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Kotak Mahindra Bank Platinum Relationship Manager Interview Questions and Answers

Updated 15 Dec 2024

Kotak Mahindra Bank Platinum Relationship Manager Interview Experiences

3 interviews found

Interview experience
2
Poor
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via campus placement at Institute of Management Technology (IMT), Ghaziabad and was interviewed in May 2024. There were 2 interview rounds.

Round 1 - HR 

(2 Questions)

  • Q1. How aggressive you are
  • Q2. What is your strength and weakness
Round 2 - Group Discussion 

Sales vs marketing talk

Interview Preparation Tips

Interview preparation tips for other job seekers - Don’t go for it
Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(1 Question)

  • Q1. What is the Portfolio size?
  • Ans. 

    The Portfolio size is $X million.

    • The Portfolio size is typically measured in terms of assets under management (AUM).

    • It can range from a few million dollars to billions of dollars.

    • For example, a Platinum Relationship Manager may handle a Portfolio size of $100 million.

    • The Portfolio size can vary depending on the client's financial situation and investment goals.

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - The company backs out on the offer provided once you join. The HR laughs and doesn't respond to the mails.

Platinum Relationship Manager Interview Questions Asked at Other Companies

Q1. What is the Portfolio size?
Interview experience
1
Bad
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via campus placement at Institute of Management Technology (IMT), Ghaziabad and was interviewed in Dec 2023. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. What are the reasons you believe you should be hired for this position?

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
6-8 weeks
Result
Selected Selected
Round 1 - Group Discussion 

Bandhan Bank is a private sector bank in India that offers banking services to all socio-economic sections. The bank's mission is to provide financial solutions to all Indians in an inclusive and sustainable manner.
Features
Savings accounts: Offers free transactions like cash withdrawals at other bank ATMs, funds transfers, and NEFT transactions through the mobile app
Financial literacy: Aims to deepen financial inclusion in rural communities
Universal banking: Serves all socio-economic sections across the country
History
Founded by Chandra Shekhar Ghosh in 2015
Ghosh is a proponent of financial inclusion in India
The bank has been recognized as a scheduled bank by the RBI
Core values
Cost effective and simple
Respect for all
Exemplary governance
Accountability
Professionalism and discipline
Transparency and integrity
Effective team work and commitment
Deposit insurance
Depositors of Bandhan Bank are eligible for deposit insurance cover of up to Rs 5 lakhs in case the bank defaults

Round 2 - Group Discussion 

Bandhan Bank is a private sector bank in India that offers banking services to all socio-economic sections. The bank's mission is to provide financial solutions to all Indians in an inclusive and sustainable manner.
Features
Savings accounts: Offers free transactions like cash withdrawals at other bank ATMs, funds transfers, and NEFT transactions through the mobile app
Financial literacy: Aims to deepen financial inclusion in rural communities
Universal banking: Serves all socio-economic sections across the country
History
Founded by Chandra Shekhar Ghosh in 2015
Ghosh is a proponent of financial inclusion in India
The bank has been recognized as a scheduled bank by the RBI
Core values
Cost effective and simple
Respect for all
Exemplary governance
Accountability
Professionalism and discipline
Transparency and integrity
Effective team work and commitment
Deposit insurance
Depositors of Bandhan Bank are eligible for deposit insurance cover of up to Rs 5 lakhs in case the bank defaults

Round 3 - Assignment 

Bandhan Bank is a private sector bank in India that offers banking services to all socio-economic sections. The bank's mission is to provide financial solutions to all Indians in an inclusive and sustainable manner.
Features
Savings accounts: Offers free transactions like cash withdrawals at other bank ATMs, funds transfers, and NEFT transactions through the mobile app
Financial literacy: Aims to deepen financial inclusion in rural communities
Universal banking: Serves all socio-economic sections across the country
History
Founded by Chandra Shekhar Ghosh in 2015
Ghosh is a proponent of financial inclusion in India
The bank has been recognized as a scheduled bank by the RBI
Core values
Cost effective and simple
Respect for all
Exemplary governance
Accountability
Professionalism and discipline
Transparency and integrity
Effective team work and commitment
Deposit insurance
Depositors of Bandhan Bank are eligible for deposit insurance cover of up to Rs 5 lakhs in case the bank defaults
Show more

