Hero FinCorp Relationship Officer Interview Questions and Answers

How to getting targeted

Decimal value of land

About Rate of interest

Q1. The vetting of land
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Q1. Tell me something about yourself.
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Q2. Why do you want to switch?
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My topic are G20 And what are effects in indian economies.

Q1. What do you know about Lap???
Ans. 
Lap stands for Loan Against Property. It is a type of secured loan where a borrower pledges their property as collateral.
• Lap is a type of secured loan

• The borrower pledges their property as collateral

• The loan amount is determined by the value of the property

• Lap can be used for various purposes such as business expansion, education, medical expenses, etc.

• Interest rates for Lap are generally lower than unsecured loans
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Q2. Which documents are required to process Lap loan.
Ans. 
Documents required for processing Lap loan
• Identity proof (Aadhaar card, PAN card, passport, etc.)

• Address proof (utility bills, rental agreement, etc.)

• Income proof (salary slips, bank statements, ITR, etc.)

• Property documents (sale deed, NOC from society, etc.)

• Loan application form

• Passport size photographs
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Q3. How are your sales performance in your previous company.
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Q1. How can you handle team
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Q2. What is your last job experience
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Q1. What method will be using to cover the customer the previous finance.
Ans. 
I will use a consultative approach to understand their previous finance and offer tailored solutions.
• Ask open-ended questions to understand their previous finance

• Listen actively to their responses and concerns

• Offer tailored solutions based on their specific needs

• Provide clear and concise explanations of the solutions

• Follow up to ensure their satisfaction
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Q1. What is two wheeler sales
Ans. 
Two wheeler sales refers to the sales of motorcycles, scooters, and other two-wheeled vehicles.
• Two wheeler sales include motorcycles, scooters, mopeds, and other similar vehicles.

• It is a segment of the automotive industry that focuses on two-wheeled vehicles.

• Two wheeler sales are influenced by factors such as fuel efficiency, affordability, and style.

• Popular two wheeler brands include Honda, Yamaha, Suzuki, and Harley-
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Q2. Whats is type of sales
Ans. 
Types of sales include direct sales, indirect sales, inside sales, outside sales, and online sales.
• Direct sales involve selling products or services directly to customers, such as door-to-door sales.

• Indirect sales involve selling products or services through intermediaries, such as wholesalers or retailers.

• Inside sales refer to sales made remotely, typically over the phone or through online channels.

• Outside sales invol...read more
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