Fusion Microfinance Branch Development Executive Interview Questions and Answers

Q1. Kisi bhi employee ko selection k time sabhi condition batye jay
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Q2. Jis bhi staff ka interview ho usko company ka work khul k bataya jay
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Q3. Jo bhi other company k employee ka interview liya jay usi time uska previous work palace ka history and cb chek kiya jay uske baad hi joining di jay
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Uska nature kaisa hai kya hum jis feild k liye usko bharti kar rai hai kya bo is kaam ko kar sakta

Employee ka interview lete time sabhi ka ek group discussion hona chye

Q1. Ab jab campany digital process follow kar rai hai too candidate technical hi hona chye iska bhi ek test liya jay
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Q2. Company k jo bhi roule hai ispe agar candidate follow kar raha hai tabhi uska final selection kiya jay
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Employees ko interview k time hi sabhi hr policy clear kar dena chye koi bhi aisi baat na bataye jo Employee jab branch pauche too ye bolo ki humko ye cheez na batayegai

Q1. How can we get growth
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Q1. How can we get growth
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Q2. How can we get growth?
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Q1. SELF INTERACTION EDUCATION DETAILS
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Q2. WORK EXPERIENCE PERFORMANCE DETAILS
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Basic maths and common science exam

Q1. Inroduce urself
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Q2. What is loan procurement
Ans. 
Loan procurement is the process of obtaining a loan from a financial institution or lender.
• Involves submitting an application for a loan

• Includes providing necessary documentation such as income verification and credit history

• May require meeting certain eligibility criteria set by the lender

• Can involve negotiating loan terms and interest rates

• Examples: applying for a mortgage, car loan, or personal loan
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Branch how maintenan

Q1. What is the branch manager responsibility
Ans. 
Branch manager responsibilities include overseeing daily operations, managing staff, ensuring customer satisfaction, and meeting financial goals.
• Overseeing daily operations of the branch

• Managing and leading branch staff

• Ensuring customer satisfaction and resolving customer complaints

• Meeting financial goals and targets set by the organization

• Developing and implementing strategies to increase branch profitability

• Maintaini...read more
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Q2. How to handling team
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Handling a team involves effective communication, setting clear goals, providing support, and fostering a positive work environment.
• Communicate openly and regularly with team members to ensure everyone is on the same page.

• Set clear goals and expectations for each team member to work towards.

• Provide support and resources to help team members succeed in their roles.

• Foster a positive work environment by recognizing and re...read more
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Q1. Communication skills
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Q2. Customer service
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Q1. Cash handling management
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Q2. Branch maintenance
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Q1. Please, tell me about yourself
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Q2. Please, tell me about previous profile
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Q1. Previous work details
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Q2. Why want to change
Ans. 
Seeking new challenges and growth opportunities in a larger organization.
• Desire for career advancement

• Interest in taking on more responsibilities

• Looking for a change in work environment

• Seeking better compensation or benefits

• Wanting to work for a more reputable company
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Q3. How to evaluate a customer for credit worthiness
Ans. 
Evaluate customer credit worthiness by analyzing financial history, credit score, income, and payment behavior.
• Check credit score and credit history

• Analyze income and employment stability

• Review payment behavior on previous debts

• Consider debt-to-income ratio

• Look for any outstanding loans or bankruptcies

• Evaluate the length of credit history
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Q4. Situation based question
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Q5. Why want to join hdb
Ans. 
I want to join HDB because of its strong reputation in the industry and the opportunities for growth and development.
• HDB has a strong reputation in the industry for providing excellent financial services

• I am impressed by HDB's commitment to employee growth and development

• I believe that my skills and experience align well with the values and goals of HDB
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Personal and Job related test

Q1. Personal and work experience detail
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Q1. Job and salary discussion
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Q1. Document verification
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