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HDFC Bank Credit Officer Interview Questions and Answers for Experienced

Updated 9 Apr 2025

HDFC Bank Credit Officer Interview Experiences for Experienced

7 interviews found

Credit Officer Interview Questions & Answers

user image Anonymous

posted on 9 Apr 2025

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in Mar 2025, where I was asked the following questions.

  • Q1. What is the banking policy related to working professionals?
    • Add your answer
  • Q2. Foir policy for personal loan details
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Good culture

Credit Officer Interview Questions & Answers

user image akshay nagdeve

posted on 19 Oct 2024

Interview experience
3
Average
Difficulty level
Hard
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Sep 2024. There were 2 interview rounds.

Round 1 - Aptitude Test 

Verbal and novarbal questions

Round 2 - HR 

(2 Questions)

  • Q1. About your self?
    • Add your answer
  • Q2. Tell about your previous experience?
    • Add your answer

Interview Preparation Tips

Topics to prepare for HDFC Bank Credit Officer interview:
  • Previous experience
Interview preparation tips for other job seekers - knowledge about your previous experience

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Credit Officer Interview Questions & Answers

user image Anonymous

posted on 30 Apr 2024

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Oct 2023. There were 5 interview rounds.

Round 1 - Group Discussion 

Oral communication with Hindi marathi

Round 2 - Assignment 

Courcess assignment completed

Round 3 - Reference 

(3 Questions)

  • Q1. Joined in reference basis
    • Add your answer
  • Q2. Your responsibility reference
    • Add your answer
  • Q3. Direct joining with senior based
    • Add your answer
Round 4 - One-on-one 

(1 Question)

  • Q1. No any questions by reference
    • Add your answer
Round 5 - Technical 

(1 Question)

  • Q1. Be the best technical knowledge
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Ask meaning please check single day reference basis joining

What people are saying about HDFC Bank

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yoyoyo
Verified Icon
3d
works at
HDFC Bank
Need suggestion for betterment
I am 32, having experience of 7 years in working capital vertical, have been stuck in my present job due to family issues. It is really difficult for me to relocate to any other city and I am not getting enough response in my present location in the same vertical in other companies. Salary is really low (Present CTC is 4.01 L) and struggling to survive in daily life expenses. Kindly suggest.
Got a question about HDFC Bank?
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Credit Officer Interview Questions & Answers

user image Anonymous

posted on 6 Nov 2023

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Jan 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.
View all tips
Round 2 - HR 

(5 Questions)

  • Q1. ARE YOU OK TO WORK ANOTHER PLACE
  • Ans. 

    I'm Ok To Work Another Place

    • Answered Anonymously
    Add your answer
  • Q2. ARE STATISY WITH IS OFFER
    • Add your answer
  • Q3. You Have to stay given your location only
  • Ans. 

    I Will Stay At Near To Given Location Only

    • Answered Anonymously
    Add your answer
  • Q4. Your travel allowances will come from your location
  • Ans. 

    My Travel Allowance Will Come From My Location

    • Answered Anonymously
    Add your answer
  • Q5. You have to go Branch daily and attendance
  • Ans. I will Go daily To Branch
    • Answered Anonymously
    Add your answer

HDFC Bank interview questions for designations

 Senior Credit Officer

 (1)

 Credit Manager

 (52)

 Credit Analyst

 (2)

 Credit Underwriter

 (1)

 Senior Manager Credit

 (4)

 Credit Risk Analyst

 (2)

 Assistant Credit Manager

 (1)

 Branch Credit Manager

 (1)

Credit Officer Interview Questions & Answers

user image Anonymous

posted on 24 Dec 2021

Interview Questionnaire 

1 Question

  • Q1. How can you verify borrow house?
  • Ans. 

    To verify a borrower's house, you can use various methods such as conducting property inspections, reviewing property documents, and checking property ownership records.

    • Conduct property inspections to physically verify the existence and condition of the house.

    • Review property documents like title deeds, sale agreements, and property tax receipts to ensure the borrower's ownership.

