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HDFC Bank Credit Manager Interview Questions, Process, and Tips
Top HDFC Bank Credit Manager Interview Questions and Answers
- Q1. If a client comes to take a loan & he haven't got any type of documents with him (primary or secondary), how will you deal with him? & Tell me first 5 things come ...read more
- Q2. A client comes & he wants a big loan to fund his long-term project, what kind of documents/information you will check & how will you deal with him?
- Q3. What kind of information/documents you will check before senction of loan?
HDFC Bank Credit Manager Interview Experiences
52 interviews found
Anonymous
I applied via Referral and was interviewed in Feb 2022. There were 2 interview rounds.
(1 Question)
- Q1. Tell something about yourself.
Interview Preparation Tips
- Personal Loans
Selected
I applied via Recruitment Consulltant and was interviewed before Jun 2022. There were 4 interview rounds.
(1 Question)
- Q1. Basic general details about yourself.
Generate financial knowledge and leadership skill related questions.
(2 Questions)
- Q1. They may ask about the company. Your overall experience related general questions.
- Q2. At last discussion on salary.
Interview Preparation Tips
Selected
I applied via campus placement at Indian Institute of Management (IIM), Sambalpur and was interviewed before Sep 2022. There were 3 interview rounds.
Psychometric test was done using Gamification. Logical thinking as well as Aptitude test.
(1 Question)
- Q1. Interviewer asked about previous work ex and internships
Interview Preparation Tips
What people are saying about HDFC Bank
I applied via Walk-in and was interviewed before Oct 2021. There were 2 interview rounds.
(2 Questions)
- Q1. About yourself & about sector knowledge
- Q2. Do you any related to your department knowledge
Interview Preparation Tips
HDFC Bank interview questions for designations
I applied via Referral and was interviewed before Aug 2021. There were 2 interview rounds.
(1 Question)
- Q1. About my study background, family background,past experience, technical knowledge
Interview Preparation Tips
- Financial Analysis
- Credit Analysis
- Credit Appraisal
- Underwriting
- KYC
- Cibil
Get interview-ready with Top HDFC Bank Interview Questions
Selected
I applied via Referral and was interviewed before Jul 2022. There were 3 interview rounds.
(2 Questions)
- Q1. About banking, about underwriting loans
- Q2. Cibil related questions
Mcq related to banking, reasoning, english
Interview Preparation Tips
Credit Manager Jobs at HDFC Bank
CA J P Gupta
(1 Question)
- Q1. Just asked about ratios and balance sheet profit and loss
Interview Preparation Tips
Sasidhar Annabhatula
I applied via Referral and was interviewed in Jul 2021. There were 4 interview rounds.
Interview Questionnaire
3 Questions
- Q1. Tell me about yourself?
- Q2. How do lending policies work out?
- Ans.
Lending policies are guidelines set by financial institutions to determine who can borrow money and under what conditions.
Lending policies are based on factors such as credit score, income, debt-to-income ratio, and collateral.
Financial institutions use lending policies to manage risk and ensure that borrowers are able to repay their loans.
Lending policies may vary depending on the type of loan and the institution offe...
- Q3. Do you have any information about tractors?
- Ans.
Yes, I have some information about tractors.
I know that tractors are commonly used in agriculture for plowing, tilling, and planting.
Tractors come in different sizes and types, such as utility tractors, row-crop tractors, and compact tractors.
I am aware that some tractors are equipped with attachments like loaders, backhoes, and mowers.
I also know that tractors require regular maintenance and repairs to ensure their op
Interview Preparation Tips
Selected
I applied via Campus Placement and was interviewed before May 2022. There were 3 interview rounds.
(1 Question)
- Q1. What ratios will you check before granting a loan to a company?
- Ans.
I will check liquidity, profitability, and solvency ratios before granting a loan to a company.
Liquidity ratios such as current ratio and quick ratio to ensure the company has enough short-term assets to cover its liabilities
Profitability ratios such as return on assets and return on equity to assess the company's ability to generate profits
Solvency ratios such as debt-to-equity ratio and interest coverage ratio to eva...
(1 Question)
- Q1. What challenges have you face in your previous job and how did you overcome it?
- Ans.
In my previous job, I faced challenges with late payments from clients. I overcame it by implementing a stricter credit policy and improving communication with clients.
Implemented a stricter credit policy to ensure timely payments
Improved communication with clients to understand their payment capabilities and negotiate payment plans
Worked closely with the sales team to ensure that credit policies were communicated clea...
I applied via Referral and was interviewed in Oct 2021. There were 2 interview rounds.
Logical reasoning, English grammar, Personality test and mathematics
Interview Preparation Tips
HDFC Bank Interview FAQs
Some of the top questions asked at the HDFC Bank Credit Manager interview -
The duration of HDFC Bank Credit Manager interview process can vary, but typically it takes about less than 2 weeks to complete.
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HDFC Bank Credit Manager Interview Process
based on 12 interviews in last 1 year
2 Interview rounds
- One-on-one Round
- Technical Round
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HDFC Bank Credit Manager Reviews and Ratings
based on 533 reviews
Rating in categories
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Deputy Manager
15.1k
salaries
|  ₹2 L/yr - ₹8.3 L/yr |
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Manager
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| ₹5 L/yr - ₹14.5 L/yr |
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Assistant Manager
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| ₹1.8 L/yr - ₹7.2 L/yr |
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Relationship Manager
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| ₹2.4 L/yr - ₹12.8 L/yr |
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Senior Manager
6.1k
salaries
| ₹8 L/yr - ₹25 L/yr |
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