Motilal Oswal Financial Services Senior Associate Interview Questions and Answers

Q1. Be clear with your basics
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Q1. Maven basics, Design Patterns
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100 marks assignment

Q1. Technical questions were asked by manager
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Q2. Capital market , financial market
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Q1. Salary discussion
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Q1. Binary Search Algorithm
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Binary search is a fast search algorithm that finds the position of a target value within a sorted array.
• Divide the array in half and compare the target value with the middle element

• If the target value is less than the middle element, search the left half of the array

• If the target value is greater than the middle element, search the right half of the array

• Repeat the process until the target value is found or the subarr
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Q2. Find kth largest element in the array
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Use sorting or heap data structure to find the kth largest element in the array.
• Sort the array in descending order and return the element at index k-1.

• Use a max heap to store the elements and pop k-1 elements to find the kth largest element.
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Q1. Process experience
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Q2. General accounting questions
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Q1. About previous company experience
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Q2. Salary expectation
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Q1. What do you know about Amex?
Ans. 
Amex, also known as American Express, is a multinational financial services corporation known for its credit card services.
• American Express is commonly referred to as Amex.

• It is a multinational financial services corporation.

• Amex is known for its credit card services and rewards programs.

• The company was founded in 1850 and is headquartered in New York City.

• American Express cards are widely accepted worldwide.
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Q2. How does Amex make money?
Ans. 
American Express makes money primarily through fees charged to merchants and cardholders, as well as interest on outstanding balances.
• Merchant discount fees charged to businesses for accepting Amex cards

• Annual fees and interest charges on cardholders' balances

• Foreign exchange fees for international transactions

• Lending and investment services

• Partnerships with other companies for co-branded cards
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Q3. Talk me through your projects
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Q4. Details of linear and logistic regression
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Q5. SQL knowledge questions
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Q1. Why are you leaving your current organisation?
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Q2. Case study which involved a guesstimate
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Q3. Multiple puzzles and credit card industry knowledge
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Q4. Why are you interested in Amex
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