HDB Financial Services
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I applied via Walk-in and was interviewed before Aug 2021. There was 1 interview round.
I applied via Referral and was interviewed before Jul 2021. There were 3 interview rounds.
General awareness and competitive test
I applied via Company Website and was interviewed before May 2021. There was 1 interview round.
I applied via Referral and was interviewed in Nov 2019. There was 1 interview round.
I applied via Referral and was interviewed in Sep 2019. There were 3 interview rounds.
Operations focus on internal processes while sales focus on external revenue generation.
Operations involve managing resources, logistics, and production processes.
Sales involve identifying and pursuing potential customers, negotiating deals, and generating revenue.
Operations ensure efficient and effective use of resources while sales ensure revenue growth.
Examples of operations include supply chain management, inventor...
NRE and NRO accounts are types of bank accounts for non-resident Indians.
NRE stands for Non-Resident External account, which is a rupee-denominated account that allows NRIs to transfer foreign earnings to India and earn tax-free interest.
NRO stands for Non-Resident Ordinary account, which is a savings or current account that allows NRIs to manage their income earned in India and abroad.
NRO accounts have taxable interes...
KYC docs required to open a current account
Identity proof - Aadhaar card, PAN card, Passport, Voter ID card
Address proof - Aadhaar card, Passport, Utility bills, Bank statement
Passport size photograph
Business proof - GST registration certificate, Trade license, etc.
PAN card of the business entity
KYC declaration form
I applied via Walk-in and was interviewed before Jun 2020. There was 1 interview round.
I applied via Naukri.com and was interviewed before Sep 2021. There were 2 interview rounds.
Banking is the business of accepting deposits and lending money. Profitability is the ability to generate revenue in excess of expenses.
Banks make money by charging interest on loans and earning fees for services like account maintenance and transactions.
Profitability is important for banks to remain financially stable and able to provide loans to customers.
Factors that affect profitability include interest rates, loan...
I applied via Approached by Company and was interviewed before Sep 2021. There was 1 interview round.
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