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HDFC Bank fresher Interview Questions and Answers

Updated 13 Mar 2025

HDFC Bank fresher Interview Experiences

2 interviews found

fresher Interview Questions & Answers

user image Anonymous

posted on 13 Mar 2025

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
  • Q1. What do you bring to the table?
  • Ans. 

    I bring a strong work ethic, adaptability, and a passion for learning, which will contribute positively to your team.

    • Strong work ethic: I consistently meet deadlines and strive for excellence in every task.

    • Adaptability: I quickly adjust to new environments and challenges, as demonstrated during my internship where I learned new software in a week.

    • Passion for learning: I actively seek out opportunities for professional ...

  • Answered by AI
  • Q2. What is crr?
  • Ans. 

    CRR stands for Cash Reserve Ratio, a regulation set by central banks to control liquidity in the banking system.

    • CRR is the percentage of a bank's total deposits that must be held in reserve with the central bank.

    • For example, if the CRR is set at 4%, a bank with $100 million in deposits must keep $4 million in reserve.

    • CRR helps ensure that banks have enough liquidity to meet customer withdrawals and maintain stability.

    • C...

  • Answered by AI

fresher Interview Questions & Answers

user image Akshay Koli

posted on 19 Dec 2021

I applied via Naukri.com and was interviewed in Nov 2021. There was 1 interview round.

Interview Questionnaire 

3 Questions

  • Q1. What is Bank
  • Ans. 

    A bank is a financial institution that accepts deposits from the public and creates credit.

    • Banks provide various financial services such as loans, credit cards, and savings accounts.

    • They also offer investment services like mutual funds and stocks.

    • Banks make money by charging interest on loans and by investing the deposits they receive.

    • Examples of banks include JPMorgan Chase, Bank of America, and Wells Fargo.

  • Answered by AI
  • Q2. Explain HDFC full form
  • Ans. 

    HDFC stands for Housing Development Finance Corporation, a leading financial institution in India focused on housing finance.

    • Founded in 1977, HDFC was the first specialized mortgage company in India.

    • It provides a range of financial products including home loans, personal loans, and insurance.

    • HDFC has played a significant role in promoting home ownership in India.

    • The corporation has a strong presence in both urban and r...

  • Answered by AI
  • Q3. What is credit
  • Ans. 

    Credit is a financial term that refers to the ability of a borrower to obtain goods or services before payment, based on trust.

    • Credit is a form of borrowing money or obtaining goods or services with the promise to pay for them in the future.

    • It is based on trust and the belief that the borrower will fulfill their payment obligations.

    • Credit can be provided by banks, financial institutions, or individual lenders.

    • Examples ...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare a few questions
Speak clearly

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Interview questions from similar companies

I applied via Naukri.com

Interview Questionnaire 

4 Questions

  • Q1. What do you do? what have you done till now?
  • Q2. What is the industry meaning ?
  • Q3. Question about salary ?
  • Q4. What does banking means ?
  • Ans. 

    Banking refers to the business of accepting deposits and lending money.

    • Banking involves financial transactions such as deposits, withdrawals, and loans.

    • Banks provide various services such as savings accounts, checking accounts, credit cards, and mortgages.

    • Banks also offer investment services such as mutual funds, stocks, and bonds.

    • Banking is regulated by government agencies to ensure safety and stability of the financi...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - the interview was good.

I appeared for an interview before Sep 2019.

Interview Questionnaire 

8 Questions

  • Q1. 1 tell me about your self?
  • Ans. 

    I am a dedicated professional with a strong background in project management and a passion for continuous learning and teamwork.

    • Education: Graduated with a degree in Business Administration from XYZ University, where I developed strong analytical skills.

    • Experience: Worked as a project coordinator at ABC Company, successfully managing multiple projects and improving team efficiency by 20%.

    • Skills: Proficient in Microsoft...

  • Answered by AI
  • Q2. Why you want work at this company?
  • Q3. Why should I hire you?
  • Ans. 

    I bring a unique blend of skills, experience, and passion that aligns perfectly with your team's goals and values.

    • Proven track record of success in previous roles, such as increasing sales by 20% in my last position.

    • Strong analytical skills demonstrated through data-driven decision-making in project management.

    • Excellent communication abilities, evidenced by leading cross-functional teams to achieve project milestones.

    • A...

  • Answered by AI
  • Q4. If you are experience person----why are you looking for a job company change?
  • Q5. What are your salary requirements?
  • Q6. What is your ambition?
  • Ans. 

    My ambition is to grow as a professional, contribute meaningfully, and lead innovative projects that make a positive impact.

    • I aspire to take on leadership roles, guiding teams to success, like leading a project that improved efficiency by 30%.

    • I aim to continuously learn and adapt, pursuing certifications in my field to stay ahead of industry trends.

    • I want to mentor others, sharing knowledge and experiences to help them...

  • Answered by AI
  • Q7. How could be you contribute to our company if you're selected?
  • Ans. 

