ESAF Small Finance Bank Associate Manager Interview Questions and Answers

The three ratios I will look at while analyzing a manufacturing company for loan are debt-to-equity ratio, current ratio, and inventory turnover ratio.

• Debt-to-equity ratio measures the amount of debt a company has compared to its equity.

• Current ratio measures a company's ability to pay its short-term debts.

• Inventory turnover ratio measures how quickly a company sells its inventory.

• Examples: If a company has a high debt...read more

DSCR stands for Debt Service Coverage Ratio, which is a financial metric used to measure a company's ability to pay its debts.

• DSCR is calculated by dividing a company's net operating income by its total debt service.

• A DSCR of 1 or higher indicates that a company is generating enough income to cover its debt obligations.

• A DSCR below 1 indicates that a company may have difficulty meeting its debt obligations.

• Lenders ofte...read more

Experienced professional with a background in project management and team leadership.

• Over 5 years of experience in project management

• Strong leadership skills demonstrated through successful team management

• Proven track record of delivering projects on time and within budget

• Excellent communication and problem-solving abilities

I chose regulatory reporting because of my interest in ensuring compliance and accuracy in financial reporting.

• Interest in ensuring compliance with regulations

• Attention to detail and accuracy

• Opportunity to work with complex financial data

• Desire to contribute to transparent and reliable financial markets

I chose CMA because of its reputation for producing well-rounded professionals with strong analytical skills.

• CMA is highly respected in the industry for its rigorous curriculum and focus on practical skills

• I believe that obtaining a CMA certification will enhance my career prospects and open up new opportunities

• I am drawn to the analytical nature of the CMA program and the emphasis on decision-making based on data and