Add office photos
Filter interviews by
ESAF Small Finance Bank Credit Officer Interview Questions, Process, and Tips
Updated
8 Jan 2023
1 ESAF Small Finance Bank Credit Officer Interview Experience
15 questions found
Sort by:
Popular
Anonymous
Interview experience
Excellent
Difficulty level
Hard
Duration
2-4 weeks
Result
Selected
I applied via Naukri.com and was interviewed in Dec 2022.
4 Interview Rounds
1
Resume Shortlist Round
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
2
HR Round (4 Questions)
- Q1. In this round HR ask question from my CV. Add Answer
- Q2. How can handle HL and LAP product View Answers (1)
- Q3. What is difference between housing loan and mortgage loan View Answers (1)
- Q4. Which one is eligible for housing and mortgage loan and other loan View Answers (2)
3
Technical Round (7 Questions)
- Q1. What is underwriting View Answers (1)
- Q2. How can you are calculate income if customer not filing the income tax return in business class View Answers (7)
- Q3. What is the LTV ratio as per the RBI norms View Answers (1)
- Q4. How can you conduct PD in case of Street shops View Answers (1)
- Q5. How can you access the income of Kirana shopkeeper View Answers (1)
- Q6. How can we calculate income of pandit View Answers (1)
- Q7. What is the parameter of cibil View Answers (1)
4
HR Round (4 Questions)
- Q1. What is the main thing in any valuation and technical report View Answers (1)
- Q2. What is the legal report which document is mandatory for em creation View Answers (1)
- Q3. Why 13 years flow is mandatory for any any legal report View Answers (1)
- Q4. What is the incumbrance and CERSAI View Answers (1)
Interview Preparation Tips
Interview preparation tips for other job seekers - I always suggest to jobs seekers before giving any interviews we have to update basic knowledge and read policies and rules and regulation as per RBI, without taking any conceptual and basic knowledge we cannot break any interview
Credit Officer Jobs at ESAF Small Finance Bank
Top trending discussions
View All
Interview Tips & Stories
2w (edited)
a consultant
Alternate documents for Employee verification?
My new employer asked for my previous offer letters and salary slips. When I inquired, they said it was for background verification.
However, I feel that providing these documents might affect salary negotiations, and it feels a bit unethical too.
What alternative documents can I provide for employment verification?
Got a question about ESAF Small Finance Bank?
Ask anonymously on communities.
Interview questions from similar companies
Interview experience
Good
Difficulty level
Easy
Duration
Less than 2 weeks
Result
Selected
I applied via Referral and was interviewed in Jul 2023.
1 Interview Round
1
One-on-one Round (3 Questions)
- Q1. Family background Add Answer
- Q2. About academics Add Answer
- Q3. Knowledge about post applying for Add Answer
Interview Preparation Tips
Interview preparation tips for other job seekers - Be confident and precise and talk to the point. Gain thorough knowledge about company one is applying for and post for which one is giving interview.
Interview experience
Excellent
Difficulty level
-
Duration
-
Result
-
1 Interview Round
1
HR Round (1 Question)
- Q1. What do uou know about equitas Add Answer
Interview experience
Excellent
Difficulty level
Moderate
Duration
-
Result
Selected
I applied via AmbitionBox
3 Interview Rounds
1
Resume Shortlist Round
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
2
One-on-one Round (2 Questions)
- Q1. Branch banking Credit oriented Add Answer
- Q2. Benchmarking related Questions Add Answer
3
HR Round (1 Question)
- Q1. Salary details conversation Add Answer
3 Interview Rounds
1
Aptitude Test Round
It consist of 20 questions and no negative marking
2
Group Discussion Round
It’s not group discussion it’s one to one discussion on particular topic
3
Technical Round (2 Questions)
- Q1. Direct interview with technical team Add Answer
- Q2. 5cs of credit
Emi calculations View Answers (1)
Interview Preparation Tips
Interview preparation tips for other job seekers - Be cool and give the answers what you know .Don’t bluff and go prepared
Interview Questions
- Q1. Self introduced
Add Answer
- Q2. My Self Samir Patra , I live at west bengal , I am Graduated .Near about 12 years experience in microfinance and banking sector .There job roll Branch Head , Re...read more
Add Answer
Interview Preparation Tips
Interview preparation tips for other job seekers - Positively response any questions .
I applied via Naukri.com and was interviewed in Jul 2021.
1 Interview Round
Interview Questions
- Q1. Why I should hiring this company ?
View Answers (2)
- Q2. What is your expectation salary?
