & Payment Services Branch Relationship Executive Interview Questions, Process, and Tips

CIBIL score is a credit score used by lenders to evaluate the creditworthiness of borrowers.

• CIBIL score ranges from 300 to 900.

• Higher the score, higher the chances of loan approval.

• Factors affecting CIBIL score include credit history, credit utilization, payment history, etc.

• A good CIBIL score is usually above 750.

• Borrowers can check their CIBIL score for free once a year.

• Lenders use CIBIL score to determine interest r

Credit cards can be used for making purchases, paying bills, and earning rewards.

• Swipe or insert the card at the point of sale

• Enter your PIN or sign the receipt

• Pay off the balance in full each month to avoid interest charges

• Use rewards programs to earn cash back, points, or miles

• Set up automatic payments to avoid late fees

A credit card is a payment card issued to users as a method of payment.

• Credit cards allow users to borrow money from a bank or financial institution to make purchases.

• Users are required to pay back the borrowed amount along with interest and fees.

• Credit cards offer various benefits such as cashback, rewards, and discounts on purchases.

• Examples of credit card companies include Visa, Mastercard, and American Express.

A credit card is a payment card issued to users as a method of payment.

• Credit cards allow users to borrow money up to a certain limit to make purchases.

• Users are required to pay back the borrowed amount along with interest and fees.

• Credit cards offer various benefits such as cashback, rewards, and discounts.

• Credit scores are impacted by credit card usage and payment history.

• Examples of credit card companies include Vis

Sales is the process of convincing a potential customer to buy a product or service.

• Identify the customer's needs and preferences

• Highlight the benefits of the product or service

• Address any objections or concerns the customer may have

• Close the sale by asking for the customer's commitment

• Follow up with the customer to ensure satisfaction and build a long-term relationship

SBI CARDS is a subsidiary of State Bank of India that offers credit cards to customers.

• SBI CARDS is one of the leading credit card issuers in India.

• It offers a wide range of credit cards to suit different needs and lifestyles.

• SBI CARDS has tie-ups with various merchants and offers discounts and rewards to its customers.

• It also provides online services like balance transfer, EMI conversion, and bill payment.

• SBI CARDS ha...read more

Cards are used for making payments, accessing funds, and earning rewards.

• Cards can be used to make purchases at stores and online

• Debit cards can be used to withdraw cash from ATMs

• Credit cards can be used to borrow money and pay it back over time

• Rewards cards can earn points or cash back for purchases

• Gift cards can be given as presents and used to make purchases

• Prepaid cards can be loaded with funds and used like a debi...read more

There are various types of cards such as credit cards, debit cards, prepaid cards, gift cards, loyalty cards, etc.

• Credit cards are used to borrow money from the bank

• Debit cards are linked to a bank account and used to withdraw money or make purchases

• Prepaid cards are loaded with a specific amount of money and can be used until the balance runs out

• Gift cards are given as a present and can be used to purchase items at a ...read more

SBI Cards is a subsidiary of State Bank of India that offers credit cards to customers.

• SBI Cards is one of the leading credit card issuers in India.

• It offers a wide range of credit cards with various benefits and rewards.

• SBI Cards has tie-ups with various merchants and brands to offer exclusive discounts and offers to its customers.

• It also provides online services like card payment, balance transfer, and EMI conversion...read more

Cards are used for making payments, accessing funds, and building credit history.

• Cards can be used to make purchases at stores or online

• Debit cards can be used to withdraw cash from ATMs

• Credit cards can help build a credit history and earn rewards

• Prepaid cards can be used to manage spending and budgeting

• Gift cards can be given as presents or used for personal shopping

• Travel cards can offer perks like airline miles or h