Add office photos
Filter interviews by
Kotak Mahindra Bank Credit Manager-Corporate Banking Interview Questions and Answers for Experienced
Kotak Mahindra Bank Credit Manager-Corporate Banking Interview Experiences for Experienced
1 interview found
I applied via Referral and was interviewed in Mar 2021. There were 5 interview rounds.
Interview Questionnaire
3 Questions
- Q1. How to analysis financial statements?
- Ans.
Financial statement analysis involves examining a company's financial statements to gain insights into its financial health and performance.
Start by reviewing the balance sheet, income statement, and cash flow statement
Calculate financial ratios to assess liquidity, profitability, and solvency
Compare financial statements to industry benchmarks and historical data
Look for trends and patterns in the data
Consider non-fina...
- Q2. What is company strength?
- Q3. Why we should take to you our company?
Interview Preparation Tips
Pvt industry's are more pressure, all industry., but we have to adjust and do proper work, then no problem. Taking responsibility, individual handling team it's good.
Top trending discussions
Interview questions from similar companies
Credit Manager-Corporate Banking Interview Questions & Answers
ICICI Bank
Anonymous
posted on 20 Mar 2021
I applied via Referral and was interviewed in Feb 2021. There were 3 interview rounds.
Interview Questionnaire
2 Questions
- Q1. Explain you profile
- Q2. Should be aware of sanction,Tat, and approval Authority and total process pf disbursment
Interview Preparation Tips
Bhawana Sharma
Selected
I applied via Company Website and was interviewed in Nov 2024. There was 1 interview round.
(4 Questions)
- Q1. What is the location
- Q2. How much time salary
- Q3. How to I'll grow up in this company?
- Q4. Which profile I'll join?
Interview Preparation Tips
Selected
I applied via Referral and was interviewed in Jan 2024. There was 1 interview round.
(2 Questions)
- Q1. How was your journey of previous bank
- Q2. Why choose bandhan bank
Interview Preparation Tips
Selected
I was interviewed in Dec 2023.
(4 Questions)
- Q1. Asking for hike in organisation
- Q2. For why we should hire
- Q3. About previous organisation
- Q4. Banking operations
(1 Question)
- Q1. Job location and salary
Interview Preparation Tips
Credit related questions
Market strategy business development
Business penetration Maintain
Interview Preparation Tips
Credit Manager Interview Questions & Answers
Utkarsh Small Finance Bank
Anonymous
posted on 14 Aug 2023
Selected
I applied via Approached by Company and was interviewed in Jul 2023. There were 3 interview rounds.
(1 Question)
- Q1. About Job Related questions
(1 Question)
- Q1. Salary Discussion and personal Discussion
Interview Preparation Tips
Abhishek karsauliya
Selected
I applied via LinkedIn and was interviewed before Mar 2023. There was 1 interview round.
(2 Questions)
- Q1. About Past Underwriting experiences
- Q2. Current organisation roles and responsibilities
Interview Preparation Tips
Credit Manager Interview Questions & Answers
Union Bank of India
SUMANTA SARKAR
posted on 17 Jun 2024
Selected
I applied via LinkedIn and was interviewed before Jun 2023. There was 1 interview round.
(2 Questions)
- Q1. What is DSCR and ISCR
- Ans.
DSCR stands for Debt Service Coverage Ratio and ISCR stands for Interest Service Coverage Ratio.
DSCR measures a company's ability to pay its debt obligations with its operating income.
A DSCR of 1 means the company is just able to cover its debt payments, while a DSCR above 1 indicates the company has more income than debt obligations.
ISCR measures a company's ability to pay its interest expenses with its operating inco...
- Q2. LTV ratio in LAP
- Ans.
LTV ratio in LAP refers to the Loan to Value ratio in Loan Against Property.
LTV ratio is calculated by dividing the loan amount by the market value of the property.
It helps in determining the risk associated with the loan.
A lower LTV ratio indicates lower risk for the lender.
For example, if a property is valued at $500,000 and the loan amount is $300,000, the LTV ratio would be 60%.
Interview Preparation Tips
Skills evaluated in this interview
I applied via Referral and was interviewed in Oct 2021. There were 3 interview rounds.
Interview Questionnaire
6 Questions
- Q1. Previous company job role
- Q2. Product I handle
- Ans.
I handle credit products for various industries.
I manage credit lines and evaluate creditworthiness for clients in different sectors.
I analyze financial statements, credit reports, and other relevant data to assess risk.
I collaborate with sales teams to establish credit terms and conditions for customers.
I monitor credit limits, payment terms, and collections to ensure timely payments.
I provide recommendations for cred...
- Q3. Count of files per day I do
- Ans.
I process an average of 50 files per day.
On average, I handle 50 files daily.
The number of files I process per day is around 50.
I typically deal with approximately 50 files each day.
- Q4. About Visit to client
- Q5. Check points while underwriting
- Ans.
Check points while underwriting
Evaluate the borrower's credit history and credit score
Assess the borrower's income and employment stability
Review the borrower's debt-to-income ratio
Analyze the borrower's collateral or assets
Consider the borrower's repayment capacity
Verify the borrower's financial documents
Assess the borrower's payment history and credit utilization
Evaluate the borrower's industry and market conditions
- Q6. Any questions to ask
Interview Preparation Tips
Tell us how to improve this page.
Kotak Mahindra Bank Interviews By Designations
- Kotak Mahindra Bank Assistant Manager Interview Questions
- Kotak Mahindra Bank Deputy Manager Interview Questions
- Kotak Mahindra Bank Relationship Manager Interview Questions
- Kotak Mahindra Bank Manager Interview Questions
- Kotak Mahindra Bank Relationship Officer Interview Questions
- Kotak Mahindra Bank Credit Manager Interview Questions
- Kotak Mahindra Bank Senior Manager Interview Questions
- Kotak Mahindra Bank Assistant Acquisition Manager Interview Questions
- Show more
Interview Questions for Popular Designations
- Banking Officer Interview Questions
- Phone Banking Officer Interview Questions
- Investment Banking Analyst Interview Questions
- Banking Executive Interview Questions
- Investment Banking Associate Interview Questions
- Credit Manager Interview Questions
- Banking Operations Interview Questions
- Branch Banking Officer Interview Questions
- Show more
People are getting interviews through
Interview Questions from Similar Companies
Fast track your campus placements
Kotak Mahindra Bank Credit Manager-Corporate Banking Reviews and Ratings
based on 4 reviews
Rating in categories
|
Assistant Manager
12.7k
salaries
|  ₹1 L/yr - ₹5 L/yr |
|
Deputy Manager
11.3k
salaries
| ₹1.6 L/yr - ₹8.4 L/yr |
|
Manager
5.4k
salaries
| ₹4 L/yr - ₹12 L/yr |
|
Senior Manager
3.5k
salaries
| ₹6.5 L/yr - ₹19 L/yr |
|
Relationship Manager
2.3k
salaries
| ₹1.6 L/yr - ₹10 L/yr |
HDFC Bank
ICICI Bank
Axis Bank
State Bank of India
Calculate your in-hand salary
- Home >
- Interviews >
- Kotak Mahindra Bank Interview Questions >
- Kotak Mahindra Bank Credit Manager-Corporate Banking Interview Questions for Experienced