    • Check property ownership records at the ...

    • Answered by AI
    View 6 more answers

Interview Preparation Tips

Interview preparation tips for other job seekers - I think any applicant interview time only usage own previous experience.
Interviewer asked all questions of previous experience.

Credit Officer Interview Questions & Answers

user image Anonymous

posted on 19 Feb 2022

Round 1 - HR 

(1 Question)

  • Q1. What are your strengths and weaknesses?
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Never be nervous and be confident whatever questions asked by HR

Credit Officer Interview Questions & Answers

user image Anonymous

posted on 3 Apr 2022

I applied via Approached by Company and was interviewed before Apr 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(5 Questions)

  • Q1. What is your family background?
    • Add your answer
  • Q2. Share details of your previous job.
    • Add your answer
  • Q3. Why are you looking for a change?
    • Add your answer
  • Q4. What are your strengths and weaknesses?
    • Add your answer
  • Q5. Tell me about yourself.
    • Add your answer
Round 3 - HR 

(1 Question)

  • Q1. What are your salary expectations?
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Offer emotional support. One of the first thing that can do to help a job seeker is to emotional support

Interview questions from similar companies

Sales Officer Interview Questions & Answers

Yes Bank user image Vishal Gound

posted on 23 Jan 2022

I applied via Referral and was interviewed before Jan 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. What is your strength, why would we hire you
  • Ans. I just simply tell my strengths in my words and be original Do not try to make them realise that u r faking something
    • Answered by Vishal Gound
    Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Just be original and confident. Make them believe that you are the one for whom they are searching for .

Sales Officer Interview Questions & Answers

Ujjivan Small Finance Bank user image Anonymous

posted on 7 Dec 2021

I applied via Recruitment Consultant and was interviewed before Dec 2020. There was 1 interview round.

Interview Questionnaire 

6 Questions

  • Q1. High salary
    • Add your answer
  • Q2. High salary of good
    • Add your answer
  • Q3. Good job high salary
    • Add your answer
  • Q4. Good job this company
    • Add your answer
  • Q5. High salary of good job this company
    • Add your answer
  • Q6. Hi ma DEWASHISH KUMAR SHARMA
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - high salary of good job

Credit Manager Interview Questions & Answers

Ujjivan Small Finance Bank user image

posted on 21 Jul 2021

Interview Questionnaire 

2 Questions

  • Q1. Basic questions from credit
    • Add your answer
  • Q2. Simple one
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Great experience
More about working at HDFC Bank
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HDFC Bank Interview FAQs

How many rounds are there in HDFC Bank Credit Officer interview for experienced candidates?
HDFC Bank interview process for experienced candidates usually has 2-3 rounds. The most common rounds in the HDFC Bank interview process for experienced candidates are HR, Resume Shortlist and One-on-one Round.
How to prepare for HDFC Bank Credit Officer interview for experienced candidates?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at HDFC Bank. The most common topics and skills that interviewers at HDFC Bank expect are Channel Partners, Communication Skills, Finance, Financial Services and Front Office.
What are the top questions asked in HDFC Bank Credit Officer interview for experienced candidates?

Some of the top questions asked at the HDFC Bank Credit Officer interview for experienced candidates -

  1. How can you verify borrow hou...read more
  2. I have done my computer science engineering diplo...read more
  3. What is the banking policy related to working professiona...read more

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HDFC Bank Interviews By Designations

Interview Questions for Popular Designations

HDFC Bank Credit Officer Interview Process for Experienced

based on 4 interviews

1 Interview rounds

  • HR Round
View more

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HDFC Bank Credit Officer Salary
based on 252 salaries
₹1.2 L/yr - ₹4 L/yr
30% less than the average Credit Officer Salary in India
View more details

HDFC Bank Credit Officer Reviews and Ratings

based on 283 reviews

4.3/5

Rating in categories

4.1

Skill development

4.1

Work-life balance

3.4

Salary

4.2

Job security

4.0

Company culture

3.1

Promotions

4.0

Work satisfaction

Explore 283 Reviews and Ratings
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