ICICI Bank Interview Questions, Process, and Tips

Q1. About your self.
Ans. My name is LALIT GAUTAM. I’m looking to become a team leader within the next five years. I want to start by shadowing a current leader and eventually take on more responsibility within the department. I’m confident I have the soft skills to succeed in this role and am eager to learn the hands-on skills it requires.
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Q2. Tell me about your career.
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Q1. What is your bank
Ans. 
I am a financial accountant, so I do not have a specific bank.
• As a financial accountant, I work with various banks and financial institutions to manage financial records and transactions.

• I do not have a specific bank that I work for exclusively.

• My role involves analyzing financial data, preparing reports, and ensuring compliance with financial regulations.

• I may work with multiple banks to handle different aspects of fi
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Q2. What's are Times bank
Ans. 
Times Bank is a fictional bank used in financial scenarios for analysis and case studies.
• Times Bank is often used in financial textbooks and courses as a hypothetical bank to illustrate various accounting and financial concepts.

• It is not a real bank, but rather a tool for learning and practicing financial analysis.

• Students may be asked to analyze Times Bank's financial statements, calculate ratios, or make financial de...read more
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Q3. Tell me about yourself
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Q4. Tell me about your family background
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Q5. Why do you want to join banking sector
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It was a case study discussion where we were given a case to study and discuss among other participants.

Q1. Introduce yourself ?
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Q2. What is the classification of NPA in banks?
Ans. 
NPA in banks are classified into three categories based on the period of non-payment.
• NPA stands for Non-Performing Asset.

• The classification of NPA is based on the period of non-payment - sub-standard, doubtful, and loss.

• Sub-standard assets are those which have remained NPA for a period less than or equal to 12 months.

• Doubtful assets are those which have remained in the sub-standard category for a period of 12 months.

• Lo...read more
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Q3. What are the different types of accounts in a bank?
Ans. 
There are several types of accounts in a bank, including savings, checking, money market, and certificate of deposit (CD) accounts.
• Savings accounts are designed for customers to save money and earn interest on their deposits.

• Checking accounts are used for everyday transactions such as paying bills and making purchases.

• Money market accounts offer higher interest rates than savings accounts but require higher minimum bal...read more
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Q4. What is the difference between saving and a current account?
Ans. 
Saving account is for saving money and earning interest while current account is for frequent transactions.
• Saving account is meant for saving money and earning interest on it.

• Current account is meant for frequent transactions and does not earn interest.

• Saving account has a limit on the number of transactions per month while current account does not.

• Saving account usually has a higher interest rate than current account.

• ...read more
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Q5. What is the current repo rate?
Ans. 
The current repo rate in India is 4.00%.
• The Reserve Bank of India (RBI) reduced the repo rate by 115 basis points in 2020 to support the economy during the COVID-19 pandemic.

• Repo rate is the rate at which RBI lends money to commercial banks.

• A lower repo rate makes borrowing cheaper for banks, which can then pass on the benefits to customers by reducing interest rates on loans.

• The current reverse repo rate is 3.35%, whi...read more
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Q1. Work start from ICICI Bank
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Q2. Bhopal MP nagar
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Cash work bhopal madhya pradesh

Q1. Asking About your selfie
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Q2. Normally tell about yourself
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Q1. What are you doing right now
Ans. If you are working the you should describe about your work
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Q1. Self introduction current company details
Ans. My name is Rishi Kant Kumar , from Begusarai Bihar my last qualification is PG for MSc. Mathematics and my current job role is CMS Info Systems and my work is Reporting Manager, vault to Cash transaction and many more work.
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Q2. How much salary do you get now
Ans. My current company salary is 10000 and 5000 to 7000 incentive.
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Q3. What is the purpose of joining ICICI Bank.
Ans. 
The purpose of joining ICICI Bank is to contribute to a leading financial institution, gain valuable experience, and grow professionally.
• Contribute to a leading financial institution

• Gain valuable experience in the banking sector

• Opportunity for professional growth and development
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Q4. And many more small question.
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