    I can leverage my skills and experience to drive innovation, enhance team collaboration, and contribute to achieving company goals.

    • Utilize my analytical skills to identify market trends and inform strategic decisions, as I did in my previous role by increasing sales by 20%.

    • Foster a collaborative team environment by organizing regular brainstorming sessions, similar to initiatives that improved project delivery times in...

  • Answered by AI
  • Q8. Finally do you have any questions to ask me

Interview Preparation Tips

Interview preparation tips for other job seekers - * Research the industry and company
* Clarify your are selling points ex:-(good
communication skills)
* And reason you the job
* Prepare for common interview questions
* Practice---practice---practice and be confident
At the time of interview time.

What people are saying about HDFC Bank

View All
considerablequail
Verified Icon
1w
works at
HDFC Bank
SWITCHING FROM RETAIL BRANCH BANKING TO KYC AML.
I'm working in a reputed private sector bank for 2.4 years. Previously I had worked on a different private bank for 5years in retail branch banking. In this 7.4 years I have gathered both operational and sales experience. My current cycle is about 6.75 LPA. Now I want to change from retail to KYC AML. I found it to be more authentic and where I can use my knowledge. All I have learned and gathered knowledge about banking, kyc, aml, customer handling, operations. But now all it comes down to is sales ,sales and sales. I don't know what I am doing.I don't want to do it any more. Frustrated about the daily sales . KYC AML is something I'm trying to get into.I'm taking preparations on it also. Studying Kyc process ,CIP, CDD,EDD, Transaction monitoring, screening, sanctions,OFAC, FATF, BASELnorms etc. But I don't know how to go about it in the job market. What type of questions will be asked? Will they even look into my CV? Interview rounds? Expected salary Any one out there plz help.
Got a question about HDFC Bank?
Ask anonymously on communities.

I applied via Internshala and was interviewed in Apr 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Why this job" the most common question that will be asked, you have to be prepared for it. And they will ask how you will prepare for the tasks

Interview Preparation Tips

Interview preparation tips for other job seekers - Talk technical words, don't just copy past from internet about hard work, goals. Talk technical words related to the job tell them your knowledge in a specific manner

I applied via Naukri.com and was interviewed in Dec 2020. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. Tell me about yourself
  • Q2. What do you know about banking/credit cards
  • Ans. 

    Banking involves managing financial transactions, while credit cards allow users to borrow money for purchases.

    • Banking involves depositing and withdrawing money, managing accounts, and providing loans.

    • Credit cards allow users to borrow money for purchases and pay it back with interest.

    • Credit cards often come with rewards programs or cash back incentives.

    • Credit card debt can accumulate quickly and lead to financial diff...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Telephonic interview and face to face interview was taken. Overall smooth interview process, and asked about credit cards and banking industry for interview questions

I applied via Naukri.com and was interviewed in Apr 2021. There were 3 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. BASIC LOAN PROCESS
  • Q2. Marketing

Interview Preparation Tips

Interview preparation tips for other job seekers - It's unofficial role..multiple loan
Are these interview questions helpful?

I applied via Company Website and was interviewed before Apr 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Case Study 
Round 3 - One-on-one 

(1 Question)

  • Q1. Good work this company

Interview Preparation Tips

Interview preparation tips for other job seekers - Good working this company last working this company
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
No response

I applied via Referral and was interviewed in Sep 2024. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Tell about yourself
  • Q2. What you did in previous role
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Job Portal and was interviewed in Mar 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(5 Questions)

  • Q1. My qualifications
  • Q2. My work experience
  • Q3. My last salary teck hom
  • Q4. My expected salary
  • Q5. WhyIam livef9r last company
  • Ans. 

    I left my last company because I was seeking new challenges and opportunities for growth.

    • Seeking new challenges and opportunities for growth

    • Desire for career advancement

    • Change in company culture or values

    • Relocation to a new area

    • Better work-life balance

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - This is the best job

HDFC Bank Interview FAQs

How to prepare for HDFC Bank fresher interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at HDFC Bank. The most common topics and skills that interviewers at HDFC Bank expect are Android, Back Office, Business Forecasting, Clustering and Telecalling.
What are the top questions asked in HDFC Bank fresher interview?

Some of the top questions asked at the HDFC Bank fresher interview -

  1. What is B...read more
  2. What is cre...read more
  3. what do you bring to the tab...read more

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Overall Interview Experience Rating

5/5

based on 2 interview experiences

HDFC Bank fresher Salary
based on 29 salaries
₹1.4 L/yr - ₹4 L/yr
7% less than the average fresher Salary in India
View more details

HDFC Bank fresher Reviews and Ratings

based on 7 reviews

4.3/5

Rating in categories

4.3

Skill development

4.2

Work-life balance

4.0

Salary

4.3

Job security

4.5

Company culture

4.0

Promotions

4.3

Work satisfaction

Explore 7 Reviews and Ratings
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