ICICI Bank Technical Officer Interview Questions, Process, and Tips

Bond is a type of debt security issued by companies or governments, while debenture is a type of bond that is not secured by collateral.

• Bonds are secured by collateral, while debentures are not.

• Bonds have a lower risk of default than debentures.

• Bonds have a fixed interest rate, while debentures may have a floating interest rate.

• Examples of bonds include government bonds and corporate bonds, while examples of debentures...read more

Managing risk and investment profile is crucial for a successful manager.

• Assessing risk tolerance of investors

• Diversifying investments to minimize risk

• Monitoring market trends and adjusting investments accordingly

• Creating a balanced portfolio

• Staying up-to-date with industry regulations and compliance

• Implementing risk management strategies

• Communicating investment strategies and risks to stakeholders

To convince a school secretary to open an account with our bank, we can highlight the benefits, offer personalized services, provide incentives, and build trust.

• Explain the benefits of opening an account with our bank, such as competitive interest rates, convenient online banking, and a wide range of financial products.

• Offer personalized services tailored to the school secretary's needs, such as a dedicated account man...read more

Accessing a person's profile can be done through various means depending on the context.

• If it's a social media platform, you can search for their username or name.

• If it's a company database, you can search for their employee ID or name.

• If it's a medical record, you need to have proper authorization and access to the system.

• In general, you need to have some identifying information about the person to access their profil

Cross-selling is selling related products to a customer, upselling is selling a higher-end product, and downsizing is reducing the size of a company.

• Cross-selling involves offering complementary products to a customer who has already made a purchase, such as offering a phone case to someone who just bought a phone.

• Upselling involves convincing a customer to purchase a more expensive version of a product they are intere...read more

Sales challenges include market saturation, changing customer preferences, and fierce competition.

• Market saturation can make it difficult to stand out among competitors.

• Changing customer preferences require constant adaptation and innovation.

• Fierce competition can lead to price wars and pressure on profit margins.