Piramal Capital Housing Finance Branch Operation Executive Interview Questions and Answers

Q1. Regarding financial questions
Add your answer
Q2. Balances sheet related questions
Add your answer

Q1. What is Gold valuation
Ans. 
Gold valuation is the process of determining the worth of gold based on factors like purity, weight, and market value.
• Gold valuation involves assessing the purity of the gold, usually measured in karats.

• The weight of the gold is also a key factor in determining its value.

• Market value fluctuations can impact the valuation of gold.

• Methods of gold valuation include acid testing, XRF analysis, and electronic gold testers.
Answered by AI
Add your answer
Q2. What is Gold loan
Ans. 
Gold loan is a type of secured loan where gold jewelry is used as collateral for borrowing money.
• Gold loan is a type of secured loan where the borrower pledges their gold jewelry as collateral.

• The loan amount is determined based on the value of the gold provided as collateral.

• Interest rates for gold loans are usually lower compared to unsecured loans.

• If the borrower fails to repay the loan, the lender has the right to ...read more
Answered by AI
Add your answer

Q1. Experience in the industry
Add your answer
Q2. Profile, background etc.
Add your answer

Q1. Last working year
Add your answer
Q2. Confirmation
Add your answer

Discussion over time management

Q1. About microfinance
Ans. 
Microfinance is a type of loan or credit given by financial institutions Microfinance work mainly in village area give loan for less income people, a person who start our business but they have no money in this situation microfinance help
Answered Anonymously
Add your answer
Q2. Waht is loan and advantages
Ans. 
A loan is a sum of money borrowed from a financial institution or lender with the agreement to pay back the borrowed amount along with interest.
• Loans can be used for various purposes such as purchasing a home, car, or funding education.

• Advantages of loans include access to immediate funds, ability to make large purchases, and building credit history.

• Different types of loans include personal loans, mortgage loans, and b
Answered by AI
View 1 more answer
Q3. Why are you joining
Ans. 
I am joining because I am passionate about leading teams and driving business growth in the banking sector.
• Passionate about leading teams

• Driven to achieve business growth

• Excited about opportunities in the banking sector
Answered by AI
View 1 more answer

Q1. Salery job location
Add your answer
Q2. Types of work, responsibility
Ans. 
As a branch manager, I am responsible for overseeing all operations, managing staff, ensuring customer satisfaction, and meeting financial goals.
• Overseeing all operations of the branch

• Managing and leading a team of staff members

• Ensuring high levels of customer satisfaction

• Meeting financial goals and targets

• Developing and implementing strategies to increase branch profitability
Answered by AI
Add your answer

Discuss personal experience and knowledge related to customer handling and collection management.

They take face to face interview in the office and have a discussion

Q1. Salary discussion
Add your answer
Q2. Location discussion
Add your answer

Q1. Please, tell me about yourself
Add your answer
Q2. Please, tell me about previous profile
Add your answer