DBS Bank Associate Manager Interview Questions and Answers

Q1. Tell me about self
Ans. 
I am a dedicated and results-driven individual with strong leadership skills and a passion for continuous learning and development.
• Strong leadership skills demonstrated through successful team management

• Passionate about continuous learning and development

• Dedicated and results-driven individual
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Q2. Why are you interested in idfc bank
Ans. 
I am interested in IDFC Bank because of its innovative approach to banking and strong focus on customer satisfaction.
• I am impressed by IDFC Bank's commitment to providing personalized banking solutions to its customers.

• I am attracted to the bank's emphasis on technology and digital banking services.

• I believe in the bank's vision of financial inclusion and empowerment of all segments of society.

• I am excited about the op...read more
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Q1. Tell me about self
Ans. 
I am a dedicated and results-driven individual with strong leadership skills and a passion for continuous learning and development.
• Strong leadership skills demonstrated through successful team management

• Passionate about continuous learning and development, always seeking new opportunities for growth

• Dedicated and results-driven, consistently achieving goals and exceeding expectations
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Q1. What are the three ratios you will look at while analysing a manufacturing company for loan
Ans. 
The three ratios I will look at while analyzing a manufacturing company for loan are debt-to-equity ratio, current ratio, and inventory turnover ratio.
• Debt-to-equity ratio measures the amount of debt a company has compared to its equity.

• Current ratio measures a company's ability to pay its short-term debts.

• Inventory turnover ratio measures how quickly a company sells its inventory.

• Examples: If a company has a high debt...read more
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Q2. Explain DSCR in detail
Ans. 
DSCR stands for Debt Service Coverage Ratio, which is a financial metric used to measure a company's ability to pay its debts.
• DSCR is calculated by dividing a company's net operating income by its total debt service.

• A DSCR of 1 or higher indicates that a company is generating enough income to cover its debt obligations.

• A DSCR below 1 indicates that a company may have difficulty meeting its debt obligations.

• Lenders ofte...read more
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Q1. Work experience
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Q2. Comfortable with rotational shift
Ans. 
Yes, I am comfortable with rotational shifts.
• I have previous experience working in rotational shifts and have adapted well to the schedule.

• I understand the importance of flexibility in the workplace and am willing to adjust my schedule as needed.

• I am able to maintain a healthy work-life balance even with rotational shifts.

• I am committed to meeting the requirements of the job, regardless of the shift schedule.
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Q3. Last drawn salary from previous organization
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Q1. Most of them related to previous company experience
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Q2. Basic to advanced Accounting questions..journal entries. Excel questions
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Q3. Tell me about yourself
Ans. 
Experienced professional with a background in project management and team leadership.
• Over 5 years of experience in project management

• Strong leadership skills demonstrated through successful team management

• Proven track record of delivering projects on time and within budget

• Excellent communication and problem-solving abilities
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Q4. Why do u choose regulatory reporting
Ans. 
I chose regulatory reporting because of my interest in ensuring compliance and accuracy in financial reporting.
• Interest in ensuring compliance with regulations

• Attention to detail and accuracy

• Opportunity to work with complex financial data

• Desire to contribute to transparent and reliable financial markets
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Q5. Why do u choosed CMA?
Ans. 
I chose CMA because of its reputation for producing well-rounded professionals with strong analytical skills.
• CMA is highly respected in the industry for its rigorous curriculum and focus on practical skills

• I believe that obtaining a CMA certification will enhance my career prospects and open up new opportunities

• I am drawn to the analytical nature of the CMA program and the emphasis on decision-making based on data and
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Q1. Introduce yourself
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Q2. Tell me about your past experience
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Q1. What are your salary expectations?
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Q2. What is your family background?
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Q3. Share details of your previous job.
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Q4. Tell me about yourself.
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Q1. Technical questions on amortization of expenses
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Q2. Technical questions on leases
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Topic regarding private vs public banking