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SMFG India Credit Territory Credit Manager Interview Questions and Answers

Updated 25 Jun 2024

SMFG India Credit Territory Credit Manager Interview Experiences

1 interview found

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Dec 2023. There were 3 interview rounds.

Round 1 - HR 

(2 Questions)

  • Q1. Work experience
  • Q2. Team handling capacity
Round 2 - Case Study 

Work process & policies

Round 3 - Technical 

(2 Questions)

  • Q1. Excel Knowledge
  • Q2. Understanding about the Industrie

Interview Preparation Tips

Interview preparation tips for other job seekers - It's a very good Company & Hard workers only Join this company

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
-
Result
Selected Selected

I applied via Company Website and was interviewed before Dec 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Market risk vs Business Risk
  • Ans. 

    Market risk is the risk of financial loss due to changes in market conditions, while business risk is the risk of financial loss due to factors specific to a company's operations.

    • Market risk is external and beyond the control of the company, while business risk is internal and can be managed by the company.

    • Market risk includes factors such as interest rates, inflation, and currency fluctuations, while business risk inc...

  • Answered by AI
  • Q2. What is cibil and how it help to judge the case
  • Ans. 

    CIBIL is a credit information company that maintains credit records of individuals and businesses to help lenders assess creditworthiness.

    • CIBIL stands for Credit Information Bureau (India) Limited

    • It collects and maintains credit information of individuals and businesses

    • Lenders use CIBIL reports to assess the creditworthiness of borrowers

    • CIBIL score ranges from 300 to 900, with higher scores indicating better creditwort...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Best of luck if you wanna taste success in short time join the company

I applied via Company Website and was interviewed before Dec 2020. There was 1 interview round.

Interview Questionnaire 

3 Questions

  • Q1. What is finance Company
  • Ans. 

    A finance company is a financial institution that provides loans, investments, and other financial services to individuals and businesses.

    • Finance companies specialize in providing loans and credit to customers who may not qualify for traditional bank loans.

    • They may also offer leasing and financing options for businesses to acquire equipment and vehicles.

    • Examples of finance companies include American Express, Capital On...

  • Answered by AI
  • Q2. What is your work in this company
  • Q3. To whom will you give loan on what terms?
  • Ans. 

    I will give loans to individuals and businesses with good credit history and stable income on reasonable terms.

    • I will consider credit score and payment history of the borrower

    • I will also look at the borrower's income and employment stability

    • For businesses, I will consider their financial statements and business plan

    • I will offer reasonable interest rates and repayment terms based on the borrower's creditworthiness

    • I will...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - I am properly experienced in this field .

I applied via Naukri.com and was interviewed before Apr 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(1 Question)

  • Q1. Tell me about yourself.

Interview Preparation Tips

Interview preparation tips for other job seekers - Total 2 round HR and product head
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Jan 2024. There were 2 interview rounds.

Round 1 - Group Discussion 

Senior check my knowledge

Round 2 - HR 

(1 Question)

  • Q1. Salary negotiations

Interview Preparation Tips

Interview preparation tips for other job seekers - No advice
Interview experience
5
Excellent
Difficulty level
Hard
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Recruitment Consulltant and was interviewed in Mar 2024. There was 1 interview round.

Round 1 - Interview 

(3 Questions)

  • Q1. My experience asking
  • Q2. 12 years team leader
  • Q3. Why your change the company

Interview Preparation Tips

Interview preparation tips for other job seekers - 12 years
Interview experience
1
Bad
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed before Dec 2023. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. Tell me about projects you have done so far
  • Q2. What python packages do what?

Interview Preparation Tips

Interview preparation tips for other job seekers - Be yourself. Prepare if your technical is with senior manager. Anyone above them are non tech.
Interview experience
3
Average
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview before Feb 2024.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Nothing asked technical questions
  • Q2. Only asked about project

Interview Preparation Tips

Interview preparation tips for other job seekers - Try to find better job into the industry because you will hardly able to work on machine learning
Interview experience
4
Good
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in May 2024. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. Previous job roles
  • Ans. 

    I have held various roles in credit management, including Credit Analyst, Collections Specialist, and Credit Supervisor.

    • Credit Analyst role involved assessing creditworthiness of customers and making recommendations for credit limits.

    • Collections Specialist role focused on contacting customers with overdue accounts and negotiating payment plans.

    • Credit Supervisor role involved overseeing a team of credit analysts and col...

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

Please assign the aptitude test

Round 3 - HR 

(5 Questions)

  • Q1. How to build to manappuram carrier
  • Ans. 

    To build a career at Manappuram, one should focus on gaining relevant experience, acquiring necessary skills, networking, and demonstrating leadership qualities.

    • Gain relevant experience in the financial industry

    • Acquire necessary skills such as financial analysis, risk management, and leadership

    • Network with professionals in the industry and attend industry events

    • Demonstrate leadership qualities through taking on challen...

  • Answered by AI
  • Q2. How much salary
  • Q3. Business achievement
  • Q4. Salary discussion
  • Q5. Employee rules and regulations

Interview Preparation Tips

Interview preparation tips for other job seekers - Please accept my attitude test request

SMFG India Credit Interview FAQs

How many rounds are there in SMFG India Credit Territory Credit Manager interview?
SMFG India Credit interview process usually has 3 rounds. The most common rounds in the SMFG India Credit interview process are HR, Case Study and Technical.
How to prepare for SMFG India Credit Territory Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at SMFG India Credit. The most common topics and skills that interviewers at SMFG India Credit expect are Underwriting, Home Loans, Credit, Credit Management and Credit Underwriting.
What are the top questions asked in SMFG India Credit Territory Credit Manager interview?

Some of the top questions asked at the SMFG India Credit Territory Credit Manager interview -

  1. Understanding about the Indust...read more
  2. Team handling capac...read more
  3. Excel Knowle...read more

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SMFG India Credit Territory Credit Manager Interview Process

based on 1 interview

Interview experience

5
  
Excellent
View more

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SMFG India Credit Territory Credit Manager Salary
based on 40 salaries
₹4.5 L/yr - ₹11 L/yr
At par with the average Territory Credit Manager Salary in India
View more details

SMFG India Credit Territory Credit Manager Reviews and Ratings

based on 18 reviews

3.9/5

Rating in categories

3.7

Skill development

3.5

Work-life balance

3.9

Salary

3.8

Job security

3.7

Company culture

3.7

Promotions

3.7

Work satisfaction

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