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HDFC Bank Credit Manager Interview Questions, Process, and Tips

Updated 16 Nov 2024

Top HDFC Bank Credit Manager Interview Questions and Answers

  • Q1. If a client comes to take a loan & he haven't got any type of documents with him (primary or secondary), how will you deal with him? & Tell me first 5 things come ...read more
  • Q2. A client comes & he wants a big loan to fund his long-term project, what kind of documents/information you will check & how will you deal with him?
  • Q3. What kind of information/documents you will check before senction of loan?
View all 25 questions

HDFC Bank Credit Manager Interview Experiences

52 interviews found

I applied via Referral and was interviewed in Mar 2021. There were 6 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Starting with some common questions where you need to tell about yourself. Then it accelerated with product knowledge and awareness about the position you are applying for and it ended with a satisfactory ...

Interview Preparation Tips

Interview preparation tips for other job seekers - No matter where you give an interview always prepare for the universal question ie Tell me something about yourself. While answering this mention your demographic details , your ambitions , your visions , your ambitions , you as a person , in short, make them stop you , you don't stop telling about yourself. Prepare for the questions related to company history , product knowledge , the position you are applying for and some extra questions like scenario handling. Your preparation and your knowledge can beat any odds and surely will get you the job.

I applied via Campus Placement and was interviewed before Jun 2021. There were 2 interview rounds.

Round 1 - Aptitude Test 

Aptitude was based on mental ability and quants and also grammar

Round 2 - One-on-one 

(1 Question)

  • Q1. Basic questions like tell about urself About the bank How do u value a person for loans

Interview Preparation Tips

Interview preparation tips for other job seekers - I haven't started my job yet, looking forward for a great future with the bank

Credit Manager Interview Questions Asked at Other Companies

asked in HDFC Bank
Q1. If a client comes to take a loan & he haven't got any type of ... read more
asked in ICICI Bank
Q2. What are the most important ratios to analyse the balance sheet a ... read more
asked in HDFC Bank
Q3. A client comes & he wants a big loan to fund his long-term pr ... read more
asked in ICICI Bank
Q4. Which clauses are important in 3CD while sanctioning loan
asked in ICICI Bank
Q5. What are the key skills of credit manager?

Interview Questionnaire 

1 Question

  • Q1. Monetory policy of RBI
  • Ans. 

    RBI's monetary policy regulates the supply and cost of money in the economy.

    • RBI uses various tools like repo rate, reverse repo rate, CRR, SLR, etc. to control inflation and maintain economic stability.

    • Repo rate is the rate at which RBI lends money to commercial banks, while reverse repo rate is the rate at which it borrows from them.

    • CRR (Cash Reserve Ratio) is the percentage of deposits that banks have to keep with RB...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Good for learning. Core finance based.

I applied via Referral and was interviewed before Jan 2021. There were 4 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Interview questions
  • Q2. Interview for LAP Department will be basic from your past relevant experience as well as Financials ratios like DSCR, int coverage, cash profits, quasi capitals and how you understand mortgage products

Interview Preparation Tips

Interview preparation tips for other job seekers - Hdfc Bank is good to explore your areas of finnlance basically Loans both secured and unsecured

HDFC Bank interview questions for designations

 Senior Manager Credit

 (4)

 Assistant Credit Manager

 (1)

 Branch Credit Manager

 (1)

 Credit Officer

 (11)

 Credit Analyst

 (2)

 Credit Underwriter

 (1)

 Credit Risk Analyst

 (2)

 Senior Credit Officer

 (1)

I applied via Recruitment Consulltant and was interviewed in Aug 2021. There was 1 interview round.

Round 1 - Direct 

(1 Question)

  • Q1. Profile related mainly

Interview Preparation Tips

Interview preparation tips for other job seekers - If you a workoholic then this is the best company for you else stay away

Get interview-ready with Top HDFC Bank Interview Questions

I applied via Referral and was interviewed before Feb 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Previous work experience
Round 3 - Aptitude Test 

Online test

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident everything is nice and if they need you you are going to hired no matter what

Credit Manager Jobs at HDFC Bank

View all

I applied via LinkedIn and was interviewed before Dec 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. If someone approaches you with a loan application then how would you decide whether to lend or not?
  • Ans. 

    I would assess the applicant's creditworthiness based on their credit history, income, and debt-to-income ratio.

    • Check the applicant's credit score and credit report

    • Verify their income and employment status

    • Calculate their debt-to-income ratio

    • Consider any past delinquencies or bankruptcies

    • Assess the purpose of the loan and the likelihood of repayment

    • Review any collateral offered as security

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - averagely easy because generally, they are more willing for the candidate to join the company than the candidate.
If anybody knows the cons of working in the Indian private sector banks then he will never join or will not fall into the trap of a lucrative salary. Because the exit options from such roles are not good.

I applied via Referral and was interviewed in Dec 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. About Accounting standard and basic

Interview Preparation Tips

Interview preparation tips for other job seekers - Positive attitude

Credit Manager Interview Questions & Answers

user image Surendra Vikram Singh

posted on 28 Nov 2021

I applied via Referral and was interviewed before Nov 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Regarding previous experience with organisation. Things related to same.

Interview Preparation Tips

Interview preparation tips for other job seekers - Before hand get some idea about the job role ask you refrences. Do your homework and dont be shy for asking questions beforehand to maximise the knowlegdge.

I applied via Referral and was interviewed before Sep 2020. There were 3 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Financial analysis related questions
  • Q2. Just answer what you have learnt during the course of your studies

Interview Preparation Tips

Interview preparation tips for other job seekers - Be honest in your answers. If you dont know dont fluke

HDFC Bank Interview FAQs

How many rounds are there in HDFC Bank Credit Manager interview?
HDFC Bank interview process usually has 2-3 rounds. The most common rounds in the HDFC Bank interview process are Resume Shortlist, One-on-one Round and HR.
How to prepare for HDFC Bank Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at HDFC Bank. The most common topics and skills that interviewers at HDFC Bank expect are Credit Management, Credit Underwriting, Credit Appraisal, Credit Analysis and Credit Policy.
What are the top questions asked in HDFC Bank Credit Manager interview?

Some of the top questions asked at the HDFC Bank Credit Manager interview -

  1. If a client comes to take a loan & he haven't got any type of documents with hi...read more
  2. A client comes & he wants a big loan to fund his long-term project, what kind o...read more
  3. What kind of information/documents you will check before senction of lo...read more
How long is the HDFC Bank Credit Manager interview process?

The duration of HDFC Bank Credit Manager interview process can vary, but typically it takes about less than 2 weeks to complete.

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HDFC Bank Credit Manager Interview Process

based on 12 interviews in last 1 year

2 Interview rounds

  • One-on-one Round
  • Technical Round
View more

People are getting interviews through

based on 42 HDFC Bank interviews
Referral
Campus Placement
Job Portal
WalkIn
Company Website
38%
24%
17%
5%
2%
14% candidates got the interview through other sources.
High Confidence
?
High Confidence means the data is based on a large number of responses received from the candidates.
HDFC Bank Credit Manager Salary
based on 2.7k salaries
₹3.5 L/yr - ₹14 L/yr
10% more than the average Credit Manager Salary in India
View more details

HDFC Bank Credit Manager Reviews and Ratings

based on 533 reviews

3.1/5

Rating in categories

3.0

Skill development

2.5

Work-Life balance

2.8

Salary & Benefits

3.8

Job Security

2.6

Company culture

2.4

Promotions/Appraisal

2.5

Work Satisfaction

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