Round 4 - Assignment 

Bandhan Bank is a private sector bank in India that offers banking services to all socio-economic sections. The bank's mission is to provide financial solutions to all Indians in an inclusive and sustainable manner.
Features
Savings accounts: Offers free transactions like cash withdrawals at other bank ATMs, funds transfers, and NEFT transactions through the mobile app
Financial literacy: Aims to deepen financial inclusion in rural communities
Universal banking: Serves all socio-economic sections across the country
History
Founded by Chandra Shekhar Ghosh in 2015
Ghosh is a proponent of financial inclusion in India
The bank has been recognized as a scheduled bank by the RBI
Core values
Cost effective and simple
Respect for all
Exemplary governance
Accountability
Professionalism and discipline
Transparency and integrity
Effective team work and commitment
Deposit insurance
Depositors of Bandhan Bank are eligible for deposit insurance cover of up to Rs 5 lakhs in case the bank defaults

Round 5 - Assignment 

Bandhan Bank is a private sector bank in India that offers banking services to all socio-economic sections. The bank's mission is to provide financial solutions to all Indians in an inclusive and sustainable manner.
Features
Savings accounts: Offers free transactions like cash withdrawals at other bank ATMs, funds transfers, and NEFT transactions through the mobile app
Financial literacy: Aims to deepen financial inclusion in rural communities
Universal banking: Serves all socio-economic sections across the country
History
Founded by Chandra Shekhar Ghosh in 2015
Ghosh is a proponent of financial inclusion in India
The bank has been recognized as a scheduled bank by the RBI
Core values
Cost effective and simple
Respect for all
Exemplary governance
Accountability
Professionalism and discipline
Transparency and integrity
Effective team work and commitment
Deposit insurance
Depositors of Bandhan Bank are eligible for deposit insurance cover of up to Rs 5 lakhs in case the bank defaults

Interview Preparation Tips

Interview preparation tips for other job seekers - Bandhan Bank is a private sector bank in India that offers banking services to all socio-economic sections. The bank's mission is to provide financial solutions to all Indians in an inclusive and sustainable manner.
Features
Savings accounts: Offers free transactions like cash withdrawals at other bank ATMs, funds transfers, and NEFT transactions through the mobile app
Financial literacy: Aims to deepen financial inclusion in rural communities
Universal banking: Serves all socio-economic sections across the country
History
Founded by Chandra Shekhar Ghosh in 2015
Ghosh is a proponent of financial inclusion in India
The bank has been recognized as a scheduled bank by the RBI
Core values
Cost effective and simple
Respect for all
Exemplary governance
Accountability
Professionalism and discipline
Transparency and integrity
Effective team work and commitment
Deposit insurance
Depositors of Bandhan Bank are eligible for deposit insurance cover of up to Rs 5 lakhs in case the bank defaults
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected
Round 1 - One-on-one 

(2 Questions)

  • Q1. Life insurance business
  • Q2. Mutual fund business
Round 2 - One-on-one 

(2 Questions)

  • Q1. Why leave previous job.
  • Ans. 

    Seeking new challenges and growth opportunities.

    • Desire for career advancement

    • Seeking new challenges

    • Opportunity for professional growth

    • Company restructuring or downsizing

    • Relocation to a new area

  • Answered by AI
  • Q2. Portfolio size
Interview experience
5
Excellent
Difficulty level
-
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Walk-in

Round 1 - One-on-one 

(3 Questions)

  • Q1. What were you looking last organisation.
  • Q2. Banking products knowledge
  • Q3. Customer handling, sales Banking products.
Round 2 - Assignment 

Financial related. Banking related questions.

Interview Preparation Tips

Interview preparation tips for other job seekers - Firstly we should have proper knowledge where we are doing currently working. Product knowledge is must . Communication skills is must. Customer quarry resolve within tat . Focus on Business . Softly behaviour like that stretchable with customers. Thanks
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
Selected Selected

I applied via Naukri.com

Round 1 - One-on-one 

(2 Questions)

  • Q1. WHAT YOUR SKILL ,ABILITIES KNOWLEDGE
  • Ans. 

