L&T Finance Interview Questions, Process, and Tips for Experienced

Q1. Self introduction
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Q2. Why Are chhosen l&t Finance
Ans. 
I chose L&T Finance for its strong reputation, innovative solutions, and commitment to customer satisfaction in the financial sector.
• L&T Finance has a robust portfolio of financial products, including loans and investment options, catering to diverse customer needs.

• The company's focus on technology and digital solutions enhances customer experience, making transactions seamless and efficient.

• L&T Finance is ...read more
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Q1. Job,what do need to give birth to?
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Q2. Why is work so important in our lives?
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Work is essential for personal growth, financial stability, and social interaction, shaping our identities and contributing to society.
• Provides financial stability: A steady job allows individuals to support themselves and their families, covering basic needs like food and shelter.

• Fosters personal growth: Work challenges us to develop new skills and improve existing ones, enhancing our capabilities and confidence.

• Encou...read more
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Q3. How much does work help us in our lives?
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Work plays a crucial role in shaping our lives, providing purpose, financial stability, and opportunities for personal growth.
• Provides financial stability: A steady job allows individuals to support themselves and their families, covering essential needs.

• Fosters personal growth: Work challenges us to develop new skills and improve existing ones, enhancing our capabilities.

• Builds social connections: Work environments cr...read more
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Deal customer to pay the emi

How will be the Banking sector developing in India as for day to day life

Q1. What do you learn from your previous company
Ans. 
Learning is the first key to success to involve in everything in banking sector
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Q2. Tell me about your self
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Tell that what you are really want to show yourself in what is your?? In real life
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Q3. What is your responsibility to develop the organisation
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Time is very valuable Patience is key to success Learning every day ... Every day is a new day to start a new thing
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Q4. What do you understand about the end of the day at work
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Q1. Explain the services to your customer
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Q2. What is the thing you do to satisfy customers needs
Ans. 
I prioritize understanding their requirements, providing tailored solutions, and ensuring continuous communication and support.
• Conduct thorough analysis of customer needs

• Customize solutions to meet specific requirements

• Maintain open communication channels

• Provide ongoing support and follow-up

• Seek feedback for continuous improvement
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Q1. Data security scenario based questions, SOQL inner query and aggregate query
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Q1. Agile Scrum methodology, Deployment process
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Q1. Negotiation skills to resolve bucket customer
Ans. 
Negotiation skills are essential to resolve bucket customers in collections.
• Listen actively to understand customer's concerns and reasons for non-payment.

• Offer flexible payment options based on customer's financial situation.

• Build rapport and trust with the customer to find a mutually beneficial solution.

• Stay calm and professional, even in difficult situations.

• Document all communication and agreements for future refere...read more
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Q2. Types of effort for solving NPA
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Efforts for solving NPA include restructuring loans, recovery through legal action, and selling off assets.
• Restructuring loans to make them more manageable for the borrower

• Recovering through legal action such as filing lawsuits or seizing collateral

• Selling off assets of the borrower to recover the outstanding amount
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Q1. CTC discussion about last company
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