Q.1 what is credit card? Q.2 Credit card & debit card uses? Q.3 experienced or not ..?? And why left your job and your experience of your Ex-job?

Question

Accepted Answer

Credit card is a plastic card that allows the holder to borrow money from the bank to make purchases.

Credit cards allow users to make purchases on credit and pay back the borrowed amount later with interest.
Debit cards, on the other hand, allow users to make purchases using their own money from their bank account.
Credit cards offer rewards and cashback benefits, while debit cards do not.
I have experience in handling credit card sales and customer service.
I left my previous job due to personal reasons.
No medical field related questions.

Accepted Answer

Q1: What is a credit card?

A credit card is a financial tool issued by banks or financial institutions that allows you to borrow money up to a pre-approved limit to make purchases, pay bills, or withdraw cash. The borrowed amount is to be repaid later, either in full or in installments, usually with interest if not paid within the due date.

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Q2: Uses of Credit Card & Debit Card

1. Credit Card Uses:

Borrow money for purchases and pay later.

Earn rewards, cashback, and discounts.

Build credit history and improve your credit score.

Emergency financial support.

Purchase protection and travel benefits (depending on the card).

2. Debit Card Uses:

Directly spend money from your bank account.

Withdraw cash from ATMs.

No risk of debt or interest charges.

Useful for daily expenses and budgeting.

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Q3: Are you experienced? Why did you leave your previous job?

If this is about you, feel free to share your experience, and I can guide you on how to explain it professionally in an interview. If you're asking generally:

Experienced: Yes/No depending on the individual's background.

Why leave the job?: Common reasons include:

Looking for better career growth or learning opportunities.

Change in job role or industry preference.

Personal reasons like relocation or family needs.

Work-life balance or dissatisfaction with the previous role.

Would you like me to help frame a tailored response for your situation?

Accepted Answer

Credit cards are plastic or metal cards used to pay for items or services using credit. Credit cards charge interest on the money spent. Credit cards may be issued by stores, banks, or other financial institutions and often offer perks like cash back,

Q.1 what is credit card? Q.2 Credit card & debit card uses? Q.3 experienced or not ..?? And why left your job and your experience of your Ex-job?

Top SBI Cards & Payment Services Branch Relationship Executive interview questions & answers

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Q.1 what is credit card? Q.2 Credit card &amp; debit card uses? Q.3 experienced or not ..?? And why left your job and your experience of your Ex-job?

Top SBI Cards & Payment Services Branch Relationship Executive interview questions & answers

Popular interview questions of Branch Relationship Executive

Top HR questions asked in SBI Cards & Payment Services Branch Relationship Executive

Q.1 what is credit card? Q.2 Credit card & debit card uses? Q.3 experienced or not ..?? And why left your job and your experience of your Ex-job?