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Mahindra Finance Credit Analyst Interview Questions and Answers

Updated 5 Jun 2024

Mahindra Finance Credit Analyst Interview Experiences

1 interview found

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. About Ratio Analysis specifically DSCR , Leverage , Quasi equity
  • Q2. About product knowledge and industry knowledge

Interview questions from similar companies

I applied via Walk-in and was interviewed before Nov 2019. There were 3 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. How you check the repayment capacity of applicant?
  • Ans. 

    To check the repayment capacity of an applicant, I assess their income, credit history, and financial obligations.

    • Evaluate the applicant's income and employment stability

    • Review their credit history and credit score

    • Assess their existing financial obligations such as loans, mortgages, and credit card debt

    • Consider their debt-to-income ratio

    • Analyze their repayment track record on previous loans or credit facilities

    • Verify t

  • Answered by AI
  • Q2. What base u give the loan amount?
  • Ans. 

    The loan amount is based on various factors such as credit score, income, collateral, and loan purpose.

    • Credit score is a major factor in determining the loan amount.

    • Income is also considered to ensure the borrower can repay the loan.

    • Collateral can increase the loan amount as it provides security for the lender.

    • Loan purpose can also affect the loan amount, such as a mortgage for a house.

  • Answered by AI
  • Q3. Self introduction and future plans

Interview Preparation Tips

Interview preparation tips for other job seekers - Be cool and blod
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed before May 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Working place and location
  • Q2. My experience credit team SME
Round 3 - One-on-one 

(2 Questions)

  • Q1. My job experience 6 years
  • Q2. On time job working
Round 4 - HR 

(2 Questions)

  • Q1. May notice period 2 month
  • Q2. Dehradun Vikasnagr
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Oct 2024. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. Technical related questions
  • Q2. Product related questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Excellent
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Not Selected

I was interviewed in Jan 2025.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Family background
  • Q2. Financial Knowledge
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(2 Questions)

  • Q1. Question about Previous company experience
  • Q2. Salary expectation
Round 2 - One-on-one 

(2 Questions)

  • Q1. Introduction previous job experiences
  • Ans. 

    I have experience working in various roles in the financial industry, including as a credit analyst and loan processor.

    • Worked as a credit analyst at XYZ Bank, analyzing credit reports and financial statements

    • Processed loan applications and conducted risk assessments at ABC Credit Union

    • Collaborated with underwriters and loan officers to ensure timely and accurate processing of loan applications

  • Answered by AI
  • Q2. Question about banking sector and finance

Interview Preparation Tips

Interview preparation tips for other job seekers - Good experience
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
-
Result
Selected Selected
Round 1 - HR 

(3 Questions)

  • Q1. Tell me about yourself.
  • Q2. What motivates you to want to join BFIL?
  • Q3. Basic questions about previous employers and reasons of leaving previous job.

Interview Preparation Tips

Interview preparation tips for other job seekers - Avoid joining microfinance unless you have an urgent need for a job.
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(5 Questions)

  • Q1. Financial questions
  • Q2. Disbursement type of question
  • Q3. Customer problem handle
  • Q4. Behaviour of all senior
  • Q5. How to manage target
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected
Round 1 - Aptitude Test 

Basic maths and common science exam

Round 2 - interview 

(2 Questions)

  • Q1. Inroduce urself
  • Q2. What is loan procurement
  • Ans. 

    Loan procurement is the process of obtaining a loan from a financial institution or lender.

    • Involves submitting an application for a loan

    • Includes providing necessary documentation such as income verification and credit history

    • May require meeting certain eligibility criteria set by the lender

    • Can involve negotiating loan terms and interest rates

    • Examples: applying for a mortgage, car loan, or personal loan

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - be ur best
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed in May 2024. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. Technical knowledge and job profile related
  • Q2. As per process and work experience based

Interview Preparation Tips

Interview preparation tips for other job seekers - Group discussion

Mahindra Finance Interview FAQs

How many rounds are there in Mahindra Finance Credit Analyst interview?
Mahindra Finance interview process usually has 1 rounds. The most common rounds in the Mahindra Finance interview process are One-on-one Round.
How to prepare for Mahindra Finance Credit Analyst interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Mahindra Finance. The most common topics and skills that interviewers at Mahindra Finance expect are Analytical skills, CPA, Communication Skills, Credit Analysis and Financial Analysis.
What are the top questions asked in Mahindra Finance Credit Analyst interview?

Some of the top questions asked at the Mahindra Finance Credit Analyst interview -

  1. About Ratio Analysis specifically DSCR , Leverage , Quasi equ...read more
  2. About product knowledge and industry knowle...read more

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Mahindra Finance Credit Analyst Interview Process

based on 1 interview

Interview experience

5
  
Excellent
View more

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Mahindra Finance Credit Analyst Salary
based on 13 salaries
₹3.2 L/yr - ₹10 L/yr
25% less than the average Credit Analyst Salary in India
View more details

Mahindra Finance Credit Analyst Reviews and Ratings

based on 2 reviews

2.4/5

Rating in categories

1.5

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3.3

Work-life balance

3.3

Salary

1.5

Job security

1.5

Company culture

1.4

Promotions

1.5

Work satisfaction

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