RBL Bank Area Credit Manager Interview Questions and Answers

Q1. About job experience
Add your answer

Q1. About existing job and overall experience
Add your answer

Q1. About existing job functional knowledge and professional experience in Underwriting
Add your answer

Q1. What is the difference between OD and VC?
Add your answer
Q2. How you determine drawing power?
Add your answer
Q3. What is DLOD?
Add your answer
Q4. What is Leverage ratio?
Add your answer
Q5. Why do you what to switch job?
Add your answer

Reasoning, quantitative skills, and English language proficiency.

Q1. How should one prepare for analyzing financial statements, balance sheets, and assessing limits?
Add your answer

Q1. Do you have knowledge of banking industry
Ans. 
Yes, I have knowledge of the banking industry.
• I have a degree in finance and have worked in banking for 5 years.

• I am familiar with banking regulations and procedures.

• I have experience in credit processing and loan approvals.

• I have attended industry conferences and workshops to stay updated on industry trends.
Answered by AI
Add your answer
Q2. Do you know the market
Ans. 
Yes, I am familiar with the market trends, competitors, and customer preferences.
• I regularly research market trends and competitor activities to stay updated

• I analyze customer feedback and preferences to understand market demands

• I attend industry conferences and networking events to stay connected with market influencers
Answered by AI
Add your answer
Q3. Do you belong to commerce background
Add your answer
Q4. Have ever seen audited financial statements
Ans. 
Yes, I have seen audited financial statements during my previous role as a financial analyst.
• Yes, I have reviewed audited financial statements as part of my job responsibilities.

• I have experience analyzing financial data and ensuring accuracy in financial reports.

• I am familiar with the process of auditing financial statements to ensure compliance with regulations and standards.
Answered by AI
Add your answer
Q5. Do you know banking terms
Ans. 
Yes, I am familiar with banking terms.
• I am familiar with terms like APR, overdraft, collateral, and interest rates.

• I understand terms related to credit processing such as credit score, credit limit, and credit utilization.

• I am knowledgeable about terms like debit card, savings account, checking account, and loan.

• I have experience with terms like mortgage, compound interest, principal, and escrow.
Answered by AI
Add your answer

Q1. Self introduction
Add your answer
Q2. About Previous job
Add your answer
Q3. Job change reason
Ans. 
Seeking new challenges and growth opportunities in a larger organization.
• Desire for career advancement

• Looking for new challenges

• Seeking growth opportunities

• Interested in larger organization with more resources
Answered by AI
Add your answer
Q4. Policy polrocess related
Add your answer

IBPS takes test moderate to high

Q1. Assessment of working capital
Ans. 
Assessment of working capital involves analyzing a company's current assets and liabilities to determine its ability to meet short-term financial obligations.
• Calculate working capital by subtracting current liabilities from current assets.

• A positive working capital indicates the company has enough assets to cover its short-term debts.

• A negative working capital may signal financial trouble and the need for additional fu...read more
Answered by AI
Add your answer
Q2. Why do you wan tot join banj
Add your answer