View Answers (1)
Interview Preparation Tips
Interview preparation tips for other job seekers - Be bold
Talkactive
Open heart to share the information
Speak honest
Talkactive
Open heart to share the information
Speak honest
I applied via Company Website and was interviewed before Jan 2021.
3 Interview Rounds
1
Aptitude Test Round
Maths reasoning professional knowledge
2
One-on-one Round (1 Question)
- Q1. Professional knowledge check Add Answer
3
Resume Shortlist Round
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Interview Preparation Tips
Topics to prepare for Punjab & Sind Bank Credit Officer interview:
- Taxation
I applied via Approached by company and was interviewed in Aug 2021.
2 Interview Rounds
1
HR Round (1 Question)
- Q1. What are your salary expectations? Add Answer
2
Selected Round (1 Question)
- Q1. About salary decisions Add Answer
Interview Preparation Tips
Interview preparation tips for other job seekers - Go and join its a good company
5 Interview Rounds
1
Resume Shortlist Round
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
2
HR Round (1 Question)
- Q1. Background profile
Previous experience Add Answer
3
Assignment Round
Credit information,
Ceedit Policy
4
One-on-one Round (2 Questions)
- Q1. My introduction
Background profile Add Answer
- Q2. Self introduction
Previous experience Add Answer
5
Group Discussion Round
Group discussion of experience
Interview Preparation Tips
Interview preparation tips for other job seekers - Having 7.5 year total experience in Credit background.
Expecting Good hike in my ctc
Expecting Good hike in my ctc
ESAF Small Finance Bank Interview FAQs
How many rounds are there in ESAF Small Finance Bank Credit Officer interview?
ESAF Small Finance Bank interview process usually has 4 rounds. The most common rounds in the ESAF Small Finance Bank interview process are HR, Technical and Resume Shortlist.
How to prepare for ESAF Small Finance Bank Credit Officer interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at ESAF Small Finance Bank. The most common topics and skills that interviewers at ESAF Small Finance Bank expect are Compliance, Customer Service, MS Office, CRM Software and Financial Analysis.
What are the top questions asked in ESAF Small Finance Bank Credit Officer interview?
Some of the top questions asked at the ESAF Small Finance Bank Credit Officer interview -
Tell us how to improve this page.
ESAF Small Finance Bank Interviews By Designations
- ESAF Small Finance Bank Branch Manager Interview Questions
- ESAF Small Finance Bank Executive Trainee Interview Questions
- ESAF Small Finance Bank Assistant Manager Interview Questions
- ESAF Small Finance Bank Sales Officer Interview Questions
- ESAF Small Finance Bank Senior Officer Interview Questions
- ESAF Small Finance Bank Brach Operation Manager Interview Questions
- ESAF Small Finance Bank Officer Interview Questions
- ESAF Small Finance Bank Branch Head Interview Questions
- Show more
Interview Questions for Popular Designations
- Credit Manager Interview Questions
- Branch Credit Manager Interview Questions
- Credit Analyst Interview Questions
- Credit Risk Analyst Interview Questions
- Area Credit Manager Interview Questions
- Senior Credit Analyst Interview Questions
- Assistant Credit Manager Interview Questions
- Senior Manager Credit Interview Questions
- Show more
People are getting interviews through
based on 1 ESAF Small Finance Bank interview
Job Portal
100%
Low
Confidence
?
Low Confidence means the data is based on a small number of responses received from the candidates.
Credit Officer Interview Questions from Similar Companies
Fast track your campus placements
At
par with the average Credit Officer Salary in India
View more details
ESAF Small Finance Bank Credit Officer Reviews and Ratings
based on 18 reviews
Rating in categories
|
Senior Officer
550
salaries
|  ₹2 L/yr - ₹5.5 L/yr |
|
Branch Manager
322
salaries
| ₹3.1 L/yr - ₹13 L/yr |
|
Brach Operation Manager
310
salaries
| ₹2.2 L/yr - ₹7.8 L/yr |
|
Assistant Manager
306
salaries
| ₹2.2 L/yr - ₹6.6 L/yr |
|
Branch Head
247
salaries
| ₹4 L/yr - ₹14 L/yr |
Explore more salaries
Compare ESAF Small Finance Bank with
Ujjivan Financial Services
Compare
Bharat Financial Inclusion
Compare
Bandhan Bank
Compare
Jana Small Finance Bank
Compare
Calculate your in-hand salary
Confused about how your in-hand salary is calculated? Enter your annual salary (CTC) and
get your in-hand salary
Did you find this page helpful?
Yes No
- Home >
- Interviews >
- ESAF Small Finance Bank Interview Questions >
- ESAF Small Finance Bank Credit Officer Interview Questions
Share an Interview