    I possess strong communication skills, excellent relationship-building abilities, and in-depth knowledge of financial products and services.

    • Strong communication skills: able to effectively communicate with clients and colleagues

    • Excellent relationship-building abilities: skilled at developing and maintaining relationships with clients

    • In-depth knowledge of financial products and services: familiar with various banking pr...

  • Answered by AI
  • Q2. ASK GENRAL QUATION ABOUT ORGANIZATION AND JOB REQUIREMENT

Interview Preparation Tips

Interview preparation tips for other job seekers - BE ON TIME OR EARLY FOR YOUR INTERVIEW
Interview experience
3
Average
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Dec 2024. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Manager and zonel manager interview
  • Q2. What is location and work
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(5 Questions)

  • Q1. What Is The Time for interview
  • Q2. What Is The Offer Letter
  • Ans. 

    An offer letter is a formal document that outlines the terms and conditions of a job offer.

    • Contains details such as job title, salary, start date, benefits, and any conditions of employment.

    • Typically includes a deadline for accepting the offer and instructions on how to do so.

    • May also include information on background checks, drug tests, and other pre-employment requirements.

  • Answered by AI
  • Q3. Conframation Required
  • Q4. Please Share Ditails On Mail..
  • Ans. 

    I will provide details on mail as requested.

    • I will include all relevant information in the email.

    • I will ensure the email is clear and concise.

    • I will address any specific questions or concerns mentioned in the interview.

  • Answered by AI
  • Q5. My Notice Timeing 1 Month
Round 2 - HR 

(2 Questions)

  • Q1. What Is the Job Loacstion
  • Q2. My Experience Is 6 Years..

Interview Preparation Tips

Interview preparation tips for other job seekers - Please Share Advice My Job
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Oct 2024. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. What is working capital
  • Ans. 

    Working capital is the difference between a company's current assets and current liabilities.

    • Working capital is essential for a company's day-to-day operations.

    • It indicates the company's ability to meet its short-term financial obligations.

    • Formula: Working Capital = Current Assets - Current Liabilities

    • Examples: Cash, accounts receivable, inventory are current assets. Accounts payable, short-term loans are current liabi

  • Answered by AI
  • Q2. What is DSCR Ratio
  • Ans. 

    DSCR Ratio is Debt Service Coverage Ratio, a financial metric used to measure a company's ability to cover its debt obligations.

    • DSCR Ratio is calculated by dividing a company's operating income by its total debt service payments.

    • A DSCR Ratio of 1 or higher indicates that a company is generating enough income to cover its debt payments.

    • Lenders typically look for a DSCR Ratio of 1.25 or higher when evaluating a company's

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Hi

Kotak Mahindra Bank Interview FAQs

How many rounds are there in Kotak Mahindra Bank Platinum Relationship Manager interview?
Kotak Mahindra Bank interview process usually has 1-2 rounds. The most common rounds in the Kotak Mahindra Bank interview process are One-on-one Round, HR and Group Discussion.
How to prepare for Kotak Mahindra Bank Platinum Relationship Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Kotak Mahindra Bank. The most common topics and skills that interviewers at Kotak Mahindra Bank expect are Portfolio Management, Relationship Management, HNI Client Handling, Branch Banking and Casa.

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Kotak Mahindra Bank Platinum Relationship Manager Interview Process

based on 5 interviews

Interview experience

3.2
  
Average
View more

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Kotak Mahindra Bank Platinum Relationship Manager Salary
based on 99 salaries
₹6.4 L/yr - ₹15 L/yr
9% more than the average Platinum Relationship Manager Salary in India
View more details

Kotak Mahindra Bank Platinum Relationship Manager Reviews and Ratings

based on 15 reviews

2.9/5

Rating in categories

3.1

Skill development

2.3

Work-life balance

3.5

Salary

3.2

Job security

2.5

Company culture

3.2

Promotions

2.4

Work satisfaction

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