ICICI Lombard General Insurance Company Deputy Manager Interview Questions and Answers

Q1. Tell me about your self
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Q2. Family background
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Q3. Product knowledge
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Q1. Tell me about your self
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Q2. Tell me about your previous experiences
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Q3. What are benifits of insurance
Ans. 
Insurance provides financial protection against unexpected events, peace of mind, and access to quality healthcare.
• Financial protection against unexpected events such as accidents, natural disasters, or theft

• Peace of mind knowing that you are covered in case of emergencies

• Access to quality healthcare through health insurance plans

• Helps in managing risks and uncertainties in life
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Q4. Types of insurance
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Types of insurance include life, health, auto, home, and disability.
• Life insurance provides financial protection to beneficiaries in case of the insured's death.

• Health insurance covers medical expenses for illness or injury.

• Auto insurance protects against financial loss in case of accidents or theft.

• Home insurance provides coverage for damage to the home and belongings.

• Disability insurance offers income protection in c
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Q5. What is insurance
Ans. 
Insurance is a financial protection against potential losses or risks.
• Insurance is a contract between an individual or entity and an insurance company.

• The individual or entity pays a premium in exchange for coverage against specific risks.

• In case of a covered loss, the insurance company compensates the insured party.

• Types of insurance include health, life, auto, home, and business insurance.

• Insurance helps individuals ...read more
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Q6. What are the languages and interview done in local language
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Q1. What do you know about insurance
Ans. 
Insurance is a financial product that provides protection against financial losses.
• Insurance is a contract between an individual or organization and an insurance company, where the individual or organization pays a premium in exchange for financial protection against specified risks.

• Types of insurance include life insurance, health insurance, auto insurance, property insurance, and more.

• Insurance policies typically cov...read more
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Q2. Family background check
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Q3. Salary expectations
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Q4. What is advantages of insurance
Ans. 
Insurance provides financial protection against unexpected events, peace of mind, and helps in managing risks.
• Financial protection against unexpected events such as accidents, natural disasters, or theft

• Peace of mind knowing that you are covered in case of emergencies

• Helps in managing risks by transferring them to the insurance company

• Encourages savings and investment by providing a safety net

• Can cover medical expenses
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Q5. Previous experience
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Q1. What were your job responsibilities in previous company?
Ans. 
Managed team, handled client accounts, developed strategies, conducted performance reviews.
• Managed a team of sales representatives

• Handled client accounts and ensured customer satisfaction

• Developed marketing strategies to increase sales

• Conducted performance reviews and provided feedback to team members
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Q2. What do u know about general insurance? And in what sector tata aig works?
Ans. 
General insurance provides coverage for a wide range of risks, such as property, liability, and health. Tata AIG operates in various sectors including motor, health, travel, and home insurance.
• General insurance covers non-life risks such as property, liability, and health.

• Tata AIG operates in sectors such as motor insurance, health insurance, travel insurance, and home insurance.

• General insurance policies provide finan...read more
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Online Assessment. Good.

Q1. Share your experience.
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Q2. Why are you willing to work here
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Q1. Ehat is the menaing of Cot tot
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Q2. What is the meaning of Mdrt
Ans. 
MDRT stands for Million Dollar Round Table, an international association for financial professionals.
• MDRT is a prestigious organization for top financial advisors and insurance agents.

• Members of MDRT must meet certain annual production requirements to qualify.

• MDRT provides networking opportunities, professional development, and recognition for its members.
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Q1. Your family details
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Q2. Your education details
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Q1. Basic questions about self and and why absli
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Q2. Indroduction about you self and reason to join absli
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Q1. Some situation will be given and how you are going to ptich the product
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Q2. You have to do it your according to your self
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Q1. Two yrs exclusion, permanent exclusion
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