HDB Financial Services
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I applied via Naukri.com and was interviewed before Aug 2023. There were 3 interview rounds.
He gave me some aptitude related logical reasoning and some basic mathematics questions i suppose anyone can do that
EMI can be calculated using the formula: EMI = [P x R x (1+R)^N] / [(1+R)^N-1]
EMI stands for Equated Monthly Installment
EMI calculation involves principal amount, interest rate, and loan tenure
Formula for EMI calculation: EMI = [P x R x (1+R)^N] / [(1+R)^N-1]
Example: If the principal amount is $100,000, interest rate is 10% per annum, and loan tenure is 5 years, EMI = [$100,000 x 0.10 x (1+0.10)^60] / [(1+0.10)^60-1]
EMIs can be calculated using the formula: EMI = [P x R x (1+R)^N] / [(1+R)^N-1]
EMI = Equated Monthly Installment
P = Principal loan amount
R = Monthly interest rate (annual rate divided by 12)
N = Number of EMIs or loan tenure
Use the above formula to calculate EMIs for a given loan amount, interest rate, and tenure
My career goal is to become a senior CRM executive in a reputable company, where I can utilize my skills to drive customer engagement and loyalty.
Continue to develop my expertise in CRM strategies and technologies
Lead successful CRM campaigns that drive customer retention and satisfaction
Collaborate with cross-functional teams to optimize customer experiences
Seek opportunities for professional growth and advancement wi
I have a strong background in CRM strategy and implementation, with a proven track record of driving customer engagement and increasing revenue.
I have X years of experience in CRM roles, including implementing successful CRM strategies at my previous company.
I have a deep understanding of customer behavior and segmentation, allowing me to tailor CRM campaigns for maximum impact.
I have consistently met or exceeded KPIs ...
Experienced CRM Executive with a strong background in customer relationship management and data analysis.
Over 5 years of experience in CRM roles
Proficient in CRM software such as Salesforce and HubSpot
Skilled in analyzing customer data to improve retention and engagement
Successfully implemented targeted marketing campaigns to increase customer loyalty
Strong communication and interpersonal skills
Financial services refer to services provided by the finance industry, including banking, investment, insurance, and more.
Financial services encompass a wide range of services provided by the finance industry
Examples include banking services, investment services, insurance services, and financial planning services
These services help individuals and businesses manage their money, assets, and investments
Financial service...
I was interviewed in Jan 2025.
What people are saying about HDB Financial Services
Need to discuss on self intro & need to speak on any one topic
HDB Financial Services interview questions for popular designations
I applied via Referral and was interviewed before Nov 2022. There were 2 interview rounds.
Get interview-ready with Top HDB Financial Services Interview Questions
posted on 19 Oct 2024
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It is learning for so many things
Group discussion process done
I applied via Walk-in and was interviewed in Oct 2024. There was 1 interview round.
I applied via Indeed and was interviewed in Oct 2024. There was 1 interview round.
AMC stands for Asset Management Company, which is a company that manages mutual funds by investing the pooled funds of investors.
AMCs manage mutual funds by investing in various securities such as stocks, bonds, and money market instruments.
They charge a fee for managing the funds, known as the expense ratio.
Examples of AMCs include Vanguard, Fidelity, and BlackRock.
Large cap, mid cap, and small cap refer to the market capitalization of companies, with large cap being the largest and small cap being the smallest.
Large cap companies have a market capitalization typically over $10 billion, such as Apple or Microsoft.
Mid cap companies have a market capitalization between $2 billion and $10 billion, such as Chipotle or Etsy.
Small cap companies have a market capitalization typically un...
A mutual fund is a professionally managed investment fund that pools money from many investors to purchase securities.
Mutual funds are managed by professional fund managers
Investors pool their money to invest in a diversified portfolio of securities
Mutual funds offer diversification, liquidity, and professional management
Types of mutual funds include equity funds, bond funds, and money market funds
Current to write off refers to the amount of debt that is deemed uncollectible and removed from the books.
Current to write off is typically determined based on the age of the debt and the likelihood of collection.
It is important for collection associates to regularly review and update the current to write off amount.
Examples of factors that may contribute to a debt being written off include bankruptcy of the debtor or
I applied via Walk-in and was interviewed in Sep 2024. There were 3 interview rounds.
I conduct collections by contacting customers, negotiating payment plans, and documenting all interactions.
Contact customers via phone, email, or mail to discuss outstanding balances
Negotiate payment plans based on customer's financial situation
Document all interactions and agreements made with customers
Follow up with customers on payment deadlines and provide assistance as needed
What qualities do you have that we should offer you this?
I have extensive knowledge about the system used for collections, including software, processes, and regulations.
I am proficient in using collection software to track accounts and communicate with debtors.
I understand the legal regulations surrounding debt collection practices.
I am familiar with the process of skip tracing to locate debtors who have moved or changed contact information.
The duration of HDB Financial Services interview process can vary, but typically it takes about less than 2 weeks to complete.
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