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Kotak Mahindra Bank Relationship Manager Working Capital Interview Questions and Answers for Experienced

Updated 10 Oct 2020

Kotak Mahindra Bank Relationship Manager Working Capital Interview Experiences for Experienced

1 interview found

I applied via Referral and was interviewed in Sep 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. What is working capital and what is wc cycle. Balance sheet full knowledge. Debtor days etc

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident

Interview questions from similar companies

I applied via Walk-in and was interviewed in Oct 2021. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. Short term documents analysis that Loan.
  • Ans. 

    Documents for secured Overdraft facility

     

    1. ITR, computation and audit report- last 2 year, provisional balance sheet and Profit&loss- March 2021

     

    3. GST 3B return from April 2020 to till last month

     

    4. GST certificate, TIN/ VAT certificate

     

    5. Aadhar card and PAN card

     

    6. Photo-2

     

    7. All Bank statements- 1.08.2020 to till date. 

     

    8. Loan sanction letter...

  • Answered Anonymously
  • Q2. Customer satisfaction this Bank.
  • Ans. 

    Customer satisfaction is a top priority for the bank.

    • The bank regularly conducts surveys to gather feedback from customers.

    • Customer complaints are promptly addressed and resolved.

    • The bank offers personalized solutions to meet the unique needs of each customer.

    • The bank provides excellent customer service through its Relationship Managers.

    • The bank has a high customer retention rate and many long-term customers.

    • The bank h...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Digital telephonic and short term interview time. Not mansion other advice. Related by company profiles and personal views.
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. How was your previous Experience with banks
  • Q2. What’s do you see in financials to analyse the customer eligibility for funding
  • Ans. 

    Financial analysis is crucial to determine customer eligibility for funding.

    • Assessing the customer's credit score and credit history

    • Evaluating the customer's debt-to-income ratio

    • Reviewing the customer's cash flow and revenue projections

    • Analyzing the customer's financial statements, including income statement, balance sheet, and cash flow statement

    • Examining the customer's industry and market trends

    • Considering any collat...

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
Selected Selected

I applied via Company Website and was interviewed before Aug 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - One-on-one 

(5 Questions)

  • Q1. No any questions
  • Q2. Is there any re hiring process
  • Q3. May I joined again in ICICI bank
  • Q4. Can you accept my humble request
  • Q5. I want to again in ICICI BANK
Round 3 - Assignment 

Banking sector questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Please 🙏 removed Political invorment

Interview Questionnaire 

5 Questions

  • Q1. What were your targets and how did you achieve them?
  • Ans. 

    My targets were to increase the working capital portfolio by 20% and acquire 10 new clients. I achieved this by networking and providing customized solutions.

    • Set targets to increase working capital portfolio by 20% and acquire 10 new clients

    • Developed customized solutions for clients to meet their specific needs

    • Networked with potential clients and built strong relationships

    • Collaborated with internal teams to ensure smoo...

  • Answered by AI
  • Q2. What was the size of portfolio which you handled and how much was the income generated? What was the Budget given and how much did you achieve?
  • Ans. 

    I handled a portfolio of $10 million generating $1 million income. Achieved 110% of the given budget.

    • Handled a portfolio of $10 million

    • Generated $1 million income

    • Achieved 110% of the given budget

    • Examples of successful deals closed

    • Implemented cost-saving measures

    • Collaborated with cross-functional teams

  • Answered by AI
  • Q3. The answer to this will vary individually but be thorough with the numbers. HDFC is all about business and a RM is expected to be on top of the targets.
  • Q4. How many NTBs( new to bank) have you done?
  • Ans. 

    I have completed 25 NTBs in the past year.

    • I have a strong track record of successfully onboarding new clients.

    • I prioritize building relationships with potential clients to understand their needs.

    • I am skilled at presenting the bank's products and services in a compelling way.

    • Examples of successful NTBs include a local restaurant chain and a growing tech startup.

  • Answered by AI
  • Q5. How do you source new proposals?
  • Ans. 

    Relationship managers source new proposals through various methods.

    • Networking and building relationships with potential clients

    • Attending industry events and conferences to meet potential clients

    • Utilizing online platforms and social media to connect with prospects

    • Referrals from existing clients or business partners

    • Cold calling and prospecting

    • Analyzing market trends and identifying potential opportunities

    • Collaborating wi...

  • Answered by AI
Interview experience
2
Poor
Difficulty level
Easy
Process Duration
More than 8 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Apr 2023. There were 2 interview rounds.

Round 1 - Aptitude Test 

Normal general knowledge

Round 2 - Assignment 

Normal maths questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Be cool no one can reject you bro

I applied via Walk-in and was interviewed in Oct 2021. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. Mostly Saying that whats your self and you hobies and familly ditail
  • Q2. Second says that you are prepair off this job ...

Interview Preparation Tips

Interview preparation tips for other job seekers - I,am given more than ten and above intervew its not more but can be provied an expirence to given intervew,intervew means our parformence in face to face other person taken by working lavel and language ,etc.
Round 1 - Technical 

Interview Preparation Tips

Interview preparation tips for other job seekers - Show confidence and knowledge you have.
Don't fake anything.
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Dec 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Details about my career
Round 3 - One-on-one 

(1 Question)

  • Q1. Details about my career experience
Round 4 - HR 

(1 Question)

  • Q1. Salary discussed final the offer

Interview Preparation Tips

Interview preparation tips for other job seekers - Overall good experience about naukari portal and also consultancy approaching as well

I applied via Walk-in and was interviewed in Oct 2021. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. Short term documents analysis that Loan.
  • Ans. 

    Documents for secured Overdraft facility

     

    1. ITR, computation and audit report- last 2 year, provisional balance sheet and Profit&loss- March 2021

     

    3. GST 3B return from April 2020 to till last month

     

    4. GST certificate, TIN/ VAT certificate

     

    5. Aadhar card and PAN card

     

    6. Photo-2

     

    7. All Bank statements- 1.08.2020 to till date. 

     

    8. Loan sanction letter...

  • Answered Anonymously
  • Q2. Customer satisfaction this Bank.
  • Ans. 

    Customer satisfaction is a top priority for the bank.

    • The bank regularly conducts surveys to gather feedback from customers.

    • Customer complaints are promptly addressed and resolved.

    • The bank offers personalized solutions to meet the unique needs of each customer.

    • The bank provides excellent customer service through its Relationship Managers.

    • The bank has a high customer retention rate and many long-term customers.

    • The bank h...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Digital telephonic and short term interview time. Not mansion other advice. Related by company profiles and personal views.

Kotak Mahindra Bank Interview FAQs

How to prepare for Kotak Mahindra Bank Relationship Manager Working Capital interview for experienced candidates?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Kotak Mahindra Bank. The most common topics and skills that interviewers at Kotak Mahindra Bank expect are DSA, Laptop, Loan against Property, Salesforce and Software Asset Management.

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based on 1 Kotak Mahindra Bank interview
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Low Confidence means the data is based on a small number of responses received from the candidates.

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5% less than the average Relationship Manager Working Capital Salary in India
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Kotak Mahindra Bank Relationship Manager Working Capital Reviews and Ratings

based on 1 review

5.0/5

Rating in categories

4.0

Skill development

5.0

Work-Life balance

3.0

Salary & Benefits

5.0

Job Security

5.0

Company culture

4.0

Promotions/Appraisal

5.0

Work Satisfaction

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