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SMFG India Credit Senior Individual Relationship Officer Interview Questions and Answers

Updated 1 Aug 2024

SMFG India Credit Senior Individual Relationship Officer Interview Experiences

1 interview found

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
-

I applied via Walk-in and was interviewed in Jul 2024. There were 2 interview rounds.

Round 1 - Case Study 

Basically ask tell about yourself and if experienced then how to work on your last organisation and why should you leave and which type of work did you previously...

Round 2 - HR 

(2 Questions)

  • Q1. Comfortable to Another location to work or not ?
  • Ans. 

    Yes, I am comfortable with relocating for work if necessary.

    • I am open to new opportunities and experiences in different locations

    • I have previous experience working in different cities or countries

    • I am willing to adapt to new environments and cultures for the job

  • Answered by AI
  • Q2. You have all Documents i.e: last organisation reliving, payslip etc.

Interview questions from similar companies

Interview Questionnaire 

4 Questions

  • Q1. 3 Biggest Achievements
  • Ans. 

    Increased sales revenue, implemented cost-saving measures, led successful team projects.

    • Increased sales revenue by 25% through strategic marketing campaigns

    • Implemented cost-saving measures resulting in a 15% reduction in expenses

    • Led successful team projects resulting in improved productivity and customer satisfaction

  • Answered by AI
  • Q2. 3 biggest failures
  • Ans. 

    Failed to meet sales targets, poor communication with team, missed project deadline

    • Failed to meet sales targets despite efforts to increase marketing and promotions

    • Poor communication with team led to misunderstandings and delays in project completion

    • Missed project deadline due to underestimating the scope of work and lack of proper planning

  • Answered by AI
  • Q3. Describe a day in your current role
  • Q4. Technical questions

I applied via Referral and was interviewed in Dec 2021. There were 3 interview rounds.

Interview Questionnaire 

5 Questions

  • Q1. Tell me about yourself
  • Q2. What you used to do in your previous organization
  • Q3. Why you want to work in financial sector
  • Q4. Why do you think crypto currency is falling down
  • Ans. 

    Crypto currency is falling due to various factors.

    • Lack of regulation and security concerns

    • Decrease in demand and increase in supply

    • Negative news and market manipulation

    • Competition from other cryptocurrencies

    • Overall market trends and economic factors

  • Answered by AI
  • Q5. Where do you see indian stock market after 5 years
  • Ans. 

    The Indian stock market is expected to grow steadily over the next 5 years.

    • The Indian economy is projected to grow at a steady pace, which will positively impact the stock market.

    • The government's focus on economic reforms and infrastructure development will attract more foreign investments.

    • The increasing use of technology and digitalization in the stock market will make it more accessible to retail investors.

    • The ongoin...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and real, tell everything in detail

I applied via Campus Placement and was interviewed in Dec 2021. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. Stock market knowledge and have you invested in it
  • Ans. 

    Yes, I have a good understanding of the stock market and have invested in it.

    • I have been following the stock market for several years and have a good understanding of how it works.

    • I have invested in a variety of stocks and have experience with both short-term and long-term investments.

    • I am familiar with different investment strategies and have a good understanding of risk management.

    • For example, I recently invested in ...

  • Answered by AI
  • Q2. Yess I have invested

Interview Preparation Tips

Interview preparation tips for other job seekers - Communication skills are very important
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed before Mar 2023. There was 1 interview round.

Round 1 - One-on-one 

(3 Questions)

  • Q1. How sale was done, how sale close
  • Ans. 

    Sales are achieved through building relationships with clients and understanding their needs, leading to successful closures.

    • Build rapport with clients to understand their needs and preferences

    • Present products or services in a compelling way that addresses client's needs

    • Handle objections effectively and provide solutions

    • Negotiate terms and close the sale by gaining client's commitment

    • Follow up with clients to ensure sa

  • Answered by AI
  • Q2. Product knowledge
  • Q3. How you like your job
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Aug 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Asked about Dsa's,and same they verified also.
  • Q2. Introduction about yourself

Interview Preparation Tips

Interview preparation tips for other job seekers - Just be real what you're saying should be correct

I applied via Recruitment Consultant and was interviewed before Oct 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. How to sale personal loan
  • Ans. 

    To sell personal loans, focus on the benefits, offer competitive rates, and tailor the loan to the customer's needs.

    • Highlight the benefits of the loan, such as flexible repayment options and quick access to funds

    • Offer competitive interest rates and fees compared to other lenders

    • Tailor the loan to the customer's specific needs and financial situation

    • Provide excellent customer service and follow-up to build trust and loy...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Give clear idea of selling how to sell loan and other products. Give answers with confidence

I applied via Campus Placement and was interviewed before Feb 2021. There were 2 interview rounds.

Round 1 - Case Study 

A simple case study with some ratios

Round 2 - One-on-one 

(2 Questions)

  • Q1. Basic work experience
  • Q2. 1. Difference between PPP model and HAM 2. Liquidity ratios, Leverage Ratios etc
  • Ans. 

    PPP model and HAM differences, liquidity and leverage ratios

    • PPP model involves private sector participation in public infrastructure projects while HAM is a hybrid annuity model for road projects

    • PPP model involves risk-sharing between public and private sectors while HAM involves a fixed government payment and variable private payment

    • Liquidity ratios measure a company's ability to meet short-term obligations while leve...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Good place to start your career

I applied via First nakuri and was interviewed before Dec 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Basic questions regarding bank and they checked my communication skills

Interview Preparation Tips

Interview preparation tips for other job seekers - It was positive interview

I was interviewed in Jan 2017.

Interview Questionnaire 

1 Question

  • Q1. About resume, academics etc.

Interview Preparation Tips

Round: Group Discussion
Experience: An abstract topic was given the on which we were supposed to discuss for 15 minutes followed by individual summary of the discussion and a common conclusion.
Tips: Stay confident and cover all the points in conclusion, while keep summary based on your point of view.
Duration: 15 minutes

Round: Stress Interview
Experience: It was more of a stress interview where they were trying to test my patience. They kept asking me stress questions on my resume and qualification background. They were judging my view point and my decision making skills. Overall tempo of the interview was skewed towards the candidate being able to handle the pressure and show his calm and composed side in those moments.
Tips: The tips I would like to give to candidates will be be confident and calm in an interview no matter what. If you don't know something that's totally okay, nobody is judging you for your knowledge only. It is the overall personality and behavior that matters. Last thing and most important thing which I would like to add is be honest about everything that is there.

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SMFG India Credit Interview FAQs

How many rounds are there in SMFG India Credit Senior Individual Relationship Officer interview?
SMFG India Credit interview process usually has 2 rounds. The most common rounds in the SMFG India Credit interview process are Case Study and HR.

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SMFG India Credit Senior Individual Relationship Officer Interview Process

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Interview experience

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Excellent
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SMFG India Credit Senior Individual Relationship Officer Salary
based on 32 salaries
₹1.8 L/yr - ₹3 L/yr
At par with the average Senior Individual Relationship Officer Salary in India
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4.8